Mortgage Lenders
Banks ranked by mortgage lending activity from HMDA (Home Mortgage Disclosure Act) data. Origination rates and denial rates across all HMDA filers.
National HMDA trends · 2018–2024
31,310,737
Total applications · 2018–2024
60.52%
National origination rate
20.6%
National denial rate
2,716
Reporting institutions
2,716 mortgage lenders · 2018–2024 HMDA data
| Bank | Location | Applications↓ | Denial rate | Orig. rate |
|---|---|---|---|---|
1901CHARTERBANK | WEST POINT, GA | 367 | 5.18% | 76.84% |
| LOUISVILLE, KY | 363 | 7.71% | 74.93% | |
| INDIANAPOLIS, IN | 363 | 17.36% | 60.06% | |
| WILLIAMSTOWN, NJ | 362 | 10.22% | 75.97% | |
| NEWTON, KS | 362 | 5.8% | 84.81% | |
| HERRIN, IL | 361 | 14.4% | 80.89% | |
| LINCOLNTON, NC | 360 | 4.44% | 86.67% | |
1908GIBRALTAR BANK | PARSIPPANY, NJ | 358 | 1.12% | 93.85% |
1909CARSON BANK | MULVANE, KS | 358 | 5.59% | 84.64% |
| BUFORD, GA | 357 | 5.6% | 93% | |
| WOODLAND, GA | 356 | 10.67% | 64.33% | |
| GIFFORD, IL | 356 | 6.18% | 92.42% | |
| DOUGLAS, GA | 354 | 0% | 99.72% | |
| GAINESVILLE, GA | 352 | 9.66% | 69.32% | |
| LITCHFIELD, MN | 351 | 1.71% | 96.87% | |
| JONESVILLE, LA | 351 | 7.98% | 83.48% | |
1917MUTUAL BANK | HARVEY, IL | 350 | 19.14% | 66.57% |
| MILACA, MN | 349 | 14.04% | 75.36% | |
| HARLAN, IA | 349 | 4.3% | 87.11% | |
| FALLS CITY, TX | 348 | 8.05% | 86.21% | |
1921WESTERN BANK | LUBBOCK, TX | 346 | 4.34% | 90.17% |
| BANGOR, WI | 345 | 3.19% | 95.07% | |
| WHEATLAND, IA | 344 | 7.56% | 88.66% | |
| THORNTOWN, IN | 344 | 0.29% | 93.02% | |
| COLEMAN, TX | 343 | 4.08% | 72.89% |