North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
North Carolina has 326 banks tracked under the Community Reinvestment Act. 32 earned an Outstanding rating, 8 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
1ST STATE BANK
BURLINGTON · FDIC · Sep 2003
SatisfactorySTONE STREET BANK & TRUST
MOCKSVILLE · FDIC · Jan 1998
SatisfactoryCOOPERATIVE BANK
WILMINGTON · FDIC · Feb 2009
SatisfactoryBLACK MOUNTAIN SAVINGS BANK, SSB
BLACK MOUNTAIN · FDIC · May 2020
SatisfactoryHOME SAVINGS BANK, SSB OF EDEN
EDEN · FDIC · May 2004
SatisfactoryFIRST SAVINGS BANK OF ROCKINGHAM COUNTY, SSB
REIDSVILLE · FDIC · Oct 1994
SatisfactoryRICHMOND SAVINGS BANK, SSB
ROCKINGHAM · FDIC · Aug 1997
SatisfactoryBELMONT SAVINGS BANK, SSB
BELMONT · FDIC · Aug 2021
SatisfactoryDAVIDSON SAVINGS BANK, INC., SSB
LEXINGTON · FDIC · Apr 1993
SatisfactoryFIRST SAVINGS BANK OF MOORE COUNTY, INC., SSB
SOUTHERN PINES · FDIC · Mar 1999
OutstandingMITCHELL SAVINGS BANK, SSB
SPRUCE PINE · FDIC · Nov 1998
SatisfactorySECURITY SAVINGS BANK, SSB
SOUTHPORT · FDIC · Nov 2011
SatisfactoryCITIZENS SAVINGS BANK OF SALISBURY, S.S.B.
SALISBURY · FDIC · Sep 1996
SatisfactoryCITIZENS SAVINGS, INC., SSB
CONCORD · FDIC · Apr 1994
SatisfactoryFIRST SOUTHERN SAVINGS BANK, S.S.B
ASHEBORO · FDIC · Jan 1994
OutstandingPERPETUAL SAVINGS BANK, SSB
LEXINGTON · FDIC · Oct 1994
SatisfactoryENFIELD SAVINGS BANK, SSB
ENFIELD · FDIC · Dec 1995
SatisfactoryRIVERSIDE SAVINGS BANK, SSB
ROANOKE RAPIDS · FDIC · Nov 2025
SatisfactoryROXBORO SAVINGS BANK, SSB
ROXBORO · FDIC · Nov 2022
SatisfactoryEDGECOMB HOMESTEAD SAVINGS BANK, INC., SSB
TARBORO · FDIC · Jul 1993
SatisfactorySCOTLAND SAVINGS BANK, SSB
LAURINBURG · FDIC · Sep 1997
SatisfactorySHELBY SAVINGS BANK, SSB
SHELBY · FDIC · Jul 1995
SatisfactoryPEOPLES SAVINGS BANK, INC., SSB
WILMINGTON · FDIC · Jun 1994
SatisfactoryTARBORO SAVINGS BANK, SSB
TARBORO · FDIC · Oct 2025
SatisfactoryCOMMUNITY SAVINGS BANK, SSB
BURLINGTON · FDIC · Oct 1997
SatisfactoryOMNIBANK, INC., A STATE SAVINGS BANK, SSB
SALISBURY · FDIC · Oct 1993
SatisfactoryROANOKE VALLEY SAVINGS BANK, SSB
ROANOKE RAPIDS · FDIC · Jul 2015
SatisfactoryFIRST SAVINGS BANK, INC., SSB
HICKORY · FDIC · Jul 1993
SatisfactoryASHEVILLE SAVINGS BANK, S.S.B.
ASHEVILLE · FDIC · Sep 2017
SatisfactoryKS BANK, INC.
SMITHFIELD · FDIC · Feb 2024
SatisfactoryMOORESVILLE SAVINGS BANK, SSB
MOORESVILLE · FDIC · Nov 2004
OutstandingANSON BANK & TRUST CO.
WADESBORO · FDIC · Jun 2007
SatisfactoryMUTUAL COMMUNITY SAVINGS BANK, SSB
DURHAM · FDIC · Jul 2002
SatisfactorySEABOARD SAVINGS BANK, INC., SSB
PLYMOUTH · FDIC · Jan 1994
SatisfactoryCITIZENS SAVINGS BANK, SSB, INC.
