Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
FNB OF JEFFERSON
JEFFERSON · OCC · May 1996
SatisfactoryHALE COUNTY STATE BANK
PLAINVIEW · FDIC · Apr 1997
SatisfactoryOMNIBANK, NATIONAL ASSOCIATION
HOUSTON · OCC · Jan 2013
SatisfactoryFIRST CITY, TEXAS-AUSTIN
AUSTIN · OCC · Mar 1991
SatisfactoryPLAINS NATIONAL BANK OF WEST TEXAS
LUBBOCK · OCC · Jul 1998
SatisfactoryHARLINGEN NATIONAL BANK
HARLINGEN · OCC · Apr 1999
SatisfactoryTHE NATIONAL BANK OF ANDREWS
ANDREWS · OCC · Jul 2025
SatisfactoryKELLY FIELD NATIONAL BANK
SAN ANTONIO · OCC · Apr 1994
SatisfactoryLOCKWOOD NATIONAL BANK
HOUSTON · OCC · Mar 1992
SatisfactoryFIRST NATIONAL BANK IN PORT LAVACA
PORT LAVACA · OCC · Sep 2025
SatisfactoryFIRST BANK & TRUST
LUBBOCK · FDIC · Jan 2020
SatisfactoryFIRST NATIONAL BANK OF FORT STOCKTON
FORT STOCKTON · OCC · Jan 2022
SatisfactoryNORWEST BANK TEXAS, KERRVILLE, N.A.
KERRVILLE · OCC · Jun 1995
OutstandingFIRST NATIONAL BANK
JASPER · OCC · Apr 2021
SatisfactoryCOMMUNITY NATIONAL BANK & TRUST OF TEXAS
CORSICANA · OCC · Jun 2024
SatisfactoryFIRST NATIONAL BANK OF ALVIN
ALVIN · OCC · Jun 2022
Needs to ImproveELECTRA STATE BANK AND TRUST COMPANY
ELECTRA · FDIC · Mar 1996
OutstandingZAPATA NATIONAL BANK
ZAPATA · OCC · Aug 2022
SatisfactoryVALLEY-HI NATIONAL BANK
SAN ANTONIO · OCC · Oct 1993
SatisfactoryTEXAS COMMERCE BANK-CORPUS, NA
CORPUS CHRISTI · OCC · Nov 1992
SatisfactoryWEST COLUMBIA NATIONAL BANK
WEST COLUMBIA · OCC · Jun 1994
Needs to ImproveTEXAS COMMERCE BANK
FORT WORTH · OCC · Sep 1990
SatisfactoryCHARTER NATIONAL BANK-HOUSTON
HOUSTON · OCC · Nov 1995
SatisfactoryZAVALA COUNTY BANK
CRYSTAL CITY · FDIC · Feb 2026
SatisfactoryCITIZENS NATIONAL BANK OF BRECKENRIDGE
BRECKENRIDGE · OCC · Jun 2006
SatisfactoryNORWEST BANK TEXAS, PLAINVIEW, N.A.
PLAINVIEW · OCC · Jul 1995
SatisfactorySECURITY NATIONAL BANK
SAN ANTONIO · OCC · Apr 1997
SatisfactoryFIRST NATIONAL BANK OF BELLAIRE
HOUSTON · OCC · Jan 1998
SatisfactoryKRESS NATIONAL BANK
KRESS · OCC · Nov 2021
SatisfactoryFIRST NATIONAL BANK OF LAKE JACKSON
LAKE JACKSON · OCC · Mar 2024
SatisfactoryCOMMERCIAL NATIONAL BANK
DALLAS · OCC · Feb 1995
Needs to ImproveAMERICAN BANK OF SHERMAN, N.A.
SHERMAN · OCC · Jun 1991
Needs to ImproveSURETY BANK, N.A.
FORT WORTH · OCC · Aug 2001
SatisfactoryFIRST AMERICAN BANK & MORTGAGE, N.A.
