North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
North Carolina has 326 banks tracked under the Community Reinvestment Act. 32 earned an Outstanding rating, 8 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
MUTUAL COMMUNITY SAVINGS BANK, SSB
DURHAM · FDIC · Jul 2002
SatisfactorySEABOARD SAVINGS BANK, INC., SSB
PLYMOUTH · FDIC · Jan 1994
SatisfactoryCITIZENS SAVINGS BANK, SSB, INC.
NEWTON · FDIC · Apr 1993
SatisfactoryHAYWOOD SAVINGS BANK, INC., SSB
WAYNESVILLE · FDIC · Dec 1997
SatisfactoryHILLSBOROUGH SAVINGS BANK, SSB
HILLSBOROUGH · FDIC · Dec 1998
SatisfactoryMORGANTON SAVINGS BANK, S.S.B.
MORGANTON · FDIC · May 2025
SatisfactoryHOME SAVINGS BANK, INC., SSB
KINGS MOUNTAIN · FDIC · May 1995
SatisfactoryGRAHAM SAVINGS BANK, INC., SSB
GRAHAM · FDIC · Jul 1995
SatisfactoryHOME SAVINGS BANK OF SILER CITY, SSB
SILER CITY · FDIC · Jul 1998
SatisfactoryHOME SAVINGS BANK OF ALBEMARLE, SSB
ALBEMARLE · FDIC · Feb 2014
SatisfactoryRANDLEMAN SAVINGS BANK, SSB
RANDLEMAN · FDIC · Aug 1996
SatisfactoryHOME SAVINGS, SSB
THOMASVILLE · FDIC · Sep 1998
SatisfactoryFIRST SOUTH BANK
WASHINGTON · FDIC · Jan 2016
SatisfactoryCABARRUS BANK OF NORTH CAROLINA
CONCORD · FDIC · Feb 1999
SatisfactoryJACKSON SAVINGS BANK, SSB
SYLVA · FDIC · May 2025
SatisfactoryHERTFORD SAVINGS BANK, SSB
HERTFORD · FDIC · Mar 2026
SatisfactoryAMERICAN COMMERCIAL SAVINGS BANK, INC., SSB
MONROE · FDIC · Dec 1993
SatisfactoryENTEGRA BANK
FRANKLIN · FDIC · Jun 2017
SatisfactorySNB SAVINGS BANK, INC., SSB
VALDESE · FDIC · Jan 1995
SatisfactoryCCB SAVINGS BANK OF LENOIR, INC., SSB
LENOIR · FDIC · Dec 1993
SatisfactoryBLUE RIDGE SAVINGS BANK, INC.
ASHEVILLE · FDIC · May 2011
SatisfactoryTAYLORSVILLE SAVINGS BANK, SSB
TAYLORSVILLE · FDIC · Dec 2024
SatisfactoryPROGRESSIVE STATE BANK
LUMBERTON · FDIC · May 2002
SatisfactoryROWAN SAVINGS BANK, SSB, INC.
CHINA GROVE · FDIC · Jan 2004
SatisfactorySUMMIT SAVINGS BANK, INC., SSB
SANFORD · FDIC · Jun 1995
SatisfactoryFIRST INVESTORS SAVINGS BANK, INC., SSB
WHITEVILLE · FDIC · May 1993
SatisfactoryGIBSONVILLE COMMUNITY SAVINGS BANK, SSB
GIBSONVILLE · FDIC · May 2002
SatisfactoryBANK OF THE CAROLINAS
LANDIS · FDIC · Jun 1999
SatisfactoryNEW EAST BANK OF GREENVILLE
GREENVILLE · FDIC · Feb 1993
SatisfactoryNEW EAST BANK OF THE CAPE FEAR
FAYETTEVILLE · FDIC · Jan 1993
SatisfactoryGRANVILLE UNITED BANK
OXFORD · FDIC · Jul 1994
SatisfactoryCAROLINA STATE BANK
SHELBY · FDIC · Aug 1997
SatisfactoryNEW EAST BANK OF NEW BERN
NEW BERN · FDIC · Mar 1993
SatisfactoryPARK MERIDIAN BANK
CHARLOTTE · FDIC · Jul 1999
SatisfactoryBANK OF NORTH CAROLINA
