Utah
Community Reinvestment Act ratings · Search Utah banks
126 banks tracked
Current Rating Distribution
Outstanding
35
27.8%
Satisfactory
84
66.7%
Needs to Improve
5
4.0%
Substantial Noncompliance
2
1.6%
FIRST COMMERCE BANK
LOGAN · FDIC · Dec 1998
SatisfactoryUNIVERSAL FINANCIAL CORP.
SALT LAKE CITY · FDIC · May 2005
OutstandingAMERICAN GENERAL FINANCIAL CENTER
MIDVALE · FDIC · Sep 1996
OutstandingGOVERNOR FINANCIAL
SALT LAKE CITY · FDIC · Nov 1991
SatisfactoryAMERICAN INVESTMENT FINANCIAL
MIDVALE · FDIC · Apr 2003
SatisfactoryHOME SAVINGS BANK
SALT LAKE CITY · FDIC · Sep 2025
Needs to ImproveLIBERTY BANK, INC.
SALT LAKE CITY · FDIC · May 2024
Substantial NoncomplianceST. GEORGE THRIFT & LOAN ST. GEORGE, UTAH
ST. GEORGE · FDIC · Jul 1992
SatisfactoryUSAA FINANCIAL SERVICES ASSOCIATION
SALT LAKE CITY · FDIC · Sep 1992
SatisfactoryFIDELITY TRUST COMPANY
SALT LAKE CITY · FDIC · Oct 1997
OutstandingDREYFUS THRIFT & COMMERCE
SALT LAKE CITY · FDIC · Apr 1992
SatisfactoryMERRILL LYNCH BANK USA
SALT LAKE CITY · FDIC · May 2006
OutstandingIDS DEPOSIT CORPORATION
MIDVALE · FDIC · Sep 1993
SatisfactoryGMAC CAPITAL CORPORATION
SALT LAKE CITY · FDIC · Sep 1992
Needs to ImproveAMERICAN EXPRESS CENTURION BANK
SALT LAKE CITY · FDIC · Jun 2016
OutstandingUSAA CREDIT CARD BANK
SALT LAKE CITY · FDIC · Mar 1991
OutstandingMORGAN STANLEY BANK
WEST VALLEY CITY · FDIC · May 2006
OutstandingADVANTA BANK CORP.
DRAPER · FDIC · Mar 2009
Needs to ImproveROCK CANYON BANK
PROVO · FDIC · Mar 2021
SatisfactoryGE CAPITAL BANK
SALT LAKE CITY · FDIC · Jun 2013
SatisfactoryASSOCIATES CAPITAL BANK, INC.
SALT LAKE CITY · FDIC · Mar 2000
OutstandingCAPITAL COMMUNITY BANK
PROVO · FDIC · Jun 2023
SatisfactoryFIRST USA FINANCIAL SERVICES, INC.
SALT LAKE CITY · FDIC · Jun 1999
Needs to ImprovePROVIDIAN BANK
SALT LAKE CITY · FDIC · Jul 1998
SatisfactoryTHE VILLAGE BANK
SAINT GEORGE · FDIC · May 2009
SatisfactoryAMERICAN BANK OF COMMERCE
PROVO · FDIC · Mar 2015
SatisfactoryWEBBANK
SALT LAKE CITY · FDIC · May 2021
OutstandingCENTENNIAL BANK
OGDEN · FDIC · Jun 2005
SatisfactoryMERRICK BANK
SOUTH JORDAN · FDIC · Jun 2023
OutstandingMILL CREEK BANK
SALT LAKE CITY · FDIC · Jul 2003
SatisfactoryTHE PITNEY BOWES BANK, INC.
SALT LAKE CITY · FDIC · Jul 2025
OutstandingWEX BANK
SANDY · FDIC · Oct 2025
SatisfactoryTRANSPORTATION ALLIANCE BANK, INC. D/B/A TAB BANK
OGDEN · FDIC · May 2025
SatisfactoryBMW BANK OF NORTH AMERICA
SALT LAKE CITY · FDIC · Sep 2024
Needs to ImproveREPUBLIC BANK
BOUNTIFUL · FDIC · Mar 2014
SatisfactoryFINWISE BANK
MURRAY · FDIC · Oct 2023
SatisfactoryAMERICA WEST BANK
LAYTON · FDIC · Sep 2007
SatisfactoryPROFICIO BANK
COTTONWOOD HEIGHTS · FDIC · Jul 2016
Substantial NoncomplianceFIRST ELECTRONIC BANK
SALT LAKE CITY · FDIC · Feb 2024
SatisfactoryCIT BANK
SALT LAKE CITY · FDIC · Aug 2013
SatisfactoryCELTIC BANK
SALT LAKE CITY · FDIC · Jan 2024
SatisfactorySUNFIRST BANK
SAINT GEORGE · FDIC · Oct 2008
SatisfactoryVOLKSWAGEN BANK USA
SALT LAKE CITY · FDIC · Dec 2006
SatisfactoryENERBANK USA
SALT LAKE CITY · FDIC · May 2019
OutstandingOPTUM BANK, INC.
