Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Kentucky has 493 banks tracked under the Community Reinvestment Act. 72 earned an Outstanding rating, 3 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
COMMERCIAL BANK OF DAWSON
DAWSON SPRINGS · FDIC · Nov 1992
SatisfactoryELKTON BANK & TRUST COMPANY
ELKTON · FDIC · Jun 2025
SatisfactoryTHE FARMERS BANK OF MILTON
MILTON · FDIC · Feb 2023
SatisfactoryTHE SALEM BANK
SALEM · FDIC · Sep 1993
SatisfactoryCITIZENS DEPOSIT BANK & TRUST
VANCEBURG · FDIC · Sep 2018
SatisfactoryWEST POINT BANK
RADCLIFF · FDIC · Aug 2025
SatisfactoryTHE KENTUCKY BANK & TRUST COMPANY
MADISONVILLE · FDIC · Jan 1991
SatisfactoryHNB BANK, N.A.
HARLAN · OCC · Nov 1998
SatisfactorySOUTH CENTRAL BANK, F.S.B.
ELIZABETHTOWN · OTS · Nov 2006
SatisfactoryTHE FARMERS NATIONAL BANK
BOWLING GREEN · OCC · Jul 2019
SatisfactoryFARMERS BANK AND TRUST COMPANY
MARION · FDIC · Dec 2025
SatisfactoryPEOPLES FIRST NATIONAL BANK & TRUST COMPANY
PADUCAH · OCC · Dec 1995
OutstandingTHE FIRST NATIONAL BANK OF GRAYSON
GRAYSON · OCC · Aug 2025
SatisfactoryCITIZENS NATIONAL BANK OF PAINTSVILLE
PAINTSVILLE · OCC · Jul 2014
SatisfactoryBANK OF GERMANTOWN
GERMANTOWN · FDIC · Feb 2003
SatisfactoryTHE JEFFERSON BANKING COMPANY
LOUISVILLE · FDIC · Mar 1999
SatisfactoryTHE FORT THOMAS-BELLEVUE BANK
FORT THOMAS · FDIC · Dec 1990
SatisfactoryBANK OF CLARKSON
CLARKSON · FDIC · Sep 2022
SatisfactoryLEITCHFIELD DEPOSIT BANK & TRUST COMPANY
LEITCHFIELD · FDIC · Mar 1996
SatisfactoryTHE LINCOLN NATIONAL BANK OF HODGENVILLE
HODGENVILLE · OCC · Mar 2024
SatisfactoryTHE NEW FARMERS NATIONAL BANK OD GLASGOW
GLASGOW · OCC · Feb 1998
SatisfactoryTRADITIONAL BANK OF KENTUCKY
LEXINGTON · OTS · Apr 1997
SatisfactoryTHE FIRST NATIONAL BANK OF PAINTSVILLE
PAINTSVILLE · OCC · Jun 1999
SatisfactoryTHE UNION N. B. & TRUST CO OF BARBOURVILLE
BARBOURVILLE · OCC · Dec 2003
SatisfactoryOHIO VALLEY NATIONAL BANK
HENDERSON · OCC · Oct 2003
SatisfactoryTHE FIFTH THIRD BANK OF CENTRAL KENTUCKY, N.A.
LEXINGTON · OCC · Mar 1992
SatisfactoryTHE FIFTH THIRD BANK OF CENTRAL KENTUCKY, INC.
LEXINGTON · FDIC · Aug 1993
OutstandingTHE FARMERS BANK
HARDINSBURG · FDIC · Oct 1997
OutstandingOWENSBORO NATIONAL BANK
OWENSBORO · OCC · May 1994
OutstandingTHE BANK OF HARLAN
HARLAN · FDIC · Sep 2012
SatisfactoryFIRST NATIONAL BANK OF CLINTON
CLINTON · OCC · Jan 1999
OutstandingBANK ONE, KENTUCKY, N.A.
