South Dakota
Community Reinvestment Act ratings · Search South Dakota banks
157 banks tracked
Current Rating Distribution
Outstanding
29
18.5%
Satisfactory
124
79.0%
Needs to Improve
4
2.5%
Substantial Noncompliance
0
0.0%
FIRST S & LA OF SOUTH DAKOTA, INC.
ABERDEEN · OTS · Jul 1997
SatisfactoryFIRST SAVINGS BANK
BERESFORD · OTS · May 2008
SatisfactoryTHE FIRST NATIONAL BANK OF FREDERICK
FREDERICK · OCC · Jun 2025
SatisfactoryPEOPLES STATE BANK
DE SMET · FDIC · Mar 2010
SatisfactoryMENNO STATE BANK
MENNO · FDIC · May 2014
SatisfactoryFIRST STATE BANK OF ROSCOE
ROSCOE · FDIC · Jul 2025
SatisfactoryHEARTLAND STATE BANK
REDFIELD · FDIC · Aug 2025
SatisfactoryCOMMERCIAL STATE BANK, OF WAGNER
WAGNER · FDIC · Oct 2022
SatisfactoryMINER COUNTY BANK
HOWARD · FDIC · May 2012
SatisfactoryRIVERS EDGE BANK
MARION · FDIC · May 2020
SatisfactoryFIRST AMERICAN BANK
CANTON · FDIC · Dec 1997
OutstandingLANGFORD STATE BANK
LANGFORD · FDIC · Nov 2003
SatisfactoryVALLEY EXCHANGE BANK
LENNOX · FDIC · Apr 2018
SatisfactoryPEOPLES STATE BANK
SUMMIT · FDIC · Sep 2016
SatisfactoryWELLS FARGO BANK, SOUTH DAKOTA, N.A.
SIOUX FALLS · OCC · Mar 2000
OutstandingFIRST NATIONAL BANK IN PHILIP
PHILIP · OCC · Jul 2025
OutstandingFARMERS STATE BANK OF CANTON
CANTON · FDIC · Feb 2021
SatisfactoryMANSFIELD STATE BANK
MANSFIELD · FDIC · May 2008
SatisfactoryTHE FIRST NATIONAL BANK OF EDEN
EDEN · OCC · May 1997
SatisfactoryFARMERS STATE BANK
HOSMER · FDIC · Dec 2024
SatisfactoryFIRST NATIONAL BANK OF LUVERNE
LUVERNE · OCC · Mar 2003
SatisfactoryDAKOTA HERITAGE STATE BANK
CHANCELLOR · FDIC · Jul 2010
SatisfactoryFARMERS STATE BANK OF MELLETTE
MELLETTE · FDIC · Feb 1992
SatisfactoryFIRST STATE BANK
BRIDGEWATER · FDIC · Apr 1995
SatisfactoryFIRST NATIONAL BANK IN BROOKINGS
BROOKINGS · OCC · Jan 2003
SatisfactoryDNB NATIONAL BANK
CLEAR LAKE · OCC · Sep 2022
SatisfactoryFIRST BANK OF SOUTH DAKOTA, N.A.
SIOUX FALLS · OCC · Jul 1995
SatisfactoryTHE FARMERS AND MERCHANTS STATE BANK
SCOTLAND · FDIC · Nov 2021
SatisfactoryFIRST NATIONAL BANK
FORT PIERRE · OCC · Mar 2024
OutstandingGREAT WESTERN BANK
SIOUX FALLS · FDIC · Apr 2019
SatisfactoryFAULK COUNTY STATE BANK
FAULKTON · FDIC · Apr 1991
Needs to ImproveAMERICAN STATE BANK
OLDHAM · FDIC · Aug 2014
SatisfactoryMARQUETTE BANK SOUTH DAKOTA, N.A.
SIOUX FALLS · OCC · Apr 1999
SatisfactoryPIONEER BANK & TRUST
BELLE FOURCHE · FDIC · Dec 2022
SatisfactoryIPSWICH STATE BANK
IPSWICH · FDIC · Aug 2020
SatisfactoryDAKOTA STATE BANK
MILBANK · FDIC · Jul 1996
OutstandingQUOIN FINANCIAL BANK
MILLER · FDIC · May 2025
SatisfactoryFIRST PREMIER BANK, N.A.
SIOUX FALLS · OCC · Feb 1994
SatisfactoryTHE SECURITY STATE BANK
EMERY · FDIC · May 2024
SatisfactoryFIRST STATE BANK
WILMOT · FDIC · Feb 2014
SatisfactorySUNRISE BANK DAKOTA
ONIDA · FDIC · Jul 2023
SatisfactoryHURLEY STATE BANK
SIOUX FALLS · FDIC · Sep 1999
SatisfactoryCAMPBELL COUNTY BANK, INC.
HERREID · FDIC · Jul 2024
SatisfactorySECURITY BANK, MADISON, SOUTH DAKOTA
MADISON · FDIC · Sep 2004
SatisfactoryRELIABANK DAKOTA
ESTELLINE · FDIC · Jun 2024
SatisfactoryVALLEY BANK
ELK POINT · FDIC · Mar 1994
SatisfactorySECURITY STATE BANK
ALEXANDRIA · FDIC · Apr 2025
SatisfactoryCITIBANK (SOUTH DAKOTA), N.A.
