South Dakota
Community Reinvestment Act ratings · Search South Dakota banks
157 banks tracked
Current Rating Distribution
Outstanding
29
18.5%
Satisfactory
124
79.0%
Needs to Improve
4
2.5%
Substantial Noncompliance
0
0.0%
FIRST FSB OF SOUTH DAKOTA
RAPID CITY · OTS · Jul 1990
SatisfactoryFIRST STATE BANK OF CLAREMONT
GROTON · FDIC · Jan 2016
SatisfactorySECURITY BANK MIDWEST
TYNDALL · FDIC · Jan 2026
SatisfactoryFIRST WESTERN BANK
WALL · FDIC · Mar 2008
SatisfactoryWESTERN DAKOTA BANK
TIMBER LAKE · FDIC · Nov 2025
SatisfactoryBANKSTAR FINANCIAL
ELKTON · FDIC · Feb 2025
SatisfactoryFARMERS AND MERCHANTS STATE BANK
PLANKINTON · FDIC · Nov 2025
SatisfactoryHAMLIN COUNTY BANK
HAYTI · FDIC · Aug 1990
SatisfactoryDAKOTA PRAIRIE BANK
FORT PIERRE · FDIC · Jun 2020
SatisfactoryGREAT PLAINS BANK
EUREKA · FDIC · Jan 2025
SatisfactoryAMERICAN BANK & TRUST
SIOUX FALLS · FDIC · Apr 2024
SatisfactoryFIRST FIDELITY BANK
BURKE · FDIC · Oct 2025
SatisfactoryFARMERS STATE BANK
FLANDREAU · FDIC · Feb 2007
SatisfactoryFARMERS STATE BANK
WINNER · FDIC · Sep 1992
SatisfactoryFARMERS STATE BANK
KAYLOR · FDIC · Jan 1998
SatisfactoryDAY COUNTY BANK
WEBSTER · FDIC · Oct 1999
Satisfactory1ST FINANCIAL BANK USA
DAKOTA DUNES · FDIC · Mar 2026
SatisfactoryRICHLAND STATE BANK
BRUCE · FDIC · Aug 2020
SatisfactoryPLAINS COMMERCE BANK
SIOUX FALLS · FDIC · Jan 2024
SatisfactoryDAKOTA STATE BANK
COLMAN · FDIC · Aug 1998
SatisfactoryDAKOTA STATE BANK
BLUNT · FDIC · Jan 2011
SatisfactoryTHE FIRST WESTERN BANK CUSTER
CUSTER · FDIC · Jan 2006
SatisfactoryFARMERS STATE BANK
PARKSTON · FDIC · Sep 2024
SatisfactoryCOMMUNITY BANK
AVON · FDIC · Aug 2023
SatisfactoryTRI-COUNTY STATE BANK
CHAMBERLAIN · FDIC · May 1995
SatisfactoryF & M BANK
MADISON · OTS · Oct 1994
SatisfactoryBROOKINGS FEDERAL BANK, A FSB
BROOKINGS · OTS · Jan 1994
SatisfactoryFIRST BANK & TRUST
BROOKINGS · FDIC · May 2023
SatisfactoryFIRST STATE BANK
ARMOUR · FDIC · May 2013
SatisfactoryBANKWEST, INC.
PIERRE · FDIC · Aug 2023
SatisfactoryFIRST BANK OF WHITE
WHITE · FDIC · Jul 2009
SatisfactoryBANK 360
BERESFORD · OTS · Mar 2011
SatisfactoryBRYANT STATE BANK
BRYANT · FDIC · Dec 2021
SatisfactorySECURITY STATE BANK
MADISON · FDIC · Apr 1990
SatisfactoryFARMERS STATE BANK
STICKNEY · FDIC · Jun 2016
SatisfactoryTHE FARMERS STATE BANK OF TURTON
TURTON · FDIC · Sep 2024
SatisfactoryTHE FIRST NATIONAL BANK OF VOLGA
VOLGA · OCC · Aug 2009
SatisfactoryTHE FIRST NATIONAL BANK OF FREEMAN
FREEMAN · OCC · Nov 1998
SatisfactoryTHE FIRST NATIONAL BANK OF WHITE
WHITE · OCC · Dec 1997
SatisfactoryFIRST WESTERN FEDERAL SAVINGS BANK
RAPID CITY · OTS · Jan 2007
SatisfactoryFIRST S & LA OF SOUTH DAKOTA, INC.
