Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Kentucky has 493 banks tracked under the Community Reinvestment Act. 72 earned an Outstanding rating, 3 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
COMMERCIAL BANK
WEST LIBERTY · FDIC · May 2023
SatisfactoryGRANT COUNTY DEPOSIT BANK
WILLIAMSTOWN · FDIC · Jun 2014
SatisfactoryPBK BANK, INC.
STANFORD · FDIC · Jul 2025
SatisfactoryLIMESTONE BANK, INC.
LOUISVILLE · FDIC · Oct 2021
SatisfactoryBANK OF MAYSVILLE
MAYSVILLE · FDIC · Nov 2025
SatisfactoryTHE FIRST NATIONAL BANK OF JACKSON
JACKSON · OCC · Apr 2014
SatisfactoryTHE FIFTH THIRD BANK OF NORTHERN KENTUCKY, INC.
COVINGTON · FDIC · Aug 1993
SatisfactoryDIXON BANK
DIXON · FDIC · Jan 2019
SatisfactoryFREDONIA VALLEY BANK
FREDONIA · FDIC · Jun 2025
SatisfactoryOWINGSVILLE BANKING COMPANY
OWINGSVILLE · FDIC · Sep 2020
SatisfactoryBULLITT COUNTY BANK
SHEPHERDSVILLE · FDIC · Nov 2001
SatisfactoryEAGLE BANK, INC.
WILLIAMSTOWN · FDIC · Feb 2003
SatisfactoryEDMONTON STATE BANK
GLASGOW · FDIC · Oct 2025
SatisfactoryPEOPLES SECURITY BANK
LOUISA · FDIC · Apr 2013
SatisfactoryTHE HUNTINGTON BANK, INC.
COVINGTON · FDIC · Mar 1994
OutstandingPOWELL COUNTY BANK
STANTON · FDIC · Apr 1999
OutstandingFARMERS DEPOSIT BANK
EMINENCE · FDIC · Jun 2008
SatisfactoryTRIGG COUNTY FARMERS BANK
CADIZ · FDIC · Oct 1999
SatisfactoryTHE FARMERS BANK AND TRUST COMPANY OF GEORGETOWN, KENTUCKY
GEORGETOWN · FDIC · Sep 2006
SatisfactoryTHE COMMERCIAL BANK OF GRAYSON
GRAYSON · FDIC · Nov 2021
SatisfactoryCITIZENS BANK OF KENTUCKY
MADISONVILLE · FDIC · Nov 1998
SatisfactoryTHE KEVIL BANK
KEVIL · FDIC · Apr 2013
SatisfactoryHART COUNTY BANK AND TRUST COMPANY
MUNFORDVILLE · FDIC · Jun 2023
SatisfactoryCOMMONWEALTH BANK AND TRUST COMPANY
LOUISVILLE · FDIC · Dec 2018
SatisfactoryUNITED COMMONWEALTH BANK, FSB
MURRAY · OTS · Sep 1996
SatisfactoryCUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY
LONDON · OCC · Jul 2025
OutstandingDEPOSIT BANK & TRUST CO.
GREENSBURG · FDIC · Oct 2007
SatisfactoryFARMERS DEPOSIT BANK OF MIDDLEBURG, INC.
MIDDLEBURG · FDIC · Mar 2014
SatisfactoryKENTUCKY STATE BANK OF SCOTTSVILLE, KENTUCKY
SCOTTSVILLE · FDIC · Jul 1992
SatisfactoryCOMMUNITY FIRST BANK
MOUNT OLIVET · FDIC · Jun 1996
OutstandingTHE CITIZENS BANK
MOREHEAD · FDIC · Apr 2021
SatisfactoryCOMMUNITY FIRST BANK OF KENTUCKY
WARSAW · FDIC · Aug 1997
OutstandingTHE FIRST NATIONAL BANK OF RUSSELL SPRINGS
RUSSELL SPRINGS · OCC · Aug 2024
SatisfactoryBEDFORD LOAN & DEPOSIT BANK
BEDFORD · FDIC · Aug 2025
OutstandingBRECKINRIDGE BANK
CLOVERPORT · FDIC · May 2003
SatisfactoryCUMBERLAND SECURITY BANK, INC.
