Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Kentucky has 493 banks tracked under the Community Reinvestment Act. 72 earned an Outstanding rating, 3 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
FARMERS BANK & CAPITAL TRUST COMPANY
FRANKFORT · FDIC · Aug 2003
SatisfactoryTAYLOR COUNTY BANK
CAMPBELLSVILLE · FDIC · Feb 2025
SatisfactoryUNITED BANK & TRUST COMPANY
VERSAILLES · FDIC · Jan 2016
SatisfactoryFARMERS-DEPOSIT BANK
FLEMINGSBURG · FDIC · Aug 1996
SatisfactoryCITIZENS BANK & TRUST COMPANY
CAMPBELLSVILLE · FDIC · Sep 2022
SatisfactoryWEST KENTUCKY BANK
MADISONVILLE · FDIC · Nov 2000
SatisfactoryTOWN & COUNTRY BANK AND TRUST COMPANY
BARDSTOWN · FDIC · Feb 2024
SatisfactoryTHE CASEY COUNTY BANK, INC.
LIBERTY · FDIC · Oct 2009
SatisfactoryCENTRAL BANK & TRUST CO.
LEXINGTON · FDIC · Jul 2025
SatisfactoryTHE MURRAY BANK
MURRAY · OTS · Jun 2006
SatisfactoryFULTON BANK
FULTON · FDIC · Jun 1999
SatisfactoryFIRST SECURITY BANK & TRUST CO.
WHITESBURG · FDIC · Nov 1995
SatisfactoryTHE PEOPLES BANK
MARION · FDIC · Nov 2003
SatisfactoryFIRST NATIONAL BANK OF LEWIS COUNTY
VANCEBURG · OCC · Feb 1997
SatisfactoryTHE PADUCAH BANK AND TRUST COMPANY
PADUCAH · FDIC · Jul 2011
SatisfactoryPIONEER BANK
CANMER · FDIC · Mar 1999
OutstandingIRWIN UNION BANK, F.S.B.
LOUISVILLE · OTS · May 2008
SatisfactoryCITIZENS DEPOSIT BANK OF ARLINGTON, INC.
ARLINGTON · FDIC · Sep 2022
SatisfactoryFIRST NATIONAL BANK AND TRUST OF WOODFORD CO.
VERSAILLES · OCC · Apr 1993
OutstandingPEOPLES BANK OF KENTUCKY, INC.
FLEMINGSBURG · FDIC · Feb 2025
SatisfactoryWILSON & MUIR BANK & TRUST COMPANY
BARDSTOWN · FDIC · May 2023
SatisfactoryTRANS FINANCIAL BANK
PIKEVILLE · FDIC · Dec 1994
SatisfactoryCRESTWOOD STATE BANK
CRESTWOOD · FDIC · Jan 1993
OutstandingTHE BANK JOSEPHINE
PRESTONSBURG · FDIC · Oct 1998
SatisfactoryCITIZENS BANK OF HENDERSON COUNTY
HENDERSON · FDIC · Jun 1993
SatisfactoryLIBERTY BANK & TRUST COMPANY
MAYFIELD · FDIC · Jan 1994
SatisfactoryFARMERS BANK
OWINGSVILLE · FDIC · Nov 1994
SatisfactoryGRAVES COUNTY BANK, INC.
