Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
BUCHEL BANK AND TRUST COMPANY
ClosedCUERO, TX · FDIC · Jan 1991
SatisfactoryJACKSONVILLE SAVINGS BANK, SSB
ClosedJACKSONVILLE, TX · FDIC · Feb 2002
SatisfactoryTHE FIRST NATIONAL BANK OF ANSON
ANSON, TX · OCC · Sep 2022
SatisfactoryFIRST STATE BANK
STRATFORD, TX · FDIC · Jul 2024
SatisfactoryHOMESTEAD BANK, S.S.B.
ClosedCOLLEGE STATION, TX · FDIC · Oct 1995
SatisfactoryHEIGHTS STATE BANK
ClosedHARKER HEIGHTS, TX · FDIC · Jul 2002
SatisfactoryFAYETTE SAVINGS BANK, SSB
LA GRANGE, TX · FDIC · Jul 2024
SatisfactoryFIRST BANK & TRUST
ClosedLUBBOCK, TX · FDIC · Jan 2020
SatisfactoryMID-COAST SAVINGS BANK, SSB
ClosedEDNA, TX · FDIC · Dec 1999
SatisfactoryLOAN AND BUILDING STATE SAVINGS BANK
ClosedSULPHUR SPRINGS, TX · FDIC · Sep 1996
SatisfactoryCOASTAL BANC, S.S.B.
ClosedHOUSTON, TX · FDIC · Oct 2002
SatisfactoryCOMMUNITY BANK OF CENTRAL TEXAS, SSB
ClosedSMITHVILLE, TX · FDIC · Oct 1999
SatisfactoryBANKDALLAS, SSB
ClosedDALLAS, TX · FDIC · Jun 1999
SatisfactoryTHE PERRYTON NATIONAL BANK
PERRYTON, TX · OCC · May 2023
SatisfactoryCOMMUNITY STATE BANK
ClosedAUSTIN, TX · FDIC · Jul 2008
SatisfactoryUNION STATE BANK
ClosedFLORENCE, TX · FDIC · Apr 2017
SatisfactoryFIRSTBANK
ClosedLOS FRESNOS, TX · FDIC · May 1995
OutstandingCHARTER BANK
CORPUS CHRISTI, TX · FDIC · Nov 2020
SatisfactoryHORIZON BANK & TRUST, SSB
ClosedAUSTIN, TX · FDIC · Mar 1996
OutstandingBANK OF TEXAS
ClosedAUSTIN, TX · FDIC · Oct 2006
SatisfactoryCOMMUNITY BANK & TRUST, S.S.B.
ClosedBEAUMONT, TX · FDIC · Mar 2002
SatisfactoryPEOPLES BANK
ClosedCOLLEYVILLE, TX · FDIC · Oct 2009
SatisfactoryWEST TEXAS STATE BANK
ClosedODESSA, TX · FDIC · Jul 2019
SatisfactoryCOLEMAN COUNTY STATE BANK
COLEMAN, TX · FDIC · Jan 2026
SatisfactoryUNION BANK
ClosedSAN ANTONIO, TX · FDIC · Feb 1991
Needs to ImproveCITIZENS STATE BANK
MILES, TX · FDIC · Apr 2025
SatisfactoryTHE FIRST STATE BANK
ClosedJASPER, TX · FDIC · Oct 1997
SatisfactoryFRONTIER BANK OF TEXAS
ELGIN, TX · FDIC · Apr 2025
SatisfactoryPLATINUM BANK
ClosedLUBBOCK, TX · FDIC · Mar 2013
SatisfactoryAZLE STATE BANK
ClosedAZLE, TX · FDIC · Oct 1995
OutstandingTEXAS TRADITIONS BANK
KATY, TX · FDIC · Jan 2025
SatisfactoryCITIZENS BANK
ClosedKNOX CITY, TX · FDIC · Aug 1998
SatisfactoryCITIZENS BANK
ClosedSLATON, TX · FDIC · Oct 1996
SatisfactoryTHE COMMUNITY BANK
BRIDGEPORT, TX · FDIC · Sep 2024
SatisfactoryWEST SIDE BANK AND TRUST
ClosedFORT WORTH, TX · FDIC · Apr 2011
SatisfactoryTHE FIRST NATIONAL BANK OF EVANT
EVANT, TX · OCC · Jul 2024
SatisfactoryTHE FIRST NATIONAL BANK IN COOPER
COOPER, TX · OCC · Jan 2023
SatisfactoryFIRST FARMERS AND MERCHANTS BANK
ClosedKAUFMAN, TX · FDIC · Mar 1997
SatisfactoryHOUSTON BUSINESS BANK
ClosedHOUSTON, TX · FDIC · Mar 2012
SatisfactoryTHE FIRST STATE BANK
LOUISE, TX · FDIC · Nov 2023
SatisfactoryTITAN BANK, N.A.