NEWTON · FDIC · Apr 1993
SatisfactoryHAYWOOD SAVINGS BANK, INC., SSB
WAYNESVILLE · FDIC · Dec 1997
SatisfactoryHILLSBOROUGH SAVINGS BANK, SSB
HILLSBOROUGH · FDIC · Dec 1998
SatisfactoryMORGANTON SAVINGS BANK, S.S.B.
MORGANTON · FDIC · May 2025
SatisfactoryHOME SAVINGS BANK, INC., SSB
KINGS MOUNTAIN · FDIC · May 1995
SatisfactoryGRAHAM SAVINGS BANK, INC., SSB
GRAHAM · FDIC · Jul 1995
SatisfactoryHOME SAVINGS BANK OF SILER CITY, SSB
SILER CITY · FDIC · Jul 1998
SatisfactoryHOME SAVINGS BANK OF ALBEMARLE, SSB
ALBEMARLE · FDIC · Feb 2014
SatisfactoryRANDLEMAN SAVINGS BANK, SSB
RANDLEMAN · FDIC · Aug 1996
SatisfactoryHOME SAVINGS, SSB
THOMASVILLE · FDIC · Sep 1998
SatisfactoryFIRST SOUTH BANK
WASHINGTON · FDIC · Jan 2016
SatisfactoryCABARRUS BANK OF NORTH CAROLINA
CONCORD · FDIC · Feb 1999
SatisfactorySOUTHTRUST BANK OF CENTRAL CAROLINA
CONCORD · FDIC · May 1995
OutstandingJACKSON SAVINGS BANK, SSB
SYLVA · FDIC · May 2025
SatisfactoryHERTFORD SAVINGS BANK, SSB
HERTFORD · FDIC · Mar 2026
SatisfactoryAMERICAN COMMERCIAL SAVINGS BANK, INC., SSB
MONROE · FDIC · Dec 1993
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| 1ST STATE BANK | BURLINGTON | FDIC | Sep 2003 | Satisfactory |
| STONE STREET BANK & TRUST | MOCKSVILLE | FDIC | Jan 1998 | Satisfactory |
| COOPERATIVE BANK | WILMINGTON | FDIC | Feb 2009 | Satisfactory |
| BLACK MOUNTAIN SAVINGS BANK, SSB | BLACK MOUNTAIN | FDIC | May 2020 | Satisfactory |
| HOME SAVINGS BANK, SSB OF EDEN | EDEN | FDIC | May 2004 | Satisfactory |
| FIRST SAVINGS BANK OF ROCKINGHAM COUNTY, SSB | REIDSVILLE | FDIC | Oct 1994 | Satisfactory |
| RICHMOND SAVINGS BANK, SSB | ROCKINGHAM | FDIC | Aug 1997 | Satisfactory |
| BELMONT SAVINGS BANK, SSB | BELMONT | FDIC | Aug 2021 | Satisfactory |
| DAVIDSON SAVINGS BANK, INC., SSB | LEXINGTON | FDIC | Apr 1993 | Satisfactory |
| FIRST SAVINGS BANK OF MOORE COUNTY, INC., SSB | SOUTHERN PINES | FDIC | Mar 1999 | Outstanding |
| MITCHELL SAVINGS BANK, SSB | SPRUCE PINE | FDIC | Nov 1998 | Satisfactory |
| SECURITY SAVINGS BANK, SSB | SOUTHPORT | FDIC | Nov 2011 | Satisfactory |
| CITIZENS SAVINGS BANK OF SALISBURY, S.S.B. | SALISBURY | FDIC | Sep 1996 | Satisfactory |
| CITIZENS SAVINGS, INC., SSB | CONCORD | FDIC | Apr 1994 | Satisfactory |
| FIRST SOUTHERN SAVINGS BANK, S.S.B | ASHEBORO | FDIC | Jan 1994 | Outstanding |
| PERPETUAL SAVINGS BANK, SSB | LEXINGTON | FDIC | Oct 1994 | Satisfactory |
| ENFIELD SAVINGS BANK, SSB | ENFIELD | FDIC | Dec 1995 | Satisfactory |
| RIVERSIDE SAVINGS BANK, SSB | ROANOKE RAPIDS | FDIC | Nov 2025 | Satisfactory |
