South Dakota
Community Reinvestment Act ratings · Search South Dakota banks
157 banks tracked
Current Rating Distribution
Outstanding
29
18.5%
Satisfactory
124
79.0%
Needs to Improve
4
2.5%
Substantial Noncompliance
0
0.0%
THE PEOPLES BANK
CONDE · FDIC · Dec 1997
OutstandingFIRST STATE BANK OF SINAI
SINAI · FDIC · Oct 1998
OutstandingHOME FEDERAL BANK
SIOUX FALLS · OTS · May 2008
OutstandingFIRST DAKOTA NATIONAL BANK
YANKTON · OCC · Sep 2024
OutstandingTHE FIRST NATIONAL BANK IN SIOUX FALLS
SIOUX FALLS · OCC · Jul 2025
OutstandingCORTRUST BANK
MITCHELL · FDIC · Aug 1998
OutstandingSTOCKMENS BANK
MARTIN · FDIC · Feb 1996
OutstandingFIRST AMERICAN BANK
CANTON · FDIC · Dec 1997
OutstandingWELLS FARGO BANK, SOUTH DAKOTA, N.A.
SIOUX FALLS · OCC · Mar 2000
OutstandingFIRST NATIONAL BANK IN PHILIP
PHILIP · OCC · Jul 2025
OutstandingFIRST NATIONAL BANK
FORT PIERRE · OCC · Mar 2024
OutstandingDAKOTA STATE BANK
MILBANK · FDIC · Jul 1996
OutstandingCITIBANK (SOUTH DAKOTA), N.A.
SIOUX FALLS · OCC · Jan 2009
OutstandingAXSYS NATIONAL BANK
SIOUX FALLS · OCC · Nov 1998
OutstandingDEPARTMENT STORES NATIONAL BANK
SIOUX FALLS · OCC · Sep 2020
OutstandingBLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION
RAPID CITY · OCC · Feb 2024
OutstandingRUSHMORE BANK & TRUST
RAPID CITY · FDIC · Apr 1999
OutstandingWELLS FARGO FINANCIAL BANK
SIOUX FALLS · FDIC · Dec 2008
OutstandingCOMMUNITY FIRST STATE BANK OF REDFIELD
REDFIELD · FDIC · Feb 1995
OutstandingCOMMUNITY FIRST STATE BANK
VERMILLION · FDIC · Nov 1999
OutstandingBANK OF SOUTH DAKOTA
WATERTOWN · FDIC · Dec 1996
OutstandingDACOTAH BK
ABERDEEN · FRB · Jul 2025
OutstandingSTATE BK OF ALCESTER
ALCESTER · FRB · Aug 2016
OutstandingMERCHANTS ST BK
FREEMAN · FRB · Mar 2025
OutstandingFARMERS & MERCHANTS BK
HURON · FRB · Apr 1996
OutstandingHAND COUNTY ST BK
MILLER · FRB · Oct 1997
OutstandingDACOTAH BK
CLARK · FRB · Jul 1996
OutstandingFIRST AMER B&TC
MADISON · FRB · Nov 2002
OutstandingFIRST SAVINGS BANK
BERESFORD · OCC · Jan 2025
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE PEOPLES BANK | CONDE | FDIC | Dec 1997 | Outstanding |
| FIRST STATE BANK OF SINAI | SINAI | FDIC | Oct 1998 | Outstanding |
| HOME FEDERAL BANK | SIOUX FALLS | OTS | May 2008 | Outstanding |
| FIRST DAKOTA NATIONAL BANK | YANKTON | OCC | Sep 2024 | Outstanding |
| THE FIRST NATIONAL BANK IN SIOUX FALLS | SIOUX FALLS | OCC | Jul 2025 | Outstanding |
| CORTRUST BANK | MITCHELL | FDIC | Aug 1998 | Outstanding |
| STOCKMENS BANK | MARTIN | FDIC | Feb 1996 | Outstanding |
| FIRST AMERICAN BANK | CANTON | FDIC | Dec 1997 | Outstanding |
| WELLS FARGO BANK, SOUTH DAKOTA, N.A. | SIOUX FALLS | OCC | Mar 2000 | Outstanding |
| FIRST NATIONAL BANK IN PHILIP | PHILIP | OCC | Jul 2025 | Outstanding |
| FIRST NATIONAL BANK | FORT PIERRE | OCC | Mar 2024 | Outstanding |
| DAKOTA STATE BANK | MILBANK | FDIC | Jul 1996 | Outstanding |
| CITIBANK (SOUTH DAKOTA), N.A. | SIOUX FALLS | OCC | Jan 2009 | Outstanding |
| AXSYS NATIONAL BANK | SIOUX FALLS | OCC | Nov 1998 | Outstanding |
| DEPARTMENT STORES NATIONAL BANK | SIOUX FALLS | OCC | Sep 2020 | Outstanding |
| BLACK HILLS COMMUNITY BANK, NATIONAL ASSOCIATION | RAPID CITY | OCC | Feb 2024 | Outstanding |
| RUSHMORE BANK & TRUST | RAPID CITY | FDIC | Apr 1999 | Outstanding |
| WELLS FARGO FINANCIAL BANK | SIOUX FALLS | FDIC | Dec 2008 | Outstanding |
| COMMUNITY FIRST STATE BANK OF REDFIELD | REDFIELD | FDIC | Feb 1995 | Outstanding |
| COMMUNITY FIRST STATE BANK | VERMILLION | FDIC | Nov 1999 | Outstanding |
| BANK OF SOUTH DAKOTA | WATERTOWN | FDIC | Dec 1996 | Outstanding |
| DACOTAH BK | ABERDEEN | FRB | Jul 2025 | Outstanding |
| STATE BK OF ALCESTER | ALCESTER | FRB | Aug 2016 | Outstanding |
| MERCHANTS ST BK | FREEMAN | FRB | Mar 2025 | Outstanding |
| FARMERS & MERCHANTS BK | HURON | FRB | Apr 1996 | Outstanding |
| HAND COUNTY ST BK | MILLER | FRB | Oct 1997 | Outstanding |
| DACOTAH BK | CLARK | FRB | Jul 1996 | Outstanding |
| FIRST AMER B&TC | MADISON | FRB | Nov 2002 | Outstanding |
| FIRST SAVINGS BANK | BERESFORD | OCC | Jan 2025 | Outstanding |