Utah
Community Reinvestment Act ratings · Search Utah banks
126 banks tracked
Current Rating Distribution
Outstanding
35
27.8%
Satisfactory
84
66.7%
Needs to Improve
5
4.0%
Substantial Noncompliance
2
1.6%
KEY BANK OF UTAH
OGDEN · FDIC · Apr 1997
OutstandingOLYMPUS BANK, A FSB
SALT LAKE CITY · OTS · Jun 1993
OutstandingUNITED SAVINGS BANK
OGDEN · OTS · May 1995
OutstandingTHE FIRST NATIONAL BANK OF MORGAN
MORGAN · OCC · Jan 1998
OutstandingWASHINGTON MUTUAL BANK FSB
PARK CITY · OTS · Nov 2006
OutstandingBANK OF AMERICA, FSB
SALT LAKE CITY · OTS · Jun 1997
OutstandingFRANKLIN TEMPLETON BANK & TRUST,F.S.B
SALT LAKE CITY · OTS · Apr 2006
OutstandingDRAPER BANK AND TRUST
DRAPER · FDIC · Mar 1999
OutstandingSUN CAPITAL BANK
ST. GEORGE · FDIC · Sep 1996
OutstandingMORGAN STANLEY BANK, N.A.
SALT LAKE CITY · OCC · Feb 2023
OutstandingAMERICAN EXPRESS NATIONAL BANK
SANDY · OCC · Jun 2025
OutstandingUNIVERSAL FINANCIAL CORP.
SALT LAKE CITY · FDIC · May 2005
OutstandingAMERICAN GENERAL FINANCIAL CENTER
MIDVALE · FDIC · Sep 1996
OutstandingFIDELITY TRUST COMPANY
SALT LAKE CITY · FDIC · Oct 1997
OutstandingMERRILL LYNCH BANK USA
SALT LAKE CITY · FDIC · May 2006
OutstandingAMERICAN EXPRESS CENTURION BANK
SALT LAKE CITY · FDIC · Jun 2016
OutstandingUSAA CREDIT CARD BANK
SALT LAKE CITY · FDIC · Mar 1991
OutstandingMORGAN STANLEY BANK
WEST VALLEY CITY · FDIC · May 2006
OutstandingASSOCIATES CAPITAL BANK, INC.
SALT LAKE CITY · FDIC · Mar 2000
OutstandingWEBBANK
SALT LAKE CITY · FDIC · May 2021
OutstandingMERRICK BANK
SOUTH JORDAN · FDIC · Jun 2023
OutstandingTHE PITNEY BOWES BANK, INC.
SALT LAKE CITY · FDIC · Jul 2025
OutstandingENERBANK USA
SALT LAKE CITY · FDIC · May 2019
OutstandingOPTUM BANK, INC.
DRAPER · FDIC · Sep 2023
OutstandingMEDALLION BANK
SALT LAKE CITY · FDIC · Jun 2024
OutstandingUBS BANK USA
SALT LAKE CITY · FDIC · Jul 2024
OutstandingCOMENITY CAPITAL BANK
DRAPER · FDIC · Mar 2024
OutstandingADB BANK DBA ALLEGIANCE DIRECT BANK
CEDAR CITY · FDIC · Nov 2010
OutstandingSALLIE MAE BANK
SALT LAKE CITY · FDIC · Mar 2024
OutstandingSQUARE FINANCIAL SERVICES, INC.