SOMERSET · FDIC · May 2021
SatisfactoryTHE HARRISON DEPOSIT BANK AND TRUST COMPANY
CYNTHIANA · FDIC · Apr 2010
SatisfactoryCITIZENS FIDELITY BANK AND TRUST COMPANY OLDHAM COUNTY
LA GRANGE · FDIC · Jun 1990
SatisfactoryFARMERS BANK OF VINE GROVE
VINE GROVE · FDIC · Oct 1998
SatisfactoryBANK OF LOUISVILLE, FSB
LA GRANGE · OTS · Apr 2000
SatisfactoryTHE CITIZENS NATIONAL BANK OF SOMERSET
SOMERSET · OCC · May 2023
SatisfactoryMATEWAN BANK, FSB
PIKEVILLE · OTS · Aug 1998
SatisfactoryBANK OF MARSHALL COUNTY
BENTON · FDIC · Jun 1997
SatisfactoryFIRST NATIONAL BANK OF FALMOUTH
FALMOUTH · OCC · Feb 1993
SatisfactoryKENTUCKY TRUST BANK
BEAVER DAM · FDIC · Dec 2002
SatisfactoryFARMERS BANK & TRUST COMPANY
HENDERSON · FDIC · Oct 1997
SatisfactoryFIRST CITY BANK AND TRUST COMPANY
HOPKINSVILLE · FDIC · May 2000
SatisfactoryFIRST STATE BANK
IRVINGTON · FDIC · Oct 2024
SatisfactorySTATE BANK & TRUST COMPANY
HARRODSBURG · FDIC · Mar 2003
SatisfactoryBANK OF MURRAY
MURRAY · FDIC · Dec 1992
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| COMMERCIAL BANK | WEST LIBERTY | FDIC | May 2023 | Satisfactory |
| GRANT COUNTY DEPOSIT BANK | WILLIAMSTOWN | FDIC | Jun 2014 | Satisfactory |
| PBK BANK, INC. | STANFORD | FDIC | Jul 2025 | Satisfactory |
| LIMESTONE BANK, INC. | LOUISVILLE | FDIC | Oct 2021 | Satisfactory |
| BANK OF MAYSVILLE | MAYSVILLE | FDIC | Nov 2025 | Satisfactory |
| THE FIRST NATIONAL BANK OF JACKSON | JACKSON | OCC | Apr 2014 | Satisfactory |
| THE FIFTH THIRD BANK OF NORTHERN KENTUCKY, INC. | COVINGTON | FDIC | Aug 1993 | Satisfactory |
| DIXON BANK | DIXON | FDIC | Jan 2019 | Satisfactory |
| FREDONIA VALLEY BANK | FREDONIA | FDIC | Jun 2025 | Satisfactory |
| OWINGSVILLE BANKING COMPANY | OWINGSVILLE | FDIC | Sep 2020 | Satisfactory |
| BULLITT COUNTY BANK | SHEPHERDSVILLE | FDIC | Nov 2001 | Satisfactory |
| EAGLE BANK, INC. | WILLIAMSTOWN | FDIC | Feb 2003 | Satisfactory |
| EDMONTON STATE BANK | GLASGOW | FDIC | Oct 2025 | Satisfactory |
| PEOPLES SECURITY BANK | LOUISA | FDIC | Apr 2013 | Satisfactory |
| THE HUNTINGTON BANK, INC. | COVINGTON | FDIC | Mar 1994 | Outstanding |
| POWELL COUNTY BANK | STANTON | FDIC | Apr 1999 | Outstanding |
| FARMERS DEPOSIT BANK | EMINENCE | FDIC | Jun 2008 | Satisfactory |
| TRIGG COUNTY FARMERS BANK | CADIZ | FDIC | Oct 1999 | Satisfactory |
| THE FARMERS BANK AND TRUST COMPANY OF GEORGETOWN, KENTUCKY | GEORGETOWN | FDIC | Sep 2006 | Satisfactory |
