North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
North Carolina has 326 banks tracked under the Community Reinvestment Act. 32 earned an Outstanding rating, 8 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
LIVE OAK BANKING COMPANY
WILMINGTON · FDIC · Sep 2025
SatisfactoryBLUEHARBOR BANK
MOORESVILLE · FDIC · Aug 2025
SatisfactoryFOREST COMMERCIAL BANK
ASHEVILLE · FDIC · Aug 2010
SatisfactoryPISGAH COMMUNITY BANK
ASHEVILLE · FDIC · Jun 2010
SatisfactoryPREMIER COMMERCIAL BANK
GREENSBORO · FDIC · Oct 2013
SatisfactoryCOASTAL BANK & TRUST
JACKSONVILLE · FDIC · Nov 2010
SatisfactoryCAPITAL BANK CORPORATION
RALEIGH · FDIC · Mar 2017
SatisfactoryAMERICAN BANK OF THE CAROLINAS
MONROE · FDIC · Oct 2021
SatisfactoryTRIAD BUSINESS BANK
GREENSBORO · FDIC · Jan 2026
SatisfactoryU.S. TRUST COMPANY OF NORTH CAROLINA
GREENSBORO · FDIC · Dec 2002
SatisfactoryHOMETRUST BK
ASHEVILLE · FRB · Jul 2024
SatisfactoryFIRST BK
SOUTHERN PINES · FRB · Nov 2023
SatisfactoryFOUR OAKS B&TC
FOUR OAKS · FRB · May 2016
SatisfactoryFNB SOUTHEAST
REIDSVILLE · FRB · Jul 2006
SatisfactoryUWHARRIE BK
ALBEMARLE · FRB · May 2024
SatisfactoryNEWBRIDGE BK
GREENSBORO · FRB · Jul 2015
SatisfactoryPIEDMONT FEDERAL SAVINGS BANK
WINSTON SALEM · OCC · May 2023
SatisfactoryWAKE FOREST FS & LA
WAKE FOREST · OCC · May 2023
SatisfactoryBELMONT FEDERAL SAVINGS & LOAN ASSOCIATION
BELMONT · OCC · Feb 2019
SatisfactoryFIRST FSB OF LINCOLNTON
LINCOLNTON · OCC · May 2023
SatisfactoryFIRST FEDERAL BANK
DUNN · OCC · Mar 2024
SatisfactoryLIFESTORE BANK
WEST JEFFERSON · OCC · Jul 2017
SatisfactoryNEW REPUBLIC SAVINGS BANK
ROANOKE RAPIDS · OCC · Jun 2019
SatisfactoryLIFESTORE BK
WEST JEFFERSON · FRB · Oct 2025
SatisfactoryANSON B&TC
WADESBORO · FRB · May 2011
SatisfactoryBLUE RIDGE BK
SPARTA · FRB · Apr 1998
SatisfactoryTRIANGLE BK
RALEIGH · FRB · Sep 1999
SatisfactoryBANK OF MECKLENBURG
CHARLOTTE · FRB · Sep 1998
SatisfactoryRBC BK USA
RALEIGH · FRB · Jun 2010
SatisfactorySOUTHERN CMNTY B&TC
WINSTON-SALEM · FRB · Jun 2005
SatisfactoryGATEWAY B&TC
ELIZABETH CITY · FRB · Sep 2008
SatisfactoryBANK OF OAK RIDGE
OAK RIDGE · FRB · Jun 2023
SatisfactoryNORTH ST BK
RALEIGH · FRB · Jun 2025
SatisfactoryCABARRUS B&TC
CONCORD · FRB · Jun 2013
SatisfactoryGREAT ST BK
WILKESBORO · FRB · Nov 2017
SatisfactoryCOASTAL BK & TR
JACKSONVILLE · FRB · Nov 2022
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| LIVE OAK BANKING COMPANY | WILMINGTON | FDIC | Sep 2025 | Satisfactory |