LOUISVILLE · OCC · Mar 2000
SatisfactoryCENTRAL BANK, FSB
NICHOLASVILLE · OTS · Apr 2009
SatisfactoryINEZ DEPOSIT BANK, FSB
LOUISA · OTS · Mar 2011
SatisfactoryTHE EXCHANGE BANK OF KENTUCKY
MOUNT STERLING · FDIC · Apr 1995
SatisfactoryCITIZENS STATE BANK
HAZARD · FDIC · Feb 1995
SatisfactoryFIRST NATIONAL BANK OF LACENTER
LACENTER · OCC · Oct 1992
SatisfactoryFIRST COMMUNITY BANK OF THE HEARTLAND, INC.
CLINTON · FDIC · Nov 2025
SatisfactoryCENTRAL BANK & TRUST COMPANY, OWENSBORO, KENTUCKY
OWENSBORO · FDIC · May 1992
OutstandingBANK ONE, LEXINGTON, N.A.
LEXINGTON · OCC · Sep 1995
OutstandingPEOPLES BANK OF MURRAY, KY.
MURRAY · FDIC · Feb 2000
SatisfactoryFORT KNOX NATIONAL BANK
RADCLIFF · OCC · Feb 2004
SatisfactoryTHE FARMERS BANK
NICHOLASVILLE · FDIC · May 2025
SatisfactoryBANK OF CANEYVILLE
CANEYVILLE · FDIC · Dec 2012
SatisfactoryCITIZENS STATE BANK
OWENSBORO · FDIC · Aug 1991
SatisfactoryCORBIN DEPOSIT BANK & TRUST COMPANY
CORBIN · FDIC · Dec 1990
SatisfactoryDEES BANK OF HAZEL
HAZEL · FDIC · Apr 1999
SatisfactoryUNITED CITIZENS BANK & TRUST COMPANY
CAMPBELLSBURG · FDIC · Sep 2025
OutstandingFIRST STATE, FSB
LEXINGTON · OTS · Aug 1999
SatisfactoryFIRST SECURITY TRUST BANK, FSB
FLORENCE · OTS · Jun 2000
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| COMMERCIAL BANK OF DAWSON | DAWSON SPRINGS | FDIC | Nov 1992 | Satisfactory |
| ELKTON BANK & TRUST COMPANY | ELKTON | FDIC | Jun 2025 | Satisfactory |
| THE FARMERS BANK OF MILTON | MILTON | FDIC | Feb 2023 | Satisfactory |
| THE SALEM BANK | SALEM | FDIC | Sep 1993 | Satisfactory |
| CITIZENS DEPOSIT BANK & TRUST | VANCEBURG | FDIC | Sep 2018 | Satisfactory |
| WEST POINT BANK | RADCLIFF | FDIC | Aug 2025 | Satisfactory |
| THE KENTUCKY BANK & TRUST COMPANY | MADISONVILLE | FDIC | Jan 1991 | Satisfactory |
| HNB BANK, N.A. | HARLAN | OCC | Nov 1998 | Satisfactory |
| SOUTH CENTRAL BANK, F.S.B. | ELIZABETHTOWN | OTS | Nov 2006 | Satisfactory |
| THE FARMERS NATIONAL BANK | BOWLING GREEN | OCC | Jul 2019 | Satisfactory |
| FARMERS BANK AND TRUST COMPANY | MARION | FDIC | Dec 2025 | Satisfactory |
| PEOPLES FIRST NATIONAL BANK & TRUST COMPANY | PADUCAH | OCC | Dec 1995 | Outstanding |
| THE FIRST NATIONAL BANK OF GRAYSON | GRAYSON | OCC | Aug 2025 | Satisfactory |
| CITIZENS NATIONAL BANK OF PAINTSVILLE | PAINTSVILLE | OCC | Jul 2014 | Satisfactory |
| BANK OF GERMANTOWN | GERMANTOWN | FDIC | Feb 2003 | Satisfactory |
| THE JEFFERSON BANKING COMPANY | LOUISVILLE | FDIC | Mar 1999 | Satisfactory |
| THE FORT THOMAS-BELLEVUE BANK | FORT THOMAS | FDIC | Dec 1990 | Satisfactory |