MAYFIELD · FDIC · Jul 1996
OutstandingFARMERS LIBERTY BANK
AUGUSTA · FDIC · Dec 1992
SatisfactoryVICTORY COMMUNITY BANK
FT.MITCHELL · OTS · Mar 2010
SatisfactoryBANK OF MAY'S LICK
MAY'S LICK · FDIC · Sep 1994
SatisfactoryFRANKLIN BANK & TRUST COMPANY
FRANKLIN · FDIC · Mar 2024
SatisfactoryAMERICAN FIDELITY BANK AND TRUST COMPANY
CORBIN · FDIC · Aug 1994
SatisfactoryFIRST GUARANTY NATIONAL BANK
MARTIN · OCC · Mar 1994
SatisfactoryMOREHEAD NATIONAL BANK
MOREHEAD · OCC · Apr 2003
SatisfactoryTHE BANK OF LYON COUNTY
EDDYVILLE · FDIC · Jun 1999
SatisfactoryCITIZENS BANK & TRUST CO. OF JACKSON
JACKSON · FDIC · Jan 2021
SatisfactoryLIBERTY NATIONAL BANK OF LEXINGTON
LEXINGTON · OCC · Jun 1992
SatisfactoryPEOPLES STATE BANK
CHAPLIN · FDIC · Mar 2002
SatisfactoryFIRST SECURITY BANK OF KENTUCKY
CENTRAL CITY · FDIC · Jan 2014
SatisfactoryFIRST CITIZENS BANK
SHEPHERDSVILLE · FDIC · Aug 2004
SatisfactoryFIRST LIBERTY BANK OF CALVERT CITY
CALVERT CITY · FDIC · Jun 1993
SatisfactoryBANK OF LEXINGTON & TRUST COMPANY, INC.
LEXINGTON · FDIC · Nov 1990
SatisfactoryBANK OF ASHLAND, INC.
ASHLAND · FDIC · Aug 1998
SatisfactoryTRI-COUNTY NATIONAL BANK
CORBIN · OCC · Mar 2004
SatisfactoryBANK OF CADIZ AND TRUST COMPANY
CADIZ · FDIC · Aug 2009
SatisfactoryPEOPLES BANK AND TRUST COMPANY OF MADISON COUNTY
BEREA · FDIC · Nov 2002
SatisfactoryHERITAGE FIRST BANK
ROME · FDIC · Jun 2020
OutstandingCITIZENS GUARANTY BANK
RICHMOND · FDIC · Nov 2020
SatisfactoryBANK OF CLINTON COUNTY, INC.
ALBANY · FDIC · Mar 2000
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FARMERS BANK & CAPITAL TRUST COMPANY | FRANKFORT | FDIC | Aug 2003 | Satisfactory |
| TAYLOR COUNTY BANK | CAMPBELLSVILLE | FDIC | Feb 2025 | Satisfactory |
| UNITED BANK & TRUST COMPANY | VERSAILLES | FDIC | Jan 2016 | Satisfactory |
| FARMERS-DEPOSIT BANK | FLEMINGSBURG | FDIC | Aug 1996 | Satisfactory |
| CITIZENS BANK & TRUST COMPANY | CAMPBELLSVILLE | FDIC | Sep 2022 | Satisfactory |
| WEST KENTUCKY BANK | MADISONVILLE | FDIC | Nov 2000 | Satisfactory |
| TOWN & COUNTRY BANK AND TRUST COMPANY | BARDSTOWN | FDIC | Feb 2024 | Satisfactory |
| THE CASEY COUNTY BANK, INC. | LIBERTY | FDIC | Oct 2009 | Satisfactory |
| CENTRAL BANK & TRUST CO. | LEXINGTON | FDIC | Jul 2025 | Satisfactory |
| THE MURRAY BANK | MURRAY | OTS | Jun 2006 | Satisfactory |
| FULTON BANK | FULTON | FDIC | Jun 1999 | Satisfactory |
| FIRST SECURITY BANK & TRUST CO. | WHITESBURG | FDIC | Nov 1995 | Satisfactory |
| THE PEOPLES BANK | MARION | FDIC | Nov 2003 | Satisfactory |
| FIRST NATIONAL BANK OF LEWIS COUNTY | VANCEBURG | OCC | Feb 1997 | Satisfactory |
| THE PADUCAH BANK AND TRUST COMPANY | PADUCAH | FDIC | Jul 2011 | Satisfactory |
