Texas
Community Reinvestment Act ratings · Search Texas banks
1,476 banks tracked
Texas has 1,476 banks tracked under the Community Reinvestment Act. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
FIRST CITY, TEXAS
ORANGE · OCC · Mar 1991
SatisfactoryFIRST NATIONAL BANK IN BURKBURNETT
BURKBURNETT · OCC · Apr 1998
SatisfactoryFNB
MIDLOTHIAN · OCC · Apr 1994
SatisfactoryFIRST NATIONAL BANK OF BOSQUE COUNTY
VALLEY MILLS · OCC · Aug 2025
OutstandingTHE BRENHAM NATIONAL BANK
BRENHAM · OCC · Sep 2024
SatisfactoryFARMERS STATE BANK
ORANGE GROVE · FDIC · Aug 1990
SatisfactoryBURTON STATE BANK
BURTON · FDIC · Apr 2018
SatisfactoryMERCHANTS STATE BANK
MOUNT ENTERPRISE · FDIC · Jun 1991
SatisfactoryGNB FINANCIAL, NATIONAL ASSOCIATION
GAINESVILLE · OCC · Oct 2004
SatisfactoryTHE FIRST NATIONAL BANK OF TRINITY
TRINITY · OCC · Nov 2022
SatisfactoryCLASSIC BANK, NATIONAL ASSOCIATION
CAMERON · OCC · Jul 2024
SatisfactoryEXTRACO BANKS, NATIONAL ASSOCIATION
TEMPLE · OCC · Oct 2024
SatisfactoryFNB
HENRIETTA · OCC · Dec 1993
SatisfactoryTHE SANTA ANNA NATIONAL BANK
SANTA ANNA · OCC · Sep 2024
OutstandingNBC BANK CENTRAL, N.A.
LULING · OCC · Apr 1998
SatisfactoryTEXAS COMMERCE BANK-AUSTIN
AUSTIN · OCC · Jan 1992
OutstandingFIRST-LOCKHART NATIONAL BANK
LOCKHART · OCC · Jun 2023
OutstandingFIRST CITY, TEXAS - HOUSTON, N.A.
HOUSTON · OCC · Mar 1991
SatisfactoryFNB IN BIG SPRING
BIG SPRING · OCC · Jun 1994
OutstandingSOUTHTRUST BANK, NATIONAL ASSOCIATION
GEORGE WEST · OCC · Nov 2022
SatisfactoryTHE FIRST NATIONAL BANK IN FALFURRIAS
FALFURRIAS · OCC · Aug 2022
SatisfactoryNORWEST BANK TEXAS, CANYON, N.A.
CANYON · OCC · Jul 1995
SatisfactoryFIRST NATIONAL BANK
EDINBURG · OCC · Aug 2012
SatisfactoryHASKELL NATIONAL BANK
HASKELL · OCC · Jan 2023
SatisfactoryFARMERS NATIONAL BANK OF NEWCASTLE
NEWCASTLE · OCC · May 2013
SatisfactoryFIRST NATIONAL BANK IN DALHART
DALHART · OCC · Mar 2014
SatisfactoryAMARILLO NATIONAL BANK
AMARILLO · OCC · Jan 2022
OutstandingFNB IN PAMPA
PAMPA · OCC · Jan 1992
SatisfactoryWELLS FARGO BANK TEXAS, N.A.
SAN ANTONIO · OCC · Nov 1999
SatisfactoryBANKTEXAS, N.A.
HOUSTON · OCC · Feb 1998
SatisfactorySNYDER NATIONAL BANK
SNYDER · OCC · Aug 2003
SatisfactoryCITIZENS NATIONAL BANK AT BROWNWOOD
BROWNWOOD · OCC · Sep 2025
SatisfactoryFIRST FINANCIAL BANK, NATIONAL ASSOCIATION
EASTLAND · OCC · Oct 2007
SatisfactorySTOCKMENS NATIONAL BANK IN COTULLA
COTULLA · OCC · Dec 2022
SatisfactoryJUNCTION NATIONAL BANK
JUNCTION · OCC · Sep 2022
SatisfactoryTHE HONDO NATIONAL BANK
HONDO · OCC · May 2021
SatisfactoryCOMMERCIAL BANK OF TEXAS, NATIONAL ASSOCIATION
NACOGDOCHES · OCC · May 2025
SatisfactoryUNION NATIONAL BANK OF TEXAS
LAREDO · OCC · May 1995
SatisfactoryBROADWAY NATIONAL BANK
SAN ANTONIO · OCC · Nov 2023
SatisfactoryFARMERS NATIONAL BANK
RULE · OCC · Jul 1997
SatisfactoryAFFILIATED BANK
BEDFORD · OTS · Oct 2006
SatisfactoryPROSPER BANK
PROSPER · FDIC · Dec 2015
SatisfactoryFIRST BANK
FARMERSVILLE · FDIC · Nov 2008
SatisfactoryFIRST CITY, TEXAS - EL PASO, N.A.