SIOUX FALLS · OCC · Jan 2009
OutstandingSTATE BANK OF HUDSON
HUDSON · FDIC · Nov 2003
SatisfactoryFARMERS STATE BANK
STICKNEY · FDIC · Oct 2008
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST S & LA OF SOUTH DAKOTA, INC. | ABERDEEN | OTS | Jul 1997 | Satisfactory |
| FIRST SAVINGS BANK | BERESFORD | OTS | May 2008 | Satisfactory |
| THE FIRST NATIONAL BANK OF FREDERICK | FREDERICK | OCC | Jun 2025 | Satisfactory |
| PEOPLES STATE BANK | DE SMET | FDIC | Mar 2010 | Satisfactory |
| MENNO STATE BANK | MENNO | FDIC | May 2014 | Satisfactory |
| FIRST STATE BANK OF ROSCOE | ROSCOE | FDIC | Jul 2025 | Satisfactory |
| HEARTLAND STATE BANK | REDFIELD | FDIC | Aug 2025 | Satisfactory |
| COMMERCIAL STATE BANK, OF WAGNER | WAGNER | FDIC | Oct 2022 | Satisfactory |
| MINER COUNTY BANK | HOWARD | FDIC | May 2012 | Satisfactory |
| RIVERS EDGE BANK | MARION | FDIC | May 2020 | Satisfactory |
| FIRST AMERICAN BANK | CANTON | FDIC | Dec 1997 | Outstanding |
| LANGFORD STATE BANK | LANGFORD | FDIC | Nov 2003 | Satisfactory |
| VALLEY EXCHANGE BANK | LENNOX | FDIC | Apr 2018 | Satisfactory |
| PEOPLES STATE BANK | SUMMIT | FDIC | Sep 2016 | Satisfactory |
| WELLS FARGO BANK, SOUTH DAKOTA, N.A. | SIOUX FALLS | OCC | Mar 2000 | Outstanding |
| FIRST NATIONAL BANK IN PHILIP | PHILIP | OCC | Jul 2025 | Outstanding |
| FARMERS STATE BANK OF CANTON | CANTON | FDIC | Feb 2021 | Satisfactory |
| MANSFIELD STATE BANK | MANSFIELD | FDIC | May 2008 | Satisfactory |
| THE FIRST NATIONAL BANK OF EDEN | EDEN | OCC | May 1997 | Satisfactory |
| FARMERS STATE BANK | HOSMER | FDIC | Dec 2024 | Satisfactory |
| FIRST NATIONAL BANK OF LUVERNE | LUVERNE | OCC | Mar 2003 | Satisfactory |
| DAKOTA HERITAGE STATE BANK | CHANCELLOR | FDIC | Jul 2010 | Satisfactory |
| FARMERS STATE BANK OF MELLETTE | MELLETTE | FDIC | Feb 1992 | Satisfactory |
| FIRST STATE BANK | BRIDGEWATER | FDIC | Apr 1995 | Satisfactory |
| FIRST NATIONAL BANK IN BROOKINGS | BROOKINGS | OCC | Jan 2003 | Satisfactory |
| DNB NATIONAL BANK | CLEAR LAKE | OCC | Sep 2022 | Satisfactory |
| FIRST BANK OF SOUTH DAKOTA, N.A. | SIOUX FALLS | OCC | Jul 1995 | Satisfactory |
| THE FARMERS AND MERCHANTS STATE BANK | SCOTLAND | FDIC | Nov 2021 | Satisfactory |
| FIRST NATIONAL BANK | FORT PIERRE | OCC | Mar 2024 | Outstanding |
| GREAT WESTERN BANK | SIOUX FALLS | FDIC | Apr 2019 | Satisfactory |
| FAULK COUNTY STATE BANK | FAULKTON | FDIC | Apr 1991 | Needs to Improve |
| AMERICAN STATE BANK | OLDHAM | FDIC | Aug 2014 | Satisfactory |
| MARQUETTE BANK SOUTH DAKOTA, N.A. | SIOUX FALLS | OCC | Apr 1999 | Satisfactory |
| PIONEER BANK & TRUST | BELLE FOURCHE | FDIC | Dec 2022 | Satisfactory |
| IPSWICH STATE BANK | IPSWICH | FDIC | Aug 2020 | Satisfactory |
| DAKOTA STATE BANK | MILBANK | FDIC | Jul 1996 | Outstanding |
| QUOIN FINANCIAL BANK | MILLER | FDIC | May 2025 | Satisfactory |
| FIRST PREMIER BANK, N.A. | SIOUX FALLS | OCC | Feb 1994 | Satisfactory |
| THE SECURITY STATE BANK | EMERY | FDIC | May 2024 | Satisfactory |
| FIRST STATE BANK | WILMOT | FDIC | Feb 2014 | Satisfactory |
| SUNRISE BANK DAKOTA | ONIDA | FDIC | Jul 2023 | Satisfactory |
| HURLEY STATE BANK | SIOUX FALLS | FDIC | Sep 1999 | Satisfactory |
| CAMPBELL COUNTY BANK, INC. | HERREID | FDIC | Jul 2024 | Satisfactory |
| SECURITY BANK, MADISON, SOUTH DAKOTA | MADISON | FDIC | Sep 2004 | Satisfactory |
| RELIABANK DAKOTA | ESTELLINE | FDIC | Jun 2024 | Satisfactory |
| VALLEY BANK | ELK POINT | FDIC | Mar 1994 | Satisfactory |
| SECURITY STATE BANK | ALEXANDRIA | FDIC | Apr 2025 | Satisfactory |
| CITIBANK (SOUTH DAKOTA), N.A. | SIOUX FALLS | OCC | Jan 2009 | Outstanding |
| STATE BANK OF HUDSON | HUDSON | FDIC | Nov 2003 | Satisfactory |
| FARMERS STATE BANK | STICKNEY | FDIC | Oct 2008 | Satisfactory |