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SCHERTZ BANK & TRUST

SCHERTZ, TX · Supervised by FDIC

Est. 1913FDIC #10,344RSSD: FDIC-10344SCHERTZ BANCSHARES CORP
Satisfactory

Current rating · Exam: August 2025

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Institution Profile

FDIC BankFind

Address

519 Main St, SCHERTZ, TX

County

Guadalupe County

Established

August 13, 1913

Total Assets

$762M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$762M

Total Deposits

$646M

Net Loans

$613M

Net Income

$4M

ROA

2.05%

ROE

14.46%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

9 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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