Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
FRANKLIN FEDERAL BANCORP., A FSB
ClosedAUSTIN · OTS · Jan 1995
OutstandingBANK UNITED
ClosedHOUSTON · OTS · Oct 1999
OutstandingBLUEBONNET SAVINGS BANK FSB
ClosedDALLAS · OTS · Oct 2000
SatisfactoryTHE FIRST NATIONAL BANK OF ELDORADO
ELDORADO · OCC · Sep 2021
SatisfactoryBIG BEND BANKS, NATIONAL ASSOCIATION
MARFA · OCC · Jul 2025
SatisfactoryTHE YOAKUM NATIONAL BANK
YOAKUM · OCC · Oct 2023
SatisfactoryLIBERTY SAVINGS ASSOCIATION
ClosedHOUSTON · OTS · Dec 1997
SatisfactoryTHE FIRST NATIONAL BANK OF ROTAN
ClosedROTAN · OCC · Jul 1996
SatisfactoryFIRST FINANCIAL BANK, NA
SOUTHLAKE · OCC · Oct 2012
SatisfactoryFIRSTBANK SOUTHWEST, N.A.
PERRYTON · OCC · Feb 2002
SatisfactoryFIRST NATIONAL BANK OF PECOS
PECOS · OCC · Sep 1999
SatisfactoryTHE FIRST NATIONAL BANK OF BYERS
ClosedBYERS · OCC · Aug 2009
SatisfactoryOMNIAMERICAN BANK
ClosedFT. WORTH · OTS · May 2008
SatisfactoryFIRST SECURITY STATE BANK
CRANFILLS GAP · FDIC · Dec 2024
SatisfactoryMOODY NATIONAL BANK
GALVESTON · OCC · Feb 2024
SatisfactoryFIRST STATE BANK
ClosedOVERTON · FDIC · Jan 2010
SatisfactoryFIRST FEDERAL SAVINGS BANK
SAN ANTONIO · OTS · Feb 1994
SatisfactoryTHE CITIZENS STATE BANK OF DICKINSON, TEXAS
ClosedDICKINSON · FDIC · Feb 2000
SatisfactoryTHE FARMERS NATIONAL BANK
FORNEY · OCC · May 1996
SatisfactoryNORWEST BANK TEXAS, POST, N.A.
POST · OCC · Jun 1995
SatisfactoryREPUBLIC NATIONAL BANK
ClosedHOUSTON · OCC · Nov 2005
SatisfactoryTHE FIRST NATIONAL BANK OF STERLING CITY
STERLING CITY · OCC · Apr 2022
SatisfactoryNIXON STATE BANK
ClosedNIXON · FDIC · Jul 2012
SatisfactoryGROOS BANK, N.A.
SAN ANTONIO · OCC · Jan 1996
OutstandingTHE LA COSTE NATIONAL BANK
ClosedLA COSTE · OCC · May 2005
SatisfactoryCITIZENS STATE BANK
ClosedPRINCETON · FDIC · Apr 1999
SatisfactoryFIRST NATIONAL BANK
PADUCAH · OCC · Oct 2016
SatisfactoryTEXAS COMMERCE BANK, N.A.
HOUSTON · OCC · Sep 1996
OutstandingBANK OF BRENHAM, NATIONAL ASSOCIATION
ClosedBRENHAM · OCC · Oct 2021
SatisfactoryPLANTERS & MERCHANTS STATE BANK
ClosedHEARNE · FDIC · Oct 2004
SatisfactorySCHERTZ BANK & TRUST
SCHERTZ · FDIC · Aug 2025
SatisfactoryFIRST VICTORIA NATIONAL BANK
ClosedVICTORIA · OCC · Aug 2012
SatisfactoryTEXAS GULF BANK, NATIONAL ASSOCIATION
HOUSTON · OCC · Mar 2025
SatisfactoryFIRST STATE BANK OF NORTH TEXAS
ClosedCEDAR HILL · FDIC · Jul 1999
SatisfactoryTHE STATE BANK OF LA VERNIA
ClosedLA VERNIA · FDIC · Nov 1994
SatisfactoryWEST TEXAS NATIONAL BANK
MIDLAND · OCC · May 2025
SatisfactoryTEXANA BANK, NATIONAL ASSOCIATION
LINDEN · OCC · Sep 2022
SatisfactoryNORTH TEXAS BANK, NA
ClosedDECATUR · OCC · Feb 2013
SatisfactoryTHE FIRST NATIONAL BANK OF LIPAN
LIPAN · OCC · Feb 2023
SatisfactoryTHE FIRST NATIONAL BANK OF EDGEWOOD
EDGEWOOD · OCC · May 2016
SatisfactoryBANK OF THE WEST
ClosedODESSA · FDIC · Feb 1999
SatisfactoryFIRST STATE BANK OF RISING STAR
ClosedRISING STAR · FDIC · Jun 1990
SatisfactoryBTH BANK, NATIONAL ASSOCIATION
ClosedQUITMAN · OCC · Jul 2020
SatisfactoryCROSSROADS BANK
YOAKUM · FDIC · Sep 2022
SatisfactoryFARMERS & MERCHANTS NATIONAL BANK
KAUFMAN · OCC · Dec 1991
SatisfactoryTHE CITY NATIONAL BANK OF SAN SABA
SAN SABA · OCC · Nov 2023
