Utah
Community Reinvestment Act ratings · Search Utah banks
126 banks tracked
Current Rating Distribution
Outstanding
35
27.8%
Satisfactory
84
66.7%
Needs to Improve
5
4.0%
Substantial Noncompliance
2
1.6%
FIRST FEDERAL SAVINGS BANK
SALT LAKE CITY · OTS · Dec 1991
SatisfactoryGUNNISON VALLEY BANK
GUNNISON · FDIC · Jan 2015
SatisfactoryKEY BANK OF UTAH
OGDEN · FDIC · Apr 1997
OutstandingUTAH FEDERAL SAVINGS BANK
OGDEN · OTS · Jun 1995
SatisfactoryHERITAGE BANK
ST. GEORGE · OTS · May 2009
SatisfactoryWELLS FARGO BANK NORTHWEST, N.A.
OGDEN · OCC · Dec 2013
SatisfactoryFIRSTFED AMERICA BANK, A FSB
LOGAN · OTS · Oct 1990
SatisfactoryOLYMPUS BANK, A FSB
SALT LAKE CITY · OTS · Jun 1993
OutstandingZIONS BANCORPORATION, NATIONAL ASSOCIATION
SALT LAKE CITY · OCC · Jul 2024
SatisfactoryLOGAN S & LA
LOGAN · OTS · Jul 1990
SatisfactoryUNITED SAVINGS BANK
OGDEN · OTS · May 1995
OutstandingTHE FIRST NATIONAL BANK OF MORGAN
MORGAN · OCC · Jan 1998
OutstandingFIRST NATIONAL BANK OF LAYTON
LAYTON · OCC · Jun 2016
SatisfactoryAMERICAN GENERAL BANK, FSB
MIDVALE · OTS · Dec 1999
SatisfactoryCENTRAL BANK
PROVO · FDIC · Nov 2023
SatisfactoryCOMMUNITY FIRST BANK
CLEARFIELD · FDIC · Dec 1991
SatisfactoryLEWISTON STATE BANK
LEWISTON · FDIC · Feb 2010
SatisfactoryWASHINGTON MUTUAL BANK FSB
PARK CITY · OTS · Nov 2006
OutstandingBANK OF AMERICA, FSB
SALT LAKE CITY · OTS · Jun 1997
OutstandingALTABANK
AMERICAN FORK · FDIC · Feb 2020
SatisfactoryFIRST WESTERN NATIONAL BANK
MOAB · OCC · Oct 1992
SatisfactoryGE MONEY BANK
DRAPER · OTS · Nov 2009
SatisfactoryAMERICAN EXPRESS BANK, FSB
SALT LAKE CITY · OTS · Nov 2009
SatisfactoryFRANKLIN TEMPLETON BANK & TRUST,F.S.B
SALT LAKE CITY · OTS · Apr 2006
OutstandingBANK OF UTAH
OGDEN · FDIC · Nov 2023
SatisfactoryFIRST INTERSTATE BANK OF UTAH
SALT LAKE CITY · OCC · Nov 1993
SatisfactorySTATE BANK OF SOUTHERN UTAH
CEDAR CITY · FDIC · Dec 2024
SatisfactoryAMERICAN INVESTMENT BANK, N.A.
SALT LAKE CITY · OCC · Dec 1997
SatisfactoryBANK ONE UTAH, N.A.
SALT LAKE CITY · OCC · Mar 2000
SatisfactoryDRAPER BANK AND TRUST
DRAPER · FDIC · Mar 1999
OutstandingDIXIE STATE BANK
ST. GEORGE · FDIC · Feb 1991
SatisfactoryWASATCH BANK
OREM · FDIC · May 1993
SatisfactoryVALLEY CENTRAL BANK
RICHFIELD · FDIC · Sep 1991
SatisfactoryUNITED BANK
MURRAY · FDIC · Sep 1990
SatisfactoryHOLLADAY BANK & TRUST
SALT LAKE CITY · FDIC · Jan 2021
SatisfactorySUN CAPITAL BANK
ST. GEORGE · FDIC · Sep 1996
OutstandingFIRST PROFESSIONAL BANK
SALT LAKE CITY · FDIC · Jan 1993
SatisfactoryFAR WEST BANK
PROVO · FDIC · Oct 2005
SatisfactoryCACHE VALLEY BANK
LOGAN · FDIC · Aug 2025
SatisfactoryCAPITAL CITY BANK
SOUTH SALT LAKE · FDIC · Oct 1992
SatisfactoryBRIGHTON BANK
SALT LAKE CITY · FDIC · Sep 2020
SatisfactoryBONNEVILLE BANK
PROVO · FDIC · Nov 2007
SatisfactoryFIRST UTAH BANK
SALT LAKE CITY · FDIC · Aug 2024
SatisfactoryCHEVRON CREDIT BANK, N.A.
MURRAY · OCC · Jul 2002
SatisfactoryMORGAN STANLEY BANK, N.A.