DRAPER · FDIC · Sep 2023
OutstandingMEDALLION BANK
SALT LAKE CITY · FDIC · Jun 2024
OutstandingGOLDMAN SACHS BANK USA
SALT LAKE CITY · FDIC · Aug 2010
SatisfactoryCAPMARK BANK
MIDVALE · FDIC · Sep 2011
SatisfactoryUBS BANK USA
SALT LAKE CITY · FDIC · Jul 2024
OutstandingCOMENITY CAPITAL BANK
DRAPER · FDIC · Mar 2024
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST COMMERCE BANK | LOGAN | FDIC | Dec 1998 | Satisfactory |
| UNIVERSAL FINANCIAL CORP. | SALT LAKE CITY | FDIC | May 2005 | Outstanding |
| AMERICAN GENERAL FINANCIAL CENTER | MIDVALE | FDIC | Sep 1996 | Outstanding |
| GOVERNOR FINANCIAL | SALT LAKE CITY | FDIC | Nov 1991 | Satisfactory |
| AMERICAN INVESTMENT FINANCIAL | MIDVALE | FDIC | Apr 2003 | Satisfactory |
| HOME SAVINGS BANK | SALT LAKE CITY | FDIC | Sep 2025 | Needs to Improve |
| LIBERTY BANK, INC. | SALT LAKE CITY | FDIC | May 2024 | Substantial Noncompliance |
| ST. GEORGE THRIFT & LOAN ST. GEORGE, UTAH | ST. GEORGE | FDIC | Jul 1992 | Satisfactory |
| USAA FINANCIAL SERVICES ASSOCIATION | SALT LAKE CITY | FDIC | Sep 1992 | Satisfactory |
| FIDELITY TRUST COMPANY | SALT LAKE CITY | FDIC | Oct 1997 | Outstanding |
| DREYFUS THRIFT & COMMERCE | SALT LAKE CITY | FDIC | Apr 1992 | Satisfactory |
| MERRILL LYNCH BANK USA | SALT LAKE CITY | FDIC | May 2006 | Outstanding |
| IDS DEPOSIT CORPORATION | MIDVALE | FDIC | Sep 1993 | Satisfactory |
| GMAC CAPITAL CORPORATION | SALT LAKE CITY | FDIC | Sep 1992 | Needs to Improve |
| AMERICAN EXPRESS CENTURION BANK | SALT LAKE CITY | FDIC | Jun 2016 | Outstanding |
| USAA CREDIT CARD BANK | SALT LAKE CITY | FDIC | Mar 1991 | Outstanding |
| MORGAN STANLEY BANK | WEST VALLEY CITY | FDIC | May 2006 | Outstanding |
| ADVANTA BANK CORP. | DRAPER | FDIC | Mar 2009 | Needs to Improve |
| ROCK CANYON BANK | PROVO | FDIC | Mar 2021 | Satisfactory |
| GE CAPITAL BANK | SALT LAKE CITY | FDIC | Jun 2013 | Satisfactory |
| ASSOCIATES CAPITAL BANK, INC. | SALT LAKE CITY | FDIC | Mar 2000 | Outstanding |
| CAPITAL COMMUNITY BANK | PROVO | FDIC | Jun 2023 | Satisfactory |
| FIRST USA FINANCIAL SERVICES, INC. | SALT LAKE CITY | FDIC | Jun 1999 | Needs to Improve |
| PROVIDIAN BANK | SALT LAKE CITY | FDIC | Jul 1998 | Satisfactory |
| THE VILLAGE BANK | SAINT GEORGE | FDIC | May 2009 | Satisfactory |
| AMERICAN BANK OF COMMERCE | PROVO | FDIC | Mar 2015 | Satisfactory |
| WEBBANK | SALT LAKE CITY | FDIC | May 2021 | Outstanding |
| CENTENNIAL BANK | OGDEN | FDIC | Jun 2005 | Satisfactory |
| MERRICK BANK | SOUTH JORDAN | FDIC | Jun 2023 | Outstanding |
| MILL CREEK BANK | SALT LAKE CITY | FDIC | Jul 2003 | Satisfactory |
| THE PITNEY BOWES BANK, INC. | SALT LAKE CITY | FDIC | Jul 2025 | Outstanding |
| WEX BANK | SANDY | FDIC | Oct 2025 | Satisfactory |
| TRANSPORTATION ALLIANCE BANK, INC. D/B/A TAB BANK | OGDEN | FDIC | May 2025 | Satisfactory |
| BMW BANK OF NORTH AMERICA | SALT LAKE CITY | FDIC | Sep 2024 | Needs to Improve |
| REPUBLIC BANK | BOUNTIFUL | FDIC | Mar 2014 | Satisfactory |
| FINWISE BANK | MURRAY | FDIC | Oct 2023 | Satisfactory |
| AMERICA WEST BANK | LAYTON | FDIC | Sep 2007 | Satisfactory |
| PROFICIO BANK | COTTONWOOD HEIGHTS | FDIC | Jul 2016 | Substantial Noncompliance |
| FIRST ELECTRONIC BANK | SALT LAKE CITY | FDIC | Feb 2024 | Satisfactory |
| CIT BANK | SALT LAKE CITY | FDIC | Aug 2013 | Satisfactory |
| CELTIC BANK | SALT LAKE CITY | FDIC | Jan 2024 | Satisfactory |
| SUNFIRST BANK | SAINT GEORGE | FDIC | Oct 2008 | Satisfactory |
| VOLKSWAGEN BANK USA | SALT LAKE CITY | FDIC | Dec 2006 | Satisfactory |
| ENERBANK USA | SALT LAKE CITY | FDIC | May 2019 | Outstanding |
| OPTUM BANK, INC. | DRAPER | FDIC | Sep 2023 | Outstanding |
| MEDALLION BANK | SALT LAKE CITY | FDIC | Jun 2024 | Outstanding |
| GOLDMAN SACHS BANK USA | SALT LAKE CITY | FDIC | Aug 2010 | Satisfactory |
| CAPMARK BANK | MIDVALE | FDIC | Sep 2011 | Satisfactory |
| UBS BANK USA | SALT LAKE CITY | FDIC | Jul 2024 | Outstanding |
| COMENITY CAPITAL BANK | DRAPER | FDIC | Mar 2024 | Outstanding |