| BLUEHARBOR BANK | MOORESVILLE | FDIC | Aug 2025 | Satisfactory |
| FOREST COMMERCIAL BANK | ASHEVILLE | FDIC | Aug 2010 | Satisfactory |
| PISGAH COMMUNITY BANK | ASHEVILLE | FDIC | Jun 2010 | Satisfactory |
| PREMIER COMMERCIAL BANK | GREENSBORO | FDIC | Oct 2013 | Satisfactory |
| COASTAL BANK & TRUST | JACKSONVILLE | FDIC | Nov 2010 | Satisfactory |
| CAPITAL BANK CORPORATION | RALEIGH | FDIC | Mar 2017 | Satisfactory |
| AMERICAN BANK OF THE CAROLINAS | MONROE | FDIC | Oct 2021 | Satisfactory |
| TRIAD BUSINESS BANK | GREENSBORO | FDIC | Jan 2026 | Satisfactory |
| U.S. TRUST COMPANY OF NORTH CAROLINA | GREENSBORO | FDIC | Dec 2002 | Satisfactory |
| HOMETRUST BK | ASHEVILLE | FRB | Jul 2024 | Satisfactory |
| FIRST BK | SOUTHERN PINES | FRB | Nov 2023 | Satisfactory |
| FOUR OAKS B&TC | FOUR OAKS | FRB | May 2016 | Satisfactory |
| FNB SOUTHEAST | REIDSVILLE | FRB | Jul 2006 | Satisfactory |
| UWHARRIE BK | ALBEMARLE | FRB | May 2024 | Satisfactory |
| NEWBRIDGE BK | GREENSBORO | FRB | Jul 2015 | Satisfactory |
| PIEDMONT FEDERAL SAVINGS BANK | WINSTON SALEM | OCC | May 2023 | Satisfactory |
| WAKE FOREST FS & LA | WAKE FOREST | OCC | May 2023 | Satisfactory |
| BELMONT FEDERAL SAVINGS & LOAN ASSOCIATION | BELMONT | OCC | Feb 2019 | Satisfactory |
| FIRST FSB OF LINCOLNTON | LINCOLNTON | OCC | May 2023 | Satisfactory |
| FIRST FEDERAL BANK | DUNN | OCC | Mar 2024 | Satisfactory |
| LIFESTORE BANK | WEST JEFFERSON | OCC | Jul 2017 | Satisfactory |
| NEW REPUBLIC SAVINGS BANK | ROANOKE RAPIDS | OCC | Jun 2019 | Satisfactory |
| LIFESTORE BK | WEST JEFFERSON | FRB | Oct 2025 | Satisfactory |
| ANSON B&TC | WADESBORO | FRB | May 2011 | Satisfactory |
| BLUE RIDGE BK | SPARTA | FRB | Apr 1998 | Satisfactory |
| TRIANGLE BK | RALEIGH | FRB | Sep 1999 | Satisfactory |
| BANK OF MECKLENBURG | CHARLOTTE | FRB | Sep 1998 | Satisfactory |
| RBC BK USA | RALEIGH | FRB | Jun 2010 | Satisfactory |
| SOUTHERN CMNTY B&TC | WINSTON-SALEM | FRB | Jun 2005 | Satisfactory |
| GATEWAY B&TC | ELIZABETH CITY | FRB | Sep 2008 | Satisfactory |
| BANK OF OAK RIDGE | OAK RIDGE | FRB | Jun 2023 | Satisfactory |
| NORTH ST BK | RALEIGH | FRB | Jun 2025 | Satisfactory |
| CABARRUS B&TC | CONCORD | FRB | Jun 2013 | Satisfactory |
| GREAT ST BK | WILKESBORO | FRB | Nov 2017 | Satisfactory |
| COASTAL BK & TR | JACKSONVILLE | FRB | Nov 2022 | Satisfactory |