🏦Bank Scorer

FIRST STATE BANK

STRATFORD, TX · Supervised by FDIC

Est. 1948FDIC #16,695RSSD: FDIC-16695STRATFORD BANCSHARES INC
Satisfactory

Current rating · Exam: July 2024

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Institution Profile

FDIC BankFind

Address

302 North Main Street, STRATFORD, TX

County

Sherman County

Established

April 26, 1948

Total Assets

$386M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$386M

Total Deposits

$342M

Net Loans

$239M

Net Income

$2M

ROA

2.37%

ROE

20.91%

Risk-Based Capital

0.00%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

July 1, 2024

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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