ABERDEEN · OTS · Jul 1997
SatisfactoryFIRST SAVINGS BANK
BERESFORD · OTS · May 2008
SatisfactoryTHE FIRST NATIONAL BANK OF FREDERICK
FREDERICK · OCC · Jun 2025
SatisfactoryPEOPLES STATE BANK
DE SMET · FDIC · Mar 2010
SatisfactoryMENNO STATE BANK
MENNO · FDIC · May 2014
SatisfactoryFIRST STATE BANK OF ROSCOE
ROSCOE · FDIC · Jul 2025
SatisfactoryHEARTLAND STATE BANK
REDFIELD · FDIC · Aug 2025
SatisfactoryCOMMERCIAL STATE BANK, OF WAGNER
WAGNER · FDIC · Oct 2022
SatisfactoryMINER COUNTY BANK
HOWARD · FDIC · May 2012
SatisfactoryRIVERS EDGE BANK
MARION · FDIC · May 2020
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST FSB OF SOUTH DAKOTA | RAPID CITY | OTS | Jul 1990 | Satisfactory |
| FIRST STATE BANK OF CLAREMONT | GROTON | FDIC | Jan 2016 | Satisfactory |
| SECURITY BANK MIDWEST | TYNDALL | FDIC | Jan 2026 | Satisfactory |
| FIRST WESTERN BANK | WALL | FDIC | Mar 2008 | Satisfactory |
| WESTERN DAKOTA BANK | TIMBER LAKE | FDIC | Nov 2025 | Satisfactory |
| BANKSTAR FINANCIAL | ELKTON | FDIC | Feb 2025 | Satisfactory |
| FARMERS AND MERCHANTS STATE BANK | PLANKINTON | FDIC | Nov 2025 | Satisfactory |
| HAMLIN COUNTY BANK | HAYTI | FDIC | Aug 1990 | Satisfactory |
| DAKOTA PRAIRIE BANK | FORT PIERRE | FDIC | Jun 2020 | Satisfactory |
| GREAT PLAINS BANK | EUREKA | FDIC | Jan 2025 | Satisfactory |
| AMERICAN BANK & TRUST | SIOUX FALLS | FDIC | Apr 2024 | Satisfactory |
| FIRST FIDELITY BANK | BURKE | FDIC | Oct 2025 | Satisfactory |
| FARMERS STATE BANK | FLANDREAU | FDIC | Feb 2007 | Satisfactory |
| FARMERS STATE BANK | WINNER | FDIC | Sep 1992 | Satisfactory |
| FARMERS STATE BANK | KAYLOR | FDIC | Jan 1998 | Satisfactory |
| DAY COUNTY BANK | WEBSTER | FDIC | Oct 1999 | Satisfactory |
| 1ST FINANCIAL BANK USA | DAKOTA DUNES | FDIC | Mar 2026 | Satisfactory |
| RICHLAND STATE BANK | BRUCE | FDIC | Aug 2020 | Satisfactory |
| PLAINS COMMERCE BANK | SIOUX FALLS | FDIC | Jan 2024 | Satisfactory |
| DAKOTA STATE BANK | COLMAN | FDIC | Aug 1998 | Satisfactory |
| DAKOTA STATE BANK | BLUNT | FDIC | Jan 2011 | Satisfactory |
| THE FIRST WESTERN BANK CUSTER | CUSTER | FDIC | Jan 2006 | Satisfactory |
| FARMERS STATE BANK | PARKSTON | FDIC | Sep 2024 | Satisfactory |
| COMMUNITY BANK | AVON | FDIC | Aug 2023 | Satisfactory |
| TRI-COUNTY STATE BANK | CHAMBERLAIN | FDIC | May 1995 | Satisfactory |
| F & M BANK | MADISON | OTS | Oct 1994 | Satisfactory |
| BROOKINGS FEDERAL BANK, A FSB | BROOKINGS | OTS | Jan 1994 | Satisfactory |
| FIRST BANK & TRUST | BROOKINGS | FDIC | May 2023 | Satisfactory |
| FIRST STATE BANK | ARMOUR | FDIC | May 2013 | Satisfactory |
| BANKWEST, INC. | PIERRE | FDIC | Aug 2023 | Satisfactory |
| FIRST BANK OF WHITE | WHITE | FDIC | Jul 2009 | Satisfactory |
| BANK 360 | BERESFORD | OTS | Mar 2011 | Satisfactory |
| BRYANT STATE BANK | BRYANT | FDIC | Dec 2021 | Satisfactory |
| SECURITY STATE BANK | MADISON | FDIC | Apr 1990 | Satisfactory |
| FARMERS STATE BANK | STICKNEY | FDIC | Jun 2016 | Satisfactory |
| THE FARMERS STATE BANK OF TURTON | TURTON | FDIC | Sep 2024 | Satisfactory |
| THE FIRST NATIONAL BANK OF VOLGA | VOLGA | OCC | Aug 2009 | Satisfactory |
| THE FIRST NATIONAL BANK OF FREEMAN | FREEMAN | OCC | Nov 1998 | Satisfactory |
| THE FIRST NATIONAL BANK OF WHITE | WHITE | OCC | Dec 1997 | Satisfactory |
| FIRST WESTERN FEDERAL SAVINGS BANK | RAPID CITY | OTS | Jan 2007 | Satisfactory |
| FIRST S & LA OF SOUTH DAKOTA, INC. | ABERDEEN | OTS | Jul 1997 | Satisfactory |
| FIRST SAVINGS BANK | BERESFORD | OTS | May 2008 | Satisfactory |
| THE FIRST NATIONAL BANK OF FREDERICK | FREDERICK | OCC | Jun 2025 | Satisfactory |
| PEOPLES STATE BANK | DE SMET | FDIC | Mar 2010 | Satisfactory |
| MENNO STATE BANK | MENNO | FDIC | May 2014 | Satisfactory |
| FIRST STATE BANK OF ROSCOE | ROSCOE | FDIC | Jul 2025 | Satisfactory |
| HEARTLAND STATE BANK | REDFIELD | FDIC | Aug 2025 | Satisfactory |
| COMMERCIAL STATE BANK, OF WAGNER | WAGNER | FDIC | Oct 2022 | Satisfactory |
| MINER COUNTY BANK | HOWARD | FDIC | May 2012 | Satisfactory |
| RIVERS EDGE BANK | MARION | FDIC | May 2020 | Satisfactory |