SALT LAKE CITY · OCC · Feb 2023
OutstandingGRAND VALLEY BANK
HEBER CITY · FDIC · Feb 2024
SatisfactoryGREAT WESTERN THRIFT AND LOAN
SALT LAKE CITY · FDIC · Feb 1996
SatisfactoryVARO BANK, NATIONAL ASSOCIATION
DRAPER · OCC · Feb 2023
SatisfactoryAMERICAN EXPRESS NATIONAL BANK
SANDY · OCC · Jun 2025
OutstandingLENDINGCLUB BANK, NATIONAL ASSOCIATION
LEHI · OCC · Aug 2024
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST FEDERAL SAVINGS BANK | SALT LAKE CITY | OTS | Dec 1991 | Satisfactory |
| GUNNISON VALLEY BANK | GUNNISON | FDIC | Jan 2015 | Satisfactory |
| KEY BANK OF UTAH | OGDEN | FDIC | Apr 1997 | Outstanding |
| UTAH FEDERAL SAVINGS BANK | OGDEN | OTS | Jun 1995 | Satisfactory |
| HERITAGE BANK | ST. GEORGE | OTS | May 2009 | Satisfactory |
| WELLS FARGO BANK NORTHWEST, N.A. | OGDEN | OCC | Dec 2013 | Satisfactory |
| FIRSTFED AMERICA BANK, A FSB | LOGAN | OTS | Oct 1990 | Satisfactory |
| OLYMPUS BANK, A FSB | SALT LAKE CITY | OTS | Jun 1993 | Outstanding |
| ZIONS BANCORPORATION, NATIONAL ASSOCIATION | SALT LAKE CITY | OCC | Jul 2024 | Satisfactory |
| LOGAN S & LA | LOGAN | OTS | Jul 1990 | Satisfactory |
| UNITED SAVINGS BANK | OGDEN | OTS | May 1995 | Outstanding |
| THE FIRST NATIONAL BANK OF MORGAN | MORGAN | OCC | Jan 1998 | Outstanding |
| FIRST NATIONAL BANK OF LAYTON | LAYTON | OCC | Jun 2016 | Satisfactory |
| AMERICAN GENERAL BANK, FSB | MIDVALE | OTS | Dec 1999 | Satisfactory |
| CENTRAL BANK | PROVO | FDIC | Nov 2023 | Satisfactory |
| COMMUNITY FIRST BANK | CLEARFIELD | FDIC | Dec 1991 | Satisfactory |
| LEWISTON STATE BANK | LEWISTON | FDIC | Feb 2010 | Satisfactory |
| WASHINGTON MUTUAL BANK FSB | PARK CITY | OTS | Nov 2006 | Outstanding |
| BANK OF AMERICA, FSB | SALT LAKE CITY | OTS | Jun 1997 | Outstanding |
| ALTABANK | AMERICAN FORK | FDIC | Feb 2020 | Satisfactory |
| FIRST WESTERN NATIONAL BANK | MOAB | OCC | Oct 1992 | Satisfactory |
| GE MONEY BANK | DRAPER | OTS | Nov 2009 | Satisfactory |
| AMERICAN EXPRESS BANK, FSB | SALT LAKE CITY | OTS | Nov 2009 | Satisfactory |
| FRANKLIN TEMPLETON BANK & TRUST,F.S.B | SALT LAKE CITY | OTS | Apr 2006 | Outstanding |
| BANK OF UTAH | OGDEN | FDIC | Nov 2023 | Satisfactory |
| FIRST INTERSTATE BANK OF UTAH | SALT LAKE CITY | OCC | Nov 1993 | Satisfactory |
| STATE BANK OF SOUTHERN UTAH | CEDAR CITY | FDIC | Dec 2024 | Satisfactory |
| AMERICAN INVESTMENT BANK, N.A. | SALT LAKE CITY | OCC | Dec 1997 | Satisfactory |
| BANK ONE UTAH, N.A. | SALT LAKE CITY | OCC | Mar 2000 | Satisfactory |
| DRAPER BANK AND TRUST | DRAPER | FDIC | Mar 1999 | Outstanding |
| DIXIE STATE BANK | ST. GEORGE | FDIC | Feb 1991 | Satisfactory |
| WASATCH BANK | OREM | FDIC | May 1993 | Satisfactory |
| VALLEY CENTRAL BANK | RICHFIELD | FDIC | Sep 1991 | Satisfactory |
| UNITED BANK | MURRAY | FDIC | Sep 1990 | Satisfactory |
| HOLLADAY BANK & TRUST | SALT LAKE CITY | FDIC | Jan 2021 | Satisfactory |
| SUN CAPITAL BANK | ST. GEORGE | FDIC | Sep 1996 | Outstanding |
| FIRST PROFESSIONAL BANK | SALT LAKE CITY | FDIC | Jan 1993 | Satisfactory |
| FAR WEST BANK | PROVO | FDIC | Oct 2005 | Satisfactory |
| CACHE VALLEY BANK | LOGAN | FDIC | Aug 2025 | Satisfactory |
| CAPITAL CITY BANK | SOUTH SALT LAKE | FDIC | Oct 1992 | Satisfactory |
| BRIGHTON BANK | SALT LAKE CITY | FDIC | Sep 2020 | Satisfactory |
| BONNEVILLE BANK | PROVO | FDIC | Nov 2007 | Satisfactory |
| FIRST UTAH BANK | SALT LAKE CITY | FDIC | Aug 2024 | Satisfactory |
| CHEVRON CREDIT BANK, N.A. | MURRAY | OCC | Jul 2002 | Satisfactory |
| MORGAN STANLEY BANK, N.A. | SALT LAKE CITY | OCC | Feb 2023 | Outstanding |
| GRAND VALLEY BANK | HEBER CITY | FDIC | Feb 2024 | Satisfactory |
| GREAT WESTERN THRIFT AND LOAN | SALT LAKE CITY | FDIC | Feb 1996 | Satisfactory |
| VARO BANK, NATIONAL ASSOCIATION | DRAPER | OCC | Feb 2023 | Satisfactory |
| AMERICAN EXPRESS NATIONAL BANK | SANDY | OCC | Jun 2025 | Outstanding |
| LENDINGCLUB BANK, NATIONAL ASSOCIATION | LEHI | OCC | Aug 2024 | Satisfactory |