SatisfactoryGUARANTY BANK & TRUST COMPANY
ClosedGATESVILLE · FDIC · May 1999
SatisfactoryCROSBY STATE BANK
ClosedCROSBY · FDIC · Aug 2006
SatisfactoryCITY BANK
LUBBOCK · FDIC · Apr 2024
SatisfactorySTATE NATIONAL BANK
EL PASO · OCC · Dec 1994
Outstanding
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| AUSTIN | OTS | $589M | Jan 1995 | Outstanding | |
BANK UNITEDClosed | HOUSTON | OTS | $18.6B | Oct 1999 | Outstanding |
| DALLAS | OTS | $451M | Oct 2000 | Satisfactory | |
| ELDORADO | OCC | — | Sep 2021 | Satisfactory | |
| MARFA | OCC | — | Jul 2025 | Satisfactory | |
| YOAKUM | OCC | — | Oct 2023 | Satisfactory | |
| HOUSTON | OTS | $100M | Dec 1997 | Satisfactory | |
| ROTAN | OCC | $72M | Jul 1996 | Satisfactory | |
| SOUTHLAKE | OCC | — | Oct 2012 | Satisfactory | |
| PERRYTON | OCC | — | Feb 2002 | Satisfactory | |
| PECOS | OCC | — | Sep 1999 | Satisfactory | |
| BYERS | OCC | $103M | Aug 2009 | Satisfactory | |
OMNIAMERICAN BANKClosed | FT. WORTH | OTS | $1.3B | May 2008 | Satisfactory |
| CRANFILLS GAP | FDIC | $180M | Dec 2024 | Satisfactory | |
| GALVESTON | OCC | — | Feb 2024 | Satisfactory | |
FIRST STATE BANKClosed | OVERTON | FDIC | $42M | Jan 2010 | Satisfactory |
| SAN ANTONIO | OTS | — | Feb 1994 | Satisfactory | |
| DICKINSON | FDIC | $312M | Feb 2000 | Satisfactory | |
| FORNEY | OCC | — | May 1996 | Satisfactory | |
| POST | OCC | — | Jun 1995 | Satisfactory | |
REPUBLIC NATIONAL BANKClosed | HOUSTON | OCC | $601M | Nov 2005 | Satisfactory |
| STERLING CITY | OCC | $259M | Apr 2022 | Satisfactory | |
NIXON STATE BANKClosed | NIXON | FDIC | $78M | Jul 2012 | Satisfactory |
| SAN ANTONIO | OCC | — | Jan 1996 | Outstanding | |
| LA COSTE | OCC | $54M | May 2005 | Satisfactory | |
CITIZENS STATE BANKClosed | PRINCETON | FDIC | $41M | Apr 1999 | Satisfactory |
| PADUCAH | OCC | — | Oct 2016 | Satisfactory | |
| HOUSTON | OCC | — | Sep 1996 | Outstanding | |
| BRENHAM | OCC | $577M | Oct 2021 | Satisfactory | |
| HEARNE | FDIC | $185M | Oct 2004 | Satisfactory | |
| SCHERTZ | FDIC | $762M | Aug 2025 | Satisfactory | |
| VICTORIA | OCC | $2.5B | Aug 2012 | Satisfactory | |
| HOUSTON | OCC | $722M | Mar 2025 | Satisfactory | |
| CEDAR HILL | FDIC | $100M | Jul 1999 | Satisfactory | |
| LA VERNIA | FDIC | $71M | Nov 1994 | Satisfactory | |
| MIDLAND | OCC | $2.8B | May 2025 | Satisfactory | |
| LINDEN | OCC | $353M | Sep 2022 | Satisfactory | |
NORTH TEXAS BANK, NAClosed | DECATUR | OCC | $186M | Feb 2013 | Satisfactory |
| LIPAN | OCC | $27M | Feb 2023 | Satisfactory | |
| EDGEWOOD | OCC | — | May 2016 | Satisfactory | |
BANK OF THE WESTClosed | ODESSA | FDIC | $28M | Feb 1999 | Satisfactory |
| RISING STAR | FDIC | $14M | Jun 1990 | Satisfactory | |
| QUITMAN | OCC | $1.8B | Jul 2020 | Satisfactory | |
| YOAKUM | FDIC | $381M | Sep 2022 | Satisfactory | |
| KAUFMAN | OCC | — | Dec 1991 | Satisfactory | |
| SAN SABA | OCC | $83M | Nov 2023 | Satisfactory | |
| GATESVILLE | FDIC | $115M | May 1999 | Satisfactory | |
CROSBY STATE BANKClosed | CROSBY | FDIC | $439M | Aug 2006 | Satisfactory |
| LUBBOCK | FDIC | $4.6B | Apr 2024 | Satisfactory | |
| EL PASO | OCC | $61M | Dec 1994 | Outstanding |