SULPHUR SPRINGS · OCC · May 1998
SatisfactoryCOMMERCIAL NATIONAL BANK OF TEXARKANA
TEXARKANA · OCC · Jun 2023
SatisfactoryFIRST STATE BANK
ATHENS · FDIC · May 2024
SatisfactoryCULLEN/FROST BANK OF DALLAS, NA
DALLAS · OCC · Mar 1992
SatisfactoryINWOOD NATIONAL BANK
DALLAS · OCC · Aug 2023
OutstandingINTERCONTINENTAL NATIONAL BANK
SAN ANTONIO · OCC · Oct 2001
SatisfactoryTEXAS COMMERCE BANK, N.A.
DALLAS · OCC · Feb 1992
OutstandingTEXAS FIRST STATE BANK
RIESEL · FDIC · Sep 2017
SatisfactoryCOMMUNITY BANK & TRUST, S.S.B.
BEAUMONT · FDIC · Mar 2002
SatisfactoryWESTERN NATIONAL BANK
AMARILLO · OCC · Feb 2003
SatisfactoryFIRST NATIONAL BANK OF SILSBEE
SILSBEE · OCC · Feb 1995
SatisfactoryCOMMERCE BANK TEXAS
STOCKDALE · FDIC · Dec 2024
SatisfactoryBAYSHORE NATIONAL BANK
LA PORTE · OCC · Aug 1999
SatisfactoryCOLEMAN COUNTY STATE BANK
COLEMAN · FDIC · Jan 2026
SatisfactoryTHE LYTLE STATE BANK OF LYTLE, TEXAS
LYTLE · FDIC · Jun 2020
SatisfactoryNORTHPARK NATIONAL BANK
DALLAS · OCC · Dec 1991
SatisfactoryAUSTIN BANK, N.A.
WHITEHOUSE · OCC · Apr 1998
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FNB OF JEFFERSON | JEFFERSON | OCC | May 1996 | Satisfactory |
| HALE COUNTY STATE BANK | PLAINVIEW | FDIC | Apr 1997 | Satisfactory |
| OMNIBANK, NATIONAL ASSOCIATION | HOUSTON | OCC | Jan 2013 | Satisfactory |
| FIRST CITY, TEXAS-AUSTIN | AUSTIN | OCC | Mar 1991 | Satisfactory |
| PLAINS NATIONAL BANK OF WEST TEXAS | LUBBOCK | OCC | Jul 1998 | Satisfactory |
| HARLINGEN NATIONAL BANK | HARLINGEN | OCC | Apr 1999 | Satisfactory |
| THE NATIONAL BANK OF ANDREWS | ANDREWS | OCC | Jul 2025 | Satisfactory |
| KELLY FIELD NATIONAL BANK | SAN ANTONIO | OCC | Apr 1994 | Satisfactory |
| LOCKWOOD NATIONAL BANK | HOUSTON | OCC | Mar 1992 | Satisfactory |
| FIRST NATIONAL BANK IN PORT LAVACA | PORT LAVACA | OCC | Sep 2025 | Satisfactory |
| FIRST BANK & TRUST | LUBBOCK | FDIC | Jan 2020 | Satisfactory |
| FIRST NATIONAL BANK OF FORT STOCKTON | FORT STOCKTON | OCC | Jan 2022 | Satisfactory |
| NORWEST BANK TEXAS, KERRVILLE, N.A. | KERRVILLE | OCC | Jun 1995 | Outstanding |
| FIRST NATIONAL BANK | JASPER | OCC | Apr 2021 | Satisfactory |
| COMMUNITY NATIONAL BANK & TRUST OF TEXAS | CORSICANA | OCC | Jun 2024 | Satisfactory |
| FIRST NATIONAL BANK OF ALVIN | ALVIN | OCC | Jun 2022 | Needs to Improve |
| ELECTRA STATE BANK AND TRUST COMPANY | ELECTRA | FDIC | Mar 1996 | Outstanding |
| ZAPATA NATIONAL BANK | ZAPATA | OCC | Aug 2022 | Satisfactory |
