This institution is no longer active
Operations ceased on December 31, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$623M
Total Deposits
$519M
Net Loans
$479M
Net Income
$5M
ROA
1.11%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.39%
Risk-Based Capital
13.86%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 201 | 84.08% | 4.98% |
| 2018 | 159 | 89.94% | 3.77% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2019 | Satisfactory | Intermediate Small Bank |
| Oct 2016 | Satisfactory | Small Bank |
| Jun 2014 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2003
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