North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
North Carolina has 326 banks tracked under the Community Reinvestment Act. 32 earned an Outstanding rating, 8 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
HIGH POINT BANK AND TRUST COMPANY
HIGH POINT · FDIC · Feb 2015
SatisfactoryTHE BANK OF BLADENBORO
BLADENBORO · FDIC · Jul 1993
SatisfactoryAVERY COUNTY BANK
NEWLAND · FDIC · Aug 1998
OutstandingHOMETRUST BANK
CLYDE · OTS · Oct 2009
OutstandingNATIONSBANK OF NORTH CAROLINA, N.A.
CHARLOTTE · OCC · Sep 1993
OutstandingNATIONSBANK, N.A. (CAROLINAS)
CHARLOTTE · OCC · Jul 1995
OutstandingFIRST BANK
SOUTHERN PINES · FDIC · Mar 2014
SatisfactoryNEW REPUBLIC SAVINGS BANK
ROANOKE RAPIDS · OTS · Dec 2008
SatisfactorySOUTHERN BANK AND TRUST COMPANY
MOUNT OLIVE · FDIC · Oct 2024
SatisfactoryCITIZENS BANK, FSB
SALISBURY · OTS · Oct 1999
SatisfactoryFIRST UNION NATIONAL BANK OF NORTH CAROLINA
CHARLOTTE · OCC · May 1997
OutstandingWACHOVIA BANK OF NORTH CAROLINA, N.A.
WINSTON-SALEM · OCC · Mar 1993
OutstandingGREENSBORO NATIONAL BANK
GREENSBORO · OCC · Jun 1993
SatisfactoryCOLUMBUS NATIONAL BANK
WHITEVILLE · OCC · Jul 1991
SatisfactoryUNITED NATIONAL BANK
FAYETTEVILLE · OCC · Dec 1997
SatisfactoryNEWBRIDGE BANK
GREENSBORO · FDIC · Mar 2012
SatisfactoryHARRINGTON BANK, FSB
CHAPEL HILL · OTS · Jun 2010
SatisfactoryYADKIN BANK
STATESVILLE · FDIC · Sep 2015
SatisfactoryLUMBEE GUARANTY BANK
PEMBROKE · FDIC · Jul 2024
SatisfactorySOUTHTRUST BANK OF NORTHCAROLINA, N.A.
RALEIGH · OCC · Aug 1995
SatisfactoryENTERPRISE NATIONAL BANK
WINSTON-SALEM · OCC · Sep 1992
OutstandingWILKES NATIONAL BANK
WILKESBORO · OCC · Dec 1997
SatisfactoryWACHOVIA BANK OF DELAWARE, N.A.
WILMINGTON · OCC · Jun 2006
OutstandingRANDOLPH BANK & TRUST COMPANY
ASHEBORO · FDIC · May 2013
SatisfactoryALAMANCE NATIONAL BANK
GRAHAM · OCC · Sep 1999
SatisfactoryTHE VILLAGE BANK
CHAPEL HILL · FDIC · Apr 1994
SatisfactoryTRIAD BANK
GREENSBORO · FDIC · Nov 1995
SatisfactoryFIRST COMMERCIAL BANK
ASHEVILLE · FDIC · Aug 1995
OutstandingLINCOLN BANK OF NORTH CAROLINA
LINCOLNTON · FDIC · Oct 1999
SatisfactoryTHE BANK OF IREDELL
STATESVILLE · FDIC · May 1992
SatisfactoryUNITED COMMUNITY BANK
MURPHY · FDIC · Oct 2006
SatisfactoryFIRST CHARLOTTE BANK AND TRUST COMPANY
CHARLOTTE · FDIC · Nov 1992
SatisfactoryBANK OF STANLY
ALBEMARLE · FDIC · Apr 2004
SatisfactoryFIRST SCOTLAND BANK
LAURINBURG · FDIC · Aug 1994
Needs to ImproveBANK OF UNION
MONROE · FDIC · Feb 1997
SatisfactorySALEM TRUST BANK
WINSTON-SALEM · FDIC · Mar 1995
SatisfactoryTHE ANCHOR BANK OF NORTH CAROLINA
HAMPSTEAD · FDIC · Oct 1994
SatisfactorySTATE BANK
FAYETTEVILLE · FDIC · Aug 1994
SatisfactoryBANKERS TRUST OF NORTH CAROLINA
GREENSBORO · FDIC · Jun 1990
OutstandingTHE COMMUNITY BANK
PILOT MOUNTAIN · FDIC · Feb 1999
OutstandingFIRST COMMUNITY BANK
GASTONIA · FDIC · Nov 1994
SatisfactoryBLUE RIDGE BANK
SPARTA · FDIC · Aug 1996
SatisfactoryCOMMUNITY BANK & TRUST CO.
RUTHERFORDTON · FDIC · Aug 1998
SatisfactoryTRIANGLE BANK AND TRUST COMPANY
RALEIGH · FDIC · Jun 1991
SatisfactoryFIRSTSOUTH BANK
BURLINGTON · FDIC · Sep 1995
SatisfactorySTANDARD BANK & TRUST COMPANY
DUNN · FDIC · Aug 1993
SatisfactoryBANK OF MECKLENBURG
CHARLOTTE · FDIC · Jun 1995
SatisfactoryOLD NORTH STATE BANK
KING · FDIC · Jun 1995
SatisfactoryUNITY BANK & TRUST COMPANY
ROCKY MOUNT · FDIC · Aug 1993
SatisfactoryCLYDE SAVINGS BANK, SSB
CLYDE · FDIC · Apr 1995
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| HIGH POINT BANK AND TRUST COMPANY | HIGH POINT | FDIC | Feb 2015 | Satisfactory |
| THE BANK OF BLADENBORO | BLADENBORO | FDIC | Jul 1993 | Satisfactory |
| AVERY COUNTY BANK | NEWLAND | FDIC | Aug 1998 | Outstanding |
| HOMETRUST BANK | CLYDE | OTS | Oct 2009 | Outstanding |
| NATIONSBANK OF NORTH CAROLINA, N.A. | CHARLOTTE | OCC | Sep 1993 | Outstanding |
| NATIONSBANK, N.A. (CAROLINAS) | CHARLOTTE | OCC | Jul 1995 | Outstanding |
| FIRST BANK | SOUTHERN PINES | FDIC | Mar 2014 | Satisfactory |
| NEW REPUBLIC SAVINGS BANK | ROANOKE RAPIDS | OTS | Dec 2008 | Satisfactory |
| SOUTHERN BANK AND TRUST COMPANY | MOUNT OLIVE | FDIC | Oct 2024 | Satisfactory |
| CITIZENS BANK, FSB | SALISBURY | OTS | Oct 1999 | Satisfactory |
| FIRST UNION NATIONAL BANK OF NORTH CAROLINA | CHARLOTTE | OCC | May 1997 | Outstanding |
| WACHOVIA BANK OF NORTH CAROLINA, N.A. | WINSTON-SALEM | OCC | Mar 1993 | Outstanding |
| GREENSBORO NATIONAL BANK | GREENSBORO | OCC | Jun 1993 | Satisfactory |
| COLUMBUS NATIONAL BANK | WHITEVILLE | OCC | Jul 1991 | Satisfactory |
| UNITED NATIONAL BANK | FAYETTEVILLE | OCC | Dec 1997 | Satisfactory |
| NEWBRIDGE BANK | GREENSBORO | FDIC | Mar 2012 | Satisfactory |
| HARRINGTON BANK, FSB | CHAPEL HILL | OTS | Jun 2010 | Satisfactory |
| YADKIN BANK | STATESVILLE | FDIC | Sep 2015 | Satisfactory |
| LUMBEE GUARANTY BANK | PEMBROKE | FDIC | Jul 2024 | Satisfactory |
| SOUTHTRUST BANK OF NORTHCAROLINA, N.A. | RALEIGH | OCC | Aug 1995 | Satisfactory |
| ENTERPRISE NATIONAL BANK | WINSTON-SALEM | OCC | Sep 1992 | Outstanding |
| WILKES NATIONAL BANK | WILKESBORO | OCC | Dec 1997 | Satisfactory |
| WACHOVIA BANK OF DELAWARE, N.A. | WILMINGTON | OCC | Jun 2006 | Outstanding |
| RANDOLPH BANK & TRUST COMPANY | ASHEBORO | FDIC | May 2013 | Satisfactory |
| ALAMANCE NATIONAL BANK | GRAHAM | OCC | Sep 1999 | Satisfactory |
| THE VILLAGE BANK | CHAPEL HILL | FDIC | Apr 1994 | Satisfactory |
| TRIAD BANK | GREENSBORO | FDIC | Nov 1995 | Satisfactory |
| FIRST COMMERCIAL BANK | ASHEVILLE | FDIC | Aug 1995 | Outstanding |
| LINCOLN BANK OF NORTH CAROLINA | LINCOLNTON | FDIC | Oct 1999 | Satisfactory |
| THE BANK OF IREDELL | STATESVILLE | FDIC | May 1992 | Satisfactory |
| UNITED COMMUNITY BANK | MURPHY | FDIC | Oct 2006 | Satisfactory |
| FIRST CHARLOTTE BANK AND TRUST COMPANY | CHARLOTTE | FDIC | Nov 1992 | Satisfactory |
| BANK OF STANLY | ALBEMARLE | FDIC | Apr 2004 | Satisfactory |
| FIRST SCOTLAND BANK | LAURINBURG | FDIC | Aug 1994 | Needs to Improve |
| BANK OF UNION | MONROE | FDIC | Feb 1997 | Satisfactory |
| SALEM TRUST BANK | WINSTON-SALEM | FDIC | Mar 1995 | Satisfactory |
| THE ANCHOR BANK OF NORTH CAROLINA | HAMPSTEAD | FDIC | Oct 1994 | Satisfactory |
| STATE BANK | FAYETTEVILLE | FDIC | Aug 1994 | Satisfactory |
| BANKERS TRUST OF NORTH CAROLINA | GREENSBORO | FDIC | Jun 1990 | Outstanding |
| THE COMMUNITY BANK | PILOT MOUNTAIN | FDIC | Feb 1999 | Outstanding |
| FIRST COMMUNITY BANK | GASTONIA | FDIC | Nov 1994 | Satisfactory |
| BLUE RIDGE BANK | SPARTA | FDIC | Aug 1996 | Satisfactory |
| COMMUNITY BANK & TRUST CO. | RUTHERFORDTON | FDIC | Aug 1998 | Satisfactory |
| TRIANGLE BANK AND TRUST COMPANY | RALEIGH | FDIC | Jun 1991 | Satisfactory |
| FIRSTSOUTH BANK | BURLINGTON | FDIC | Sep 1995 | Satisfactory |
| STANDARD BANK & TRUST COMPANY | DUNN | FDIC | Aug 1993 | Satisfactory |
| BANK OF MECKLENBURG | CHARLOTTE | FDIC | Jun 1995 | Satisfactory |
| OLD NORTH STATE BANK | KING | FDIC | Jun 1995 | Satisfactory |
| UNITY BANK & TRUST COMPANY | ROCKY MOUNT | FDIC | Aug 1993 | Satisfactory |
| CLYDE SAVINGS BANK, SSB | CLYDE | FDIC | Apr 1995 | Satisfactory |