| ROXBORO SAVINGS BANK, SSB | ROXBORO | FDIC | Nov 2022 | Satisfactory |
| EDGECOMB HOMESTEAD SAVINGS BANK, INC., SSB | TARBORO | FDIC | Jul 1993 | Satisfactory |
| SCOTLAND SAVINGS BANK, SSB | LAURINBURG | FDIC | Sep 1997 | Satisfactory |
| SHELBY SAVINGS BANK, SSB | SHELBY | FDIC | Jul 1995 | Satisfactory |
| PEOPLES SAVINGS BANK, INC., SSB | WILMINGTON | FDIC | Jun 1994 | Satisfactory |
| TARBORO SAVINGS BANK, SSB | TARBORO | FDIC | Oct 2025 | Satisfactory |
| COMMUNITY SAVINGS BANK, SSB | BURLINGTON | FDIC | Oct 1997 | Satisfactory |
| OMNIBANK, INC., A STATE SAVINGS BANK, SSB | SALISBURY | FDIC | Oct 1993 | Satisfactory |
| ROANOKE VALLEY SAVINGS BANK, SSB | ROANOKE RAPIDS | FDIC | Jul 2015 | Satisfactory |
| FIRST SAVINGS BANK, INC., SSB | HICKORY | FDIC | Jul 1993 | Satisfactory |
| ASHEVILLE SAVINGS BANK, S.S.B. | ASHEVILLE | FDIC | Sep 2017 | Satisfactory |
| KS BANK, INC. | SMITHFIELD | FDIC | Feb 2024 | Satisfactory |
| MOORESVILLE SAVINGS BANK, SSB | MOORESVILLE | FDIC | Nov 2004 | Outstanding |
| ANSON BANK & TRUST CO. | WADESBORO | FDIC | Jun 2007 | Satisfactory |
| MUTUAL COMMUNITY SAVINGS BANK, SSB | DURHAM | FDIC | Jul 2002 | Satisfactory |
| SEABOARD SAVINGS BANK, INC., SSB | PLYMOUTH | FDIC | Jan 1994 | Satisfactory |
| CITIZENS SAVINGS BANK, SSB, INC. | NEWTON | FDIC | Apr 1993 | Satisfactory |
| HAYWOOD SAVINGS BANK, INC., SSB | WAYNESVILLE | FDIC | Dec 1997 | Satisfactory |
| HILLSBOROUGH SAVINGS BANK, SSB | HILLSBOROUGH | FDIC | Dec 1998 | Satisfactory |
| MORGANTON SAVINGS BANK, S.S.B. | MORGANTON | FDIC | May 2025 | Satisfactory |
| HOME SAVINGS BANK, INC., SSB | KINGS MOUNTAIN | FDIC | May 1995 | Satisfactory |
| GRAHAM SAVINGS BANK, INC., SSB | GRAHAM | FDIC | Jul 1995 | Satisfactory |
| HOME SAVINGS BANK OF SILER CITY, SSB | SILER CITY | FDIC | Jul 1998 | Satisfactory |
| HOME SAVINGS BANK OF ALBEMARLE, SSB | ALBEMARLE | FDIC | Feb 2014 | Satisfactory |
| RANDLEMAN SAVINGS BANK, SSB | RANDLEMAN | FDIC | Aug 1996 | Satisfactory |
| HOME SAVINGS, SSB | THOMASVILLE | FDIC | Sep 1998 | Satisfactory |
| FIRST SOUTH BANK | WASHINGTON | FDIC | Jan 2016 | Satisfactory |
| CABARRUS BANK OF NORTH CAROLINA | CONCORD | FDIC | Feb 1999 | Satisfactory |
| SOUTHTRUST BANK OF CENTRAL CAROLINA | CONCORD | FDIC | May 1995 | Outstanding |
| JACKSON SAVINGS BANK, SSB | SYLVA | FDIC | May 2025 | Satisfactory |
| HERTFORD SAVINGS BANK, SSB | HERTFORD | FDIC | Mar 2026 | Satisfactory |
| AMERICAN COMMERCIAL SAVINGS BANK, INC., SSB | MONROE | FDIC | Dec 1993 | Satisfactory |