| PIONEER BANK | CANMER | FDIC | Mar 1999 | Outstanding |
| IRWIN UNION BANK, F.S.B. | LOUISVILLE | OTS | May 2008 | Satisfactory |
| CITIZENS DEPOSIT BANK OF ARLINGTON, INC. | ARLINGTON | FDIC | Sep 2022 | Satisfactory |
| FIRST NATIONAL BANK AND TRUST OF WOODFORD CO. | VERSAILLES | OCC | Apr 1993 | Outstanding |
| PEOPLES BANK OF KENTUCKY, INC. | FLEMINGSBURG | FDIC | Feb 2025 | Satisfactory |
| WILSON & MUIR BANK & TRUST COMPANY | BARDSTOWN | FDIC | May 2023 | Satisfactory |
| TRANS FINANCIAL BANK | PIKEVILLE | FDIC | Dec 1994 | Satisfactory |
| CRESTWOOD STATE BANK | CRESTWOOD | FDIC | Jan 1993 | Outstanding |
| THE BANK JOSEPHINE | PRESTONSBURG | FDIC | Oct 1998 | Satisfactory |
| CITIZENS BANK OF HENDERSON COUNTY | HENDERSON | FDIC | Jun 1993 | Satisfactory |
| LIBERTY BANK & TRUST COMPANY | MAYFIELD | FDIC | Jan 1994 | Satisfactory |
| FARMERS BANK | OWINGSVILLE | FDIC | Nov 1994 | Satisfactory |
| GRAVES COUNTY BANK, INC. | MAYFIELD | FDIC | Jul 1996 | Outstanding |
| FARMERS LIBERTY BANK | AUGUSTA | FDIC | Dec 1992 | Satisfactory |
| VICTORY COMMUNITY BANK | FT.MITCHELL | OTS | Mar 2010 | Satisfactory |
| BANK OF MAY'S LICK | MAY'S LICK | FDIC | Sep 1994 | Satisfactory |
| FRANKLIN BANK & TRUST COMPANY | FRANKLIN | FDIC | Mar 2024 | Satisfactory |
| AMERICAN FIDELITY BANK AND TRUST COMPANY | CORBIN | FDIC | Aug 1994 | Satisfactory |
| FIRST GUARANTY NATIONAL BANK | MARTIN | OCC | Mar 1994 | Satisfactory |
| MOREHEAD NATIONAL BANK | MOREHEAD | OCC | Apr 2003 | Satisfactory |
| THE BANK OF LYON COUNTY | EDDYVILLE | FDIC | Jun 1999 | Satisfactory |
| CITIZENS BANK & TRUST CO. OF JACKSON | JACKSON | FDIC | Jan 2021 | Satisfactory |
| LIBERTY NATIONAL BANK OF LEXINGTON | LEXINGTON | OCC | Jun 1992 | Satisfactory |
| PEOPLES STATE BANK | CHAPLIN | FDIC | Mar 2002 | Satisfactory |
| FIRST SECURITY BANK OF KENTUCKY | CENTRAL CITY | FDIC | Jan 2014 | Satisfactory |
| FIRST CITIZENS BANK | SHEPHERDSVILLE | FDIC | Aug 2004 | Satisfactory |
| FIRST LIBERTY BANK OF CALVERT CITY | CALVERT CITY | FDIC | Jun 1993 | Satisfactory |
| BANK OF LEXINGTON & TRUST COMPANY, INC. | LEXINGTON | FDIC | Nov 1990 | Satisfactory |
| BANK OF ASHLAND, INC. | ASHLAND | FDIC | Aug 1998 | Satisfactory |
| TRI-COUNTY NATIONAL BANK | CORBIN | OCC | Mar 2004 | Satisfactory |
| BANK OF CADIZ AND TRUST COMPANY | CADIZ | FDIC | Aug 2009 | Satisfactory |
| PEOPLES BANK AND TRUST COMPANY OF MADISON COUNTY | BEREA | FDIC | Nov 2002 | Satisfactory |
| HERITAGE FIRST BANK | ROME | FDIC | Jun 2020 | Outstanding |
| CITIZENS GUARANTY BANK | RICHMOND | FDIC | Nov 2020 | Satisfactory |
| BANK OF CLINTON COUNTY, INC. | ALBANY | FDIC | Mar 2000 | Satisfactory |