MINERAL WELLS, TX · OCC · Apr 2025
SatisfactoryBANK OF YSLETA
ClosedEL PASO, TX · FDIC · Nov 1991
SatisfactoryINTEGRITY BANK, SSB
ClosedHOUSTON, TX · FDIC · Jan 2016
SatisfactoryTHE BANK OF SAN JACINTO COUNTY, COLDSPRING, TEXAS
COLDSPRING, TX · FDIC · Sep 2024
SatisfactoryINDUSTRY STATE BANK
ClosedINDUSTRY, TX · FDIC · Jul 2022
SatisfactoryGULF CAPITAL BANK
HOUSTON, TX · FDIC · Mar 2025
SatisfactoryTHE BORDER BANK
ClosedHIDALGO, TX · FDIC · Dec 1995
SatisfactoryAMERICAN BANK
ClosedKELLER, TX · FDIC · Feb 2000
SatisfactoryNORTH FORT WORTH BANK
ClosedFORT WORTH, TX · FDIC · Jul 1991
SatisfactoryGUARDIAN BANK OF HOUSTON
ClosedHOUSTON, TX · FDIC · Jun 1993
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| CUERO | FDIC | $25M | Jan 1991 | Satisfactory | |
| JACKSONVILLE | FDIC | $472M | Feb 2002 | Satisfactory | |
| ANSON | OCC | $113M | Sep 2022 | Satisfactory | |
| STRATFORD | FDIC | $386M | Jul 2024 | Satisfactory | |
HOMESTEAD BANK, S.S.B.Closed | COLLEGE STATION | FDIC | $31M | Oct 1995 | Satisfactory |
HEIGHTS STATE BANKClosed | HARKER HEIGHTS | FDIC | $52M | Jul 2002 | Satisfactory |
| LA GRANGE | FDIC | $533M | Jul 2024 | Satisfactory | |
FIRST BANK & TRUSTClosed | LUBBOCK | FDIC | $2.9B | Jan 2020 | Satisfactory |
| EDNA | FDIC | $44M | Dec 1999 | Satisfactory | |
| SULPHUR SPRINGS | FDIC | $138M | Sep 1996 | Satisfactory | |
COASTAL BANC, S.S.B.Closed | HOUSTON | FDIC | $2.7B | Oct 2002 | Satisfactory |
| SMITHVILLE | FDIC | $34M | Oct 1999 | Satisfactory | |
BANKDALLAS, SSBClosed | DALLAS | FDIC | $42M | Jun 1999 | Satisfactory |
| PERRYTON | OCC | $205M | May 2023 | Satisfactory | |
COMMUNITY STATE BANKClosed | AUSTIN | FDIC | $2.2B | Jul 2008 | Satisfactory |
UNION STATE BANKClosed | FLORENCE | FDIC | $467M | Apr 2017 | Satisfactory |
FIRSTBANKClosed | LOS FRESNOS | FDIC | $234M | May 1995 | Outstanding |
| CORPUS CHRISTI | FDIC | $293M | Nov 2020 | Satisfactory | |
| AUSTIN | FDIC | $162M | Mar 1996 | Outstanding | |
BANK OF TEXASClosed | AUSTIN | FDIC | $78M | Oct 2006 | Satisfactory |
| BEAUMONT | FDIC | $1.2B | Mar 2002 | Satisfactory | |
PEOPLES BANKClosed | COLLEYVILLE | FDIC | $71M | Oct 2009 | Satisfactory |
WEST TEXAS STATE BANKClosed | ODESSA | FDIC | $431M | Jul 2019 | Satisfactory |
| COLEMAN | FDIC | $291M | Jan 2026 | Satisfactory | |
UNION BANKClosed | SAN ANTONIO | FDIC | $85M | Feb 1991 | Needs to Improve |
| MILES | FDIC | $280M | Apr 2025 | Satisfactory | |
THE FIRST STATE BANKClosed | JASPER | FDIC | $103M | Oct 1997 | Satisfactory |
| ELGIN | FDIC | $1.1B | Apr 2025 | Satisfactory | |
PLATINUM BANKClosed | LUBBOCK | FDIC | $199M | Mar 2013 | Satisfactory |
AZLE STATE BANKClosed | AZLE | FDIC | $101M | Oct 1995 | Outstanding |
| KATY | FDIC | $539M | Jan 2025 | Satisfactory | |
CITIZENS BANKClosed | KNOX CITY | FDIC | $132M | Aug 1998 | Satisfactory |
CITIZENS BANKClosed | SLATON | FDIC | $280M | Oct 1996 | Satisfactory |
| BRIDGEPORT | FDIC | $200M | Sep 2024 | Satisfactory | |
WEST SIDE BANK AND TRUSTClosed | FORT WORTH | FDIC | $63M | Apr 2011 | Satisfactory |
| EVANT | OCC | $193M | Jul 2024 | Satisfactory | |
| COOPER | OCC | $58M | Jan 2023 | Satisfactory | |
| KAUFMAN | FDIC | $102M | Mar 1997 | Satisfactory | |
HOUSTON BUSINESS BANKClosed | HOUSTON | FDIC | $31M | Mar 2012 | Satisfactory |
| LOUISE | FDIC | $884M | Nov 2023 | Satisfactory | |
| MINERAL WELLS | OCC | $891M | Apr 2025 | Satisfactory | |
BANK OF YSLETAClosed | EL PASO | FDIC | $39M | Nov 1991 | Satisfactory |
INTEGRITY BANK, SSBClosed | HOUSTON | FDIC | $761M | Jan 2016 | Satisfactory |
| COLDSPRING | FDIC | $45M | Sep 2024 | Satisfactory | |
INDUSTRY STATE BANKClosed | INDUSTRY | FDIC | $641M | Jul 2022 | Satisfactory |
| HOUSTON | FDIC | $602M | Mar 2025 | Satisfactory | |
THE BORDER BANKClosed | HIDALGO | FDIC | $120M | Dec 1995 | Satisfactory |
AMERICAN BANKClosed | KELLER | FDIC | $67M | Feb 2000 | Satisfactory |
NORTH FORT WORTH BANKClosed | FORT WORTH | FDIC | $203M | Jul 1991 | Satisfactory |
GUARDIAN BANK OF HOUSTONClosed | HOUSTON | FDIC | $98M | Jun 1993 | Satisfactory |