| BANK OF CLARKSON | CLARKSON | FDIC | Sep 2022 | Satisfactory |
| LEITCHFIELD DEPOSIT BANK & TRUST COMPANY | LEITCHFIELD | FDIC | Mar 1996 | Satisfactory |
| THE LINCOLN NATIONAL BANK OF HODGENVILLE | HODGENVILLE | OCC | Mar 2024 | Satisfactory |
| THE NEW FARMERS NATIONAL BANK OD GLASGOW | GLASGOW | OCC | Feb 1998 | Satisfactory |
| TRADITIONAL BANK OF KENTUCKY | LEXINGTON | OTS | Apr 1997 | Satisfactory |
| THE FIRST NATIONAL BANK OF PAINTSVILLE | PAINTSVILLE | OCC | Jun 1999 | Satisfactory |
| THE UNION N. B. & TRUST CO OF BARBOURVILLE | BARBOURVILLE | OCC | Dec 2003 | Satisfactory |
| OHIO VALLEY NATIONAL BANK | HENDERSON | OCC | Oct 2003 | Satisfactory |
| THE FIFTH THIRD BANK OF CENTRAL KENTUCKY, N.A. | LEXINGTON | OCC | Mar 1992 | Satisfactory |
| THE FIFTH THIRD BANK OF CENTRAL KENTUCKY, INC. | LEXINGTON | FDIC | Aug 1993 | Outstanding |
| THE FARMERS BANK | HARDINSBURG | FDIC | Oct 1997 | Outstanding |
| OWENSBORO NATIONAL BANK | OWENSBORO | OCC | May 1994 | Outstanding |
| THE BANK OF HARLAN | HARLAN | FDIC | Sep 2012 | Satisfactory |
| FIRST NATIONAL BANK OF CLINTON | CLINTON | OCC | Jan 1999 | Outstanding |
| BANK ONE, KENTUCKY, N.A. | LOUISVILLE | OCC | Mar 2000 | Satisfactory |
| CENTRAL BANK, FSB | NICHOLASVILLE | OTS | Apr 2009 | Satisfactory |
| INEZ DEPOSIT BANK, FSB | LOUISA | OTS | Mar 2011 | Satisfactory |
| THE EXCHANGE BANK OF KENTUCKY | MOUNT STERLING | FDIC | Apr 1995 | Satisfactory |
| CITIZENS STATE BANK | HAZARD | FDIC | Feb 1995 | Satisfactory |
| FIRST NATIONAL BANK OF LACENTER | LACENTER | OCC | Oct 1992 | Satisfactory |
| FIRST COMMUNITY BANK OF THE HEARTLAND, INC. | CLINTON | FDIC | Nov 2025 | Satisfactory |
| CENTRAL BANK & TRUST COMPANY, OWENSBORO, KENTUCKY | OWENSBORO | FDIC | May 1992 | Outstanding |
| BANK ONE, LEXINGTON, N.A. | LEXINGTON | OCC | Sep 1995 | Outstanding |
| PEOPLES BANK OF MURRAY, KY. | MURRAY | FDIC | Feb 2000 | Satisfactory |
| FORT KNOX NATIONAL BANK | RADCLIFF | OCC | Feb 2004 | Satisfactory |
| THE FARMERS BANK | NICHOLASVILLE | FDIC | May 2025 | Satisfactory |
| BANK OF CANEYVILLE | CANEYVILLE | FDIC | Dec 2012 | Satisfactory |
| CITIZENS STATE BANK | OWENSBORO | FDIC | Aug 1991 | Satisfactory |
| CORBIN DEPOSIT BANK & TRUST COMPANY | CORBIN | FDIC | Dec 1990 | Satisfactory |
| DEES BANK OF HAZEL | HAZEL | FDIC | Apr 1999 | Satisfactory |
| UNITED CITIZENS BANK & TRUST COMPANY | CAMPBELLSBURG | FDIC | Sep 2025 | Outstanding |
| FIRST STATE, FSB | LEXINGTON | OTS | Aug 1999 | Satisfactory |
| FIRST SECURITY TRUST BANK, FSB | FLORENCE | OTS | Jun 2000 | Satisfactory |