| THE COMMERCIAL BANK OF GRAYSON | GRAYSON | FDIC | Nov 2021 | Satisfactory |
| CITIZENS BANK OF KENTUCKY | MADISONVILLE | FDIC | Nov 1998 | Satisfactory |
| THE KEVIL BANK | KEVIL | FDIC | Apr 2013 | Satisfactory |
| HART COUNTY BANK AND TRUST COMPANY | MUNFORDVILLE | FDIC | Jun 2023 | Satisfactory |
| COMMONWEALTH BANK AND TRUST COMPANY | LOUISVILLE | FDIC | Dec 2018 | Satisfactory |
| UNITED COMMONWEALTH BANK, FSB | MURRAY | OTS | Sep 1996 | Satisfactory |
| CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY | LONDON | OCC | Jul 2025 | Outstanding |
| DEPOSIT BANK & TRUST CO. | GREENSBURG | FDIC | Oct 2007 | Satisfactory |
| FARMERS DEPOSIT BANK OF MIDDLEBURG, INC. | MIDDLEBURG | FDIC | Mar 2014 | Satisfactory |
| KENTUCKY STATE BANK OF SCOTTSVILLE, KENTUCKY | SCOTTSVILLE | FDIC | Jul 1992 | Satisfactory |
| COMMUNITY FIRST BANK | MOUNT OLIVET | FDIC | Jun 1996 | Outstanding |
| THE CITIZENS BANK | MOREHEAD | FDIC | Apr 2021 | Satisfactory |
| COMMUNITY FIRST BANK OF KENTUCKY | WARSAW | FDIC | Aug 1997 | Outstanding |
| THE FIRST NATIONAL BANK OF RUSSELL SPRINGS | RUSSELL SPRINGS | OCC | Aug 2024 | Satisfactory |
| BEDFORD LOAN & DEPOSIT BANK | BEDFORD | FDIC | Aug 2025 | Outstanding |
| BRECKINRIDGE BANK | CLOVERPORT | FDIC | May 2003 | Satisfactory |
| CUMBERLAND SECURITY BANK, INC. | SOMERSET | FDIC | May 2021 | Satisfactory |
| THE HARRISON DEPOSIT BANK AND TRUST COMPANY | CYNTHIANA | FDIC | Apr 2010 | Satisfactory |
| CITIZENS FIDELITY BANK AND TRUST COMPANY OLDHAM COUNTY | LA GRANGE | FDIC | Jun 1990 | Satisfactory |
| FARMERS BANK OF VINE GROVE | VINE GROVE | FDIC | Oct 1998 | Satisfactory |
| BANK OF LOUISVILLE, FSB | LA GRANGE | OTS | Apr 2000 | Satisfactory |
| THE CITIZENS NATIONAL BANK OF SOMERSET | SOMERSET | OCC | May 2023 | Satisfactory |
| MATEWAN BANK, FSB | PIKEVILLE | OTS | Aug 1998 | Satisfactory |
| BANK OF MARSHALL COUNTY | BENTON | FDIC | Jun 1997 | Satisfactory |
| FIRST NATIONAL BANK OF FALMOUTH | FALMOUTH | OCC | Feb 1993 | Satisfactory |
| KENTUCKY TRUST BANK | BEAVER DAM | FDIC | Dec 2002 | Satisfactory |
| FARMERS BANK & TRUST COMPANY | HENDERSON | FDIC | Oct 1997 | Satisfactory |
| FIRST CITY BANK AND TRUST COMPANY | HOPKINSVILLE | FDIC | May 2000 | Satisfactory |
| FIRST STATE BANK | IRVINGTON | FDIC | Oct 2024 | Satisfactory |
| STATE BANK & TRUST COMPANY | HARRODSBURG | FDIC | Mar 2003 | Satisfactory |
| BANK OF MURRAY | MURRAY | FDIC | Dec 1992 | Satisfactory |