THOMASVILLE · FDIC · Nov 2014
SatisfactoryFIRST GASTON BANK OF NORTH CAROLINA
GASTONIA · FDIC · Jun 2006
SatisfactoryCATAWBA VALLEY BANK
HICKORY · FDIC · Jan 2005
SatisfactorySURREY BANK & TRUST
MOUNT AIRY · FDIC · Mar 2022
SatisfactoryFIRST COMMERCE BANK
CHARLOTTE · FDIC · Sep 2002
SatisfactorySOUTHERN COMMUNITY BANK AND TRUST
WINSTON SALEM · FDIC · Sep 2012
SatisfactoryPIEDMONT BANK
STATESVILLE · FDIC · Mar 1999
SatisfactoryMOUNTAINBANK
HENDERSONVILLE · FDIC · Apr 1999
SatisfactoryCAPITAL BANK
RALEIGH · FDIC · Jun 2011
SatisfactoryMID CAROLINA BANK
BURLINGTON · FDIC · Apr 2011
SatisfactoryHIGH STREET BANKING COMPANY
ASHEVILLE · FDIC · Feb 2000
SatisfactoryINDEPENDENCE BANK
KERNERSVILLE · FDIC · Oct 1999
SatisfactoryWACCAMAW BANK
WHITEVILLE · FDIC · Feb 2000
SatisfactoryTHE BANK OF ASHEVILLE
ASHEVILLE · FDIC · Feb 2010
SatisfactoryFIRST WESTERN BANK
BURNSVILLE · FDIC · Jan 2000
SatisfactoryCAPE FEAR BANK
WILMINGTON · FDIC · Dec 2008
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| MUTUAL COMMUNITY SAVINGS BANK, SSB | DURHAM | FDIC | Jul 2002 | Satisfactory |
| SEABOARD SAVINGS BANK, INC., SSB | PLYMOUTH | FDIC | Jan 1994 | Satisfactory |
| CITIZENS SAVINGS BANK, SSB, INC. | NEWTON | FDIC | Apr 1993 | Satisfactory |
| HAYWOOD SAVINGS BANK, INC., SSB | WAYNESVILLE | FDIC | Dec 1997 | Satisfactory |
| HILLSBOROUGH SAVINGS BANK, SSB | HILLSBOROUGH | FDIC | Dec 1998 | Satisfactory |
| MORGANTON SAVINGS BANK, S.S.B. | MORGANTON | FDIC | May 2025 | Satisfactory |
| HOME SAVINGS BANK, INC., SSB | KINGS MOUNTAIN | FDIC | May 1995 | Satisfactory |
| GRAHAM SAVINGS BANK, INC., SSB | GRAHAM | FDIC | Jul 1995 | Satisfactory |
| HOME SAVINGS BANK OF SILER CITY, SSB | SILER CITY | FDIC | Jul 1998 | Satisfactory |
| HOME SAVINGS BANK OF ALBEMARLE, SSB | ALBEMARLE | FDIC | Feb 2014 | Satisfactory |
| RANDLEMAN SAVINGS BANK, SSB | RANDLEMAN | FDIC | Aug 1996 | Satisfactory |
| HOME SAVINGS, SSB | THOMASVILLE | FDIC | Sep 1998 | Satisfactory |
| FIRST SOUTH BANK | WASHINGTON | FDIC | Jan 2016 | Satisfactory |
| CABARRUS BANK OF NORTH CAROLINA | CONCORD | FDIC | Feb 1999 | Satisfactory |
| JACKSON SAVINGS BANK, SSB | SYLVA | FDIC | May 2025 | Satisfactory |
| HERTFORD SAVINGS BANK, SSB | HERTFORD | FDIC | Mar 2026 | Satisfactory |
| AMERICAN COMMERCIAL SAVINGS BANK, INC., SSB | MONROE | FDIC | Dec 1993 | Satisfactory |
| ENTEGRA BANK | FRANKLIN | FDIC | Jun 2017 | Satisfactory |
| SNB SAVINGS BANK, INC., SSB | VALDESE | FDIC | Jan 1995 | Satisfactory |
| CCB SAVINGS BANK OF LENOIR, INC., SSB | LENOIR | FDIC | Dec 1993 | Satisfactory |
| BLUE RIDGE SAVINGS BANK, INC. | ASHEVILