Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Kentucky has 493 banks tracked under the Community Reinvestment Act. 72 earned an Outstanding rating, 3 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
PEOPLES B&TC OF MADISON CTY
BEREA · FRB · Aug 2019
OutstandingFIRST CITIZENS BK
ELIZABETHTOWN · FRB · May 2016
SatisfactoryPEOPLES B&TC
HAZARD · FRB · Feb 2022
SatisfactoryBANK OF BUFFALO
BUFFALO · FRB · Jan 2023
SatisfactoryBANK OF CADIZ & TC
CADIZ · FRB · Jun 2024
SatisfactoryKING SOUTHERN BK
CHAPLIN · FRB · Jun 2015
SatisfactoryBANK OF OHIO COUNTY
BEAVER DAM · FRB · Feb 2013
SatisfactoryWHITAKER BK
LEXINGTON · FRB · Nov 2023
OutstandingFIRST CAPITAL BK OF KY
LOUISVILLE · FRB · Nov 2015
SatisfactoryMADISON BK
RICHMOND · FRB · Apr 2013
SatisfactorySIMPSON COUNTY BANK
FRANKLIN · FDIC · Feb 1997
OutstandingHYDEN CITIZENS BANK
HYDEN · FDIC · Oct 2024
SatisfactoryPOOLE DEPOSIT BANK
POOLE · FDIC · Nov 1994
SatisfactorySOUTHERN DEPOSIT BANK
RUSSELLVILLE · FDIC · Jan 1998
SatisfactoryBANK OF FORDSVILLE
FORDSVILLE · FDIC · Apr 1993
SatisfactoryTRADITIONAL BANK, INC.
MOUNT STERLING · FDIC · Nov 2023
SatisfactoryMORGANTOWN BANK & TRUST COMPANY, INCORPORATED
MORGANTOWN · FDIC · Jul 2023
SatisfactoryUNITED COMMUNITY BANK
GLASGOW · FDIC · Jul 2003
SatisfactoryBANK OF BUFFALO
BUFFALO · FDIC · Jul 1998
SatisfactoryCITIZENS BANK
MOUNT VERNON · FDIC · Sep 2023
SatisfactorySTOCK YARDS BANK & TRUST COMPANY
LOUISVILLE · FDIC · Aug 2024
OutstandingPEOPLES BANK
LEBANON · FDIC · Jul 2021
SatisfactoryFIRST AMERICAN BANK
ASHLAND · FDIC · Feb 1996
SatisfactoryFIRST BANK AND TRUST CO. OF PRINCETON, KENTUCKY
PRINCETON · FDIC · May 2002
SatisfactoryKENTUCKY FARMERS BANK CORPORATION
CATLETTSBURG · FDIC · Apr 2022
SatisfactoryTHE PEOPLES BANK
TAYLORSVILLE · FDIC · Apr 2023
SatisfactoryFIRST STATE BANK OF THE SOUTHEAST, INC
MIDDLESBORO · FDIC · Feb 2025
SatisfactoryFARMERS BANK AND TRUST COMPANY OF MADISONVILLE
MADISONVILLE · FDIC · Aug 1996
SatisfactoryTHE BANK OF WHITESBURG
WHITESBURG · FDIC · May 1999
SatisfactoryBANK OF LIVINGSTON COUNTY
TILINE · FDIC · Aug 1998
SatisfactoryASCENCIA BANK
LOUISVILLE · FDIC · Oct 2005
SatisfactoryUNITED CUMBERLAND BANK
WHITLEY CITY · FDIC · Mar 2025
OutstandingTHE PEOPLES BANK OF BULLITT COUNTY
SHEPHERDSVILLE · FDIC · Jan 2011
SatisfactoryPEOPLES BANK AND TRUST COMPANY
MADISONVILLE · FDIC · Feb 1993
OutstandingCOMMERCIAL BANK
MIDDLESBORO · FDIC · Dec 1994
SatisfactoryFARMERS & TRADERS BANK OF CAMPTON
CAMPTON · FDIC · Apr 2025
SatisfactoryCOMMUNITY FINANCIAL SERVICES BANK
BENTON · FDIC · Feb 2017
OutstandingLEWISBURG BANKING COMPANY
LEWISBURG · FDIC · Oct 2009
SatisfactoryKENTUCKY BANK
PARIS · FDIC · Dec 2019
SatisfactoryFNB BANK, INC.
MAYFIELD · FDIC · Jul 2023
OutstandingFIRST AND FARMERS BANK OF SOMERSET, INC.
SOMERSET · FDIC · Oct 1998
OutstandingFIRST FARMERS BANK AND TRUST COMPANY
OWENTON · FDIC · Aug 2013
SatisfactoryKENTUCKY BANKING CENTERS, INC.
GLASGOW · FDIC · Nov 2004
SatisfactoryHANCOCK BANK & TRUST COMPANY
HAWESVILLE · FDIC · Dec 2020
SatisfactoryCOMMONWEALTH COMMUNITY BANK, INC.
HARTFORD · FDIC · Jul 2021
SatisfactoryFIRST & PEOPLES BANK, SPRINGFIELD, KENTUCKY
SPRINGFIELD · FDIC · Jun 1999
SatisfactoryPEOPLES EXCHANGE BANK
WINCHESTER · FDIC · Aug 2024
SatisfactoryBARDWELL DEPOSIT BANK
BARDWELL · FDIC · Mar 2004
SatisfactoryPEOPLES BANK OF TOMPKINSVILLE
TOMPKINSVILLE · FDIC · Jan 1998
OutstandingREPUBLIC BANK OF SHELBY COUNTY
SHELBYVILLE · FDIC · Dec 1993
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| PEOPLES B&TC OF MADISON CTY | BEREA | FRB | Aug 2019 | Outstanding |
| FIRST CITIZENS BK | ELIZABETHTOWN | FRB | May 2016 | Satisfactory |
| PEOPLES B&TC | HAZARD | FRB | Feb 2022 | Satisfactory |
| BANK OF BUFFALO | BUFFALO | FRB | Jan 2023 | Satisfactory |
| BANK OF CADIZ & TC | CADIZ | FRB | Jun 2024 | Satisfactory |
| KING SOUTHERN BK | CHAPLIN | FRB | Jun 2015 | Satisfactory |
| BANK OF OHIO COUNTY | BEAVER DAM | FRB | Feb 2013 | Satisfactory |
| WHITAKER BK | LEXINGTON | FRB | Nov 2023 | Outstanding |
| FIRST CAPITAL BK OF KY | LOUISVILLE | FRB | Nov 2015 | Satisfactory |
| MADISON BK | RICHMOND | FRB | Apr 2013 | Satisfactory |
| SIMPSON COUNTY BANK | FRANKLIN | FDIC | Feb 1997 | Outstanding |
| HYDEN CITIZENS BANK | HYDEN | FDIC | Oct 2024 | Satisfactory |
| POOLE DEPOSIT BANK | POOLE | FDIC | Nov 1994 | Satisfactory |
| SOUTHERN DEPOSIT BANK | RUSSELLVILLE | FDIC | Jan 1998 | Satisfactory |
| BANK OF FORDSVILLE | FORDSVILLE | FDIC | Apr 1993 | Satisfactory |
| TRADITIONAL BANK, INC. | MOUNT STERLING | FDIC | Nov 2023 | Satisfactory |
| MORGANTOWN BANK & TRUST COMPANY, INCORPORATED | MORGANTOWN | FDIC | Jul 2023 | Satisfactory |
| UNITED COMMUNITY BANK | GLASGOW | FDIC | Jul 2003 | Satisfactory |
| BANK OF BUFFALO | BUFFALO | FDIC | Jul 1998 | Satisfactory |
| CITIZENS BANK | MOUNT VERNON | FDIC | Sep 2023 | Satisfactory |
| STOCK YARDS BANK & TRUST COMPANY | LOUISVILLE | FDIC | Aug 2024 | Outstanding |
| PEOPLES BANK | LEBANON | FDIC | Jul 2021 | Satisfactory |
| FIRST AMERICAN BANK | ASHLAND | FDIC | Feb 1996 | Satisfactory |
| FIRST BANK AND TRUST CO. OF PRINCETON, KENTUCKY | PRINCETON | FDIC | May 2002 | Satisfactory |
| KENTUCKY FARMERS BANK CORPORATION | CATLETTSBURG | FDIC | Apr 2022 | Satisfactory |
| THE PEOPLES BANK | TAYLORSVILLE | FDIC | Apr 2023 | Satisfactory |
| FIRST STATE BANK OF THE SOUTHEAST, INC | MIDDLESBORO | FDIC | Feb 2025 | Satisfactory |
| FARMERS BANK AND TRUST COMPANY OF MADISONVILLE | MADISONVILLE | FDIC | Aug 1996 | Satisfactory |
| THE BANK OF WHITESBURG | WHITESBURG | FDIC | May 1999 | Satisfactory |
| BANK OF LIVINGSTON COUNTY | TILINE | FDIC | Aug 1998 | Satisfactory |
| ASCENCIA BANK | LOUISVILLE | FDIC | Oct 2005 | Satisfactory |
| UNITED CUMBERLAND BANK | WHITLEY CITY | FDIC | Mar 2025 | Outstanding |
| THE PEOPLES BANK OF BULLITT COUNTY | SHEPHERDSVILLE | FDIC | Jan 2011 | Satisfactory |
| PEOPLES BANK AND TRUST COMPANY | MADISONVILLE | FDIC | Feb 1993 | Outstanding |
| COMMERCIAL BANK | MIDDLESBORO | FDIC | Dec 1994 | Satisfactory |
| FARMERS & TRADERS BANK OF CAMPTON | CAMPTON | FDIC | Apr 2025 | Satisfactory |
| COMMUNITY FINANCIAL SERVICES BANK | BENTON | FDIC | Feb 2017 | Outstanding |
| LEWISBURG BANKING COMPANY | LEWISBURG | FDIC | Oct 2009 | Satisfactory |
| KENTUCKY BANK | PARIS | FDIC | Dec 2019 | Satisfactory |
| FNB BANK, INC. | MAYFIELD | FDIC | Jul 2023 | Outstanding |
| FIRST AND FARMERS BANK OF SOMERSET, INC. | SOMERSET | FDIC | Oct 1998 | Outstanding |
| FIRST FARMERS BANK AND TRUST COMPANY | OWENTON | FDIC | Aug 2013 | Satisfactory |
| KENTUCKY BANKING CENTERS, INC. | GLASGOW | FDIC | Nov 2004 | Satisfactory |
| HANCOCK BANK & TRUST COMPANY | HAWESVILLE | FDIC | Dec 2020 | Satisfactory |
| COMMONWEALTH COMMUNITY BANK, INC. | HARTFORD | FDIC | Jul 2021 | Satisfactory |
| FIRST & PEOPLES BANK, SPRINGFIELD, KENTUCKY | SPRINGFIELD | FDIC | Jun 1999 | Satisfactory |
| PEOPLES EXCHANGE BANK | WINCHESTER | FDIC | Aug 2024 | Satisfactory |
| BARDWELL DEPOSIT BANK | BARDWELL | FDIC | Mar 2004 | Satisfactory |
| PEOPLES BANK OF TOMPKINSVILLE | TOMPKINSVILLE | FDIC | Jan 1998 | Outstanding |
| REPUBLIC BANK OF SHELBY COUNTY | SHELBYVILLE | FDIC | Dec 1993 | Outstanding |