Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$113M
Total Deposits
$87M
Net Loans
$85M
Net Income
$196K
ROA
0.69%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.04%
Risk-Based Capital
26.03%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 73 | 75.34% | 5.48% |
| 2023 | 126 | 69.05% | 11.11% |
| 2019 | 83 | 73.49% | 15.66% |
| 2018 | 80 | 90% | 7.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Small Bank |
| Dec 2018 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$85M
1-Year Change
0
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