EL PASO · OCC · Jan 1991
OutstandingFIRST FINANCIAL BANK, NA
SWEETWATER · OCC · Aug 2012
SatisfactoryFIRST NATIONAL BANK IN LOCKNEY
LOCKNEY · OCC · Feb 1997
SatisfactoryFIRST NATIONAL BANK OF MONAHANS
MONAHANS · OCC · May 2005
SatisfactoryTEXAS COMMERCE BANK - RIO GRANDE VALLEY
MCALLEN · OCC · Feb 1992
OutstandingFIRST NATIONAL BANK IN ALPINE
ALPINE · OCC · Dec 1997
SatisfactoryFNB IN WHEELER
WHEELER · OCC · Mar 1991
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST CITY, TEXAS | ORANGE | OCC | Mar 1991 | Satisfactory |
| FIRST NATIONAL BANK IN BURKBURNETT | BURKBURNETT | OCC | Apr 1998 | Satisfactory |
| FNB | MIDLOTHIAN | OCC | Apr 1994 | Satisfactory |
| FIRST NATIONAL BANK OF BOSQUE COUNTY | VALLEY MILLS | OCC | Aug 2025 | Outstanding |
| THE BRENHAM NATIONAL BANK | BRENHAM | OCC | Sep 2024 | Satisfactory |
| FARMERS STATE BANK | ORANGE GROVE | FDIC | Aug 1990 | Satisfactory |
| BURTON STATE BANK | BURTON | FDIC | Apr 2018 | Satisfactory |
| MERCHANTS STATE BANK | MOUNT ENTERPRISE | FDIC | Jun 1991 | Satisfactory |
| GNB FINANCIAL, NATIONAL ASSOCIATION | GAINESVILLE | OCC | Oct 2004 | Satisfactory |
| THE FIRST NATIONAL BANK OF TRINITY | TRINITY | OCC | Nov 2022 | Satisfactory |
| CLASSIC BANK, NATIONAL ASSOCIATION | CAMERON | OCC | Jul 2024 | Satisfactory |
| EXTRACO BANKS, NATIONAL ASSOCIATION | TEMPLE | OCC | Oct 2024 | Satisfactory |
| FNB | HENRIETTA | OCC | Dec 1993 | Satisfactory |
| THE SANTA ANNA NATIONAL BANK | SANTA ANNA | OCC | Sep 2024 | Outstanding |
| NBC BANK CENTRAL, N.A. | LULING | OCC | Apr 1998 | Satisfactory |
| TEXAS COMMERCE BANK-AUSTIN | AUSTIN | OCC | Jan 1992 | Outstanding |
| FIRST-LOCKHART NATIONAL BANK | LOCKHART | OCC | Jun 2023 | Outstanding |
| FIRST CITY, TEXAS - HOUSTON, N.A. | HOUSTON | OCC | Mar 1991 | Satisfactory |
| FNB IN BIG SPRING | BIG SPRING | OCC | Jun 1994 | Outstanding |
| SOUTHTRUST BANK, NATIONAL ASSOCIATION | GEORGE WEST | OCC | Nov 2022 | Satisfactory |
| THE FIRST NATIONAL BANK IN FALFURRIAS | FALFURRIAS | OCC | Aug 2022 | Satisfactory |
| NORWEST BANK TEXAS, CANYON, N.A. | CANYON | OCC | Jul 1995 | Satisfactory |
| FIRST NATIONAL BANK | EDINBURG | OCC | Aug 2012 | Satisfactory |
| HASKELL NATIONAL BANK | HASKELL | OCC | Jan 2023 | Satisfactory |
| FARMERS NATIONAL BANK OF NEWCASTLE | NEWCASTLE | OCC | May 2013 | Satisfactory |
| FIRST NATIONAL BANK IN DALHART | DALHART | OCC | Mar 2014 | Satisfactory |
| AMARILLO NATIONAL BANK | AMARILLO | OCC | Jan 2022 | Outstanding |
| FNB IN PAMPA | PAMPA | OCC | Jan 1992 | Satisfactory |
| WELLS FARGO BANK TEXAS, N.A. | SAN ANTONIO | OCC | Nov 1999 | Satisfactory |
| BANKTEXAS, N.A. | HOUSTON | OCC | Feb 1998 | Satisfactory |
| SNYDER NATIONAL BANK | SNYDER | OCC | Aug 2003 | Satisfactory |
| CITIZENS NATIONAL BANK AT BROWNWOOD | BROWNWOOD | OCC | Sep 2025 | Satisfactory |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION | EASTLAND | OCC | Oct 2007 | Satisfactory |
| STOCKMENS NATIONAL BANK IN COTULLA | COTULLA | OCC | Dec 2022 | Satisfactory |
| JUNCTION NATIONAL BANK | JUNCTION | OCC | Sep 2022 | Satisfactory |
| THE HONDO NATIONAL BANK | HONDO | OCC | May 2021 | Satisfactory |
| COMMERCIAL BANK OF TEXAS, NATIONAL ASSOCIATION | NACOGDOCHES | OCC | May 2025 | Satisfactory |
| UNION NATIONAL BANK OF TEXAS | LAREDO | OCC | May 1995 | Satisfactory |
| BROADWAY NATIONAL BANK | SAN ANTONIO | OCC | Nov 2023 | Satisfactory |
| FARMERS NATIONAL BANK | RULE | OCC | Jul 1997 | Satisfactory |
| AFFILIATED BANK | BEDFORD | OTS | Oct 2006 | Satisfactory |
| PROSPER BANK | PROSPER | FDIC | Dec 2015 | Satisfactory |
| FIRST BANK | FARMERSVILLE | FDIC | Nov 2008 | Satisfactory |
| FIRST CITY, TEXAS - EL PASO, N.A. | EL PASO | OCC | Jan 1991 | Outstanding |
| FIRST FINANCIAL BANK, NA | SWEETWATER | OCC | Aug 2012 | Satisfactory |
| FIRST NATIONAL BANK IN LOCKNEY | LOCKNEY | OCC | Feb 1997 | Satisfactory |
| FIRST NATIONAL BANK OF MONAHANS | MONAHANS | OCC | May 2005 | Satisfactory |
| TEXAS COMMERCE BANK - RIO GRANDE VALLEY | MCALLEN | OCC | Feb 1992 | Outstanding |
| FIRST NATIONAL BANK IN ALPINE | ALPINE | OCC | Dec 1997 | Satisfactory |
| FNB IN WHEELER | WHEELER | OCC | Mar 1991 | Satisfactory |