| VALLEY-HI NATIONAL BANK | SAN ANTONIO | OCC | Oct 1993 | Satisfactory |
| TEXAS COMMERCE BANK-CORPUS, NA | CORPUS CHRISTI | OCC | Nov 1992 | Satisfactory |
| WEST COLUMBIA NATIONAL BANK | WEST COLUMBIA | OCC | Jun 1994 | Needs to Improve |
| TEXAS COMMERCE BANK | FORT WORTH | OCC | Sep 1990 | Satisfactory |
| CHARTER NATIONAL BANK-HOUSTON | HOUSTON | OCC | Nov 1995 | Satisfactory |
| ZAVALA COUNTY BANK | CRYSTAL CITY | FDIC | Feb 2026 | Satisfactory |
| CITIZENS NATIONAL BANK OF BRECKENRIDGE | BRECKENRIDGE | OCC | Jun 2006 | Satisfactory |
| NORWEST BANK TEXAS, PLAINVIEW, N.A. | PLAINVIEW | OCC | Jul 1995 | Satisfactory |
| SECURITY NATIONAL BANK | SAN ANTONIO | OCC | Apr 1997 | Satisfactory |
| FIRST NATIONAL BANK OF BELLAIRE | HOUSTON | OCC | Jan 1998 | Satisfactory |
| KRESS NATIONAL BANK | KRESS | OCC | Nov 2021 | Satisfactory |
| FIRST NATIONAL BANK OF LAKE JACKSON | LAKE JACKSON | OCC | Mar 2024 | Satisfactory |
| COMMERCIAL NATIONAL BANK | DALLAS | OCC | Feb 1995 | Needs to Improve |
| AMERICAN BANK OF SHERMAN, N.A. | SHERMAN | OCC | Jun 1991 | Needs to Improve |
| SURETY BANK, N.A. | FORT WORTH | OCC | Aug 2001 | Satisfactory |
| FIRST AMERICAN BANK & MORTGAGE, N.A. | SULPHUR SPRINGS | OCC | May 1998 | Satisfactory |
| COMMERCIAL NATIONAL BANK OF TEXARKANA | TEXARKANA | OCC | Jun 2023 | Satisfactory |
| FIRST STATE BANK | ATHENS | FDIC | May 2024 | Satisfactory |
| CULLEN/FROST BANK OF DALLAS, NA | DALLAS | OCC | Mar 1992 | Satisfactory |
| INWOOD NATIONAL BANK | DALLAS | OCC | Aug 2023 | Outstanding |
| INTERCONTINENTAL NATIONAL BANK | SAN ANTONIO | OCC | Oct 2001 | Satisfactory |
| TEXAS COMMERCE BANK, N.A. | DALLAS | OCC | Feb 1992 | Outstanding |
| TEXAS FIRST STATE BANK | RIESEL | FDIC | Sep 2017 | Satisfactory |
| COMMUNITY BANK & TRUST, S.S.B. | BEAUMONT | FDIC | Mar 2002 | Satisfactory |
| WESTERN NATIONAL BANK | AMARILLO | OCC | Feb 2003 | Satisfactory |
| FIRST NATIONAL BANK OF SILSBEE | SILSBEE | OCC | Feb 1995 | Satisfactory |
| COMMERCE BANK TEXAS | STOCKDALE | FDIC | Dec 2024 | Satisfactory |
| BAYSHORE NATIONAL BANK | LA PORTE | OCC | Aug 1999 | Satisfactory |
| COLEMAN COUNTY STATE BANK | COLEMAN | FDIC | Jan 2026 | Satisfactory |
| THE LYTLE STATE BANK OF LYTLE, TEXAS | LYTLE | FDIC | Jun 2020 | Satisfactory |
| NORTHPARK NATIONAL BANK | DALLAS | OCC | Dec 1991 | Satisfactory |
| AUSTIN BANK, N.A. | WHITEHOUSE | OCC | Apr 1998 | Satisfactory |