SALT LAKE CITY · FDIC · Aug 2023
OutstandingNELNET BANK
DRAPER · FDIC · Mar 2026
OutstandingGREEN DOT BK
PROVO · FRB · Nov 2024
OutstandingSYNCHRONY BANK
DRAPER · OCC · May 2025
OutstandingBANK OF UT
OGDEN · FRB · Jan 2021
OutstandingALLY BK
SANDY · FRB · Apr 2025
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| KEY BANK OF UTAH | OGDEN | FDIC | Apr 1997 | Outstanding |
| OLYMPUS BANK, A FSB | SALT LAKE CITY | OTS | Jun 1993 | Outstanding |
| UNITED SAVINGS BANK | OGDEN | OTS | May 1995 | Outstanding |
| THE FIRST NATIONAL BANK OF MORGAN | MORGAN | OCC | Jan 1998 | Outstanding |
| WASHINGTON MUTUAL BANK FSB | PARK CITY | OTS | Nov 2006 | Outstanding |
| BANK OF AMERICA, FSB | SALT LAKE CITY | OTS | Jun 1997 | Outstanding |
| FRANKLIN TEMPLETON BANK & TRUST,F.S.B | SALT LAKE CITY | OTS | Apr 2006 | Outstanding |
| DRAPER BANK AND TRUST | DRAPER | FDIC | Mar 1999 | Outstanding |
| SUN CAPITAL BANK | ST. GEORGE | FDIC | Sep 1996 | Outstanding |
| MORGAN STANLEY BANK, N.A. | SALT LAKE CITY | OCC | Feb 2023 | Outstanding |
| AMERICAN EXPRESS NATIONAL BANK | SANDY | OCC | Jun 2025 | Outstanding |
| UNIVERSAL FINANCIAL CORP. | SALT LAKE CITY | FDIC | May 2005 | Outstanding |
| AMERICAN GENERAL FINANCIAL CENTER | MIDVALE | FDIC | Sep 1996 | Outstanding |
| FIDELITY TRUST COMPANY | SALT LAKE CITY | FDIC | Oct 1997 | Outstanding |
| MERRILL LYNCH BANK USA | SALT LAKE CITY | FDIC | May 2006 | Outstanding |
| AMERICAN EXPRESS CENTURION BANK | SALT LAKE CITY | FDIC | Jun 2016 | Outstanding |
| USAA CREDIT CARD BANK | SALT LAKE CITY | FDIC | Mar 1991 | Outstanding |
| MORGAN STANLEY BANK | WEST VALLEY CITY | FDIC | May 2006 | Outstanding |
| ASSOCIATES CAPITAL BANK, INC. | SALT LAKE CITY | FDIC | Mar 2000 | Outstanding |
| WEBBANK | SALT LAKE CITY | FDIC | May 2021 | Outstanding |
| MERRICK BANK | SOUTH JORDAN | FDIC | Jun 2023 | Outstanding |
| THE PITNEY BOWES BANK, INC. | SALT LAKE CITY | FDIC | Jul 2025 | Outstanding |
| ENERBANK USA | SALT LAKE CITY | FDIC | May 2019 | Outstanding |
| OPTUM BANK, INC. | DRAPER | FDIC | Sep 2023 | Outstanding |
| MEDALLION BANK | SALT LAKE CITY | FDIC | Jun 2024 | Outstanding |
| UBS BANK USA | SALT LAKE CITY | FDIC | Jul 2024 | Outstanding |
| COMENITY CAPITAL BANK | DRAPER | FDIC | Mar 2024 | Outstanding |
| ADB BANK DBA ALLEGIANCE DIRECT BANK | CEDAR CITY | FDIC | Nov 2010 | Outstanding |
| SALLIE MAE BANK | SALT LAKE CITY | FDIC | Mar 2024 | Outstanding |
| SQUARE FINANCIAL SERVICES, INC. | SALT LAKE CITY | FDIC | Aug 2023 | Outstanding |
| NELNET BANK | DRAPER | FDIC | Mar 2026 | Outstanding |
| GREEN DOT BK | PROVO | FRB | Nov 2024 | Outstanding |
| SYNCHRONY BANK | DRAPER | OCC | May 2025 | Outstanding |
| BANK OF UT | OGDEN | FRB | Jan 2021 | Outstanding |
| ALLY BK | SANDY | FRB | Apr 2025 | Outstanding |