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This institution is no longer active

Operations ceased on November 12, 2019. CRA examination history below reflects the period it was active.

WEST TEXAS STATE BANK

ODESSA, TX · Supervised by FDIC

Est. 1937FDIC #15,466RSSD: FDIC-15466
Satisfactory Same

Current rating · Exam: July 2019

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Institution Profile

FDIC BankFind

Address

1501 West University Boulevard, ODESSA, TX

County

Ector County

Established

March 3, 1937

Total Assets

$431M(latest call report)

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2019

Exam Type

Intermediate Small Bank

Regulator

FDIC
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2019Call Report / FDIC

Total Assets

$431M

Total Deposits

$375M

Net Loans

$197M

Net Income

$6M

ROA

1.93%

ROE

15.88%

Risk-Based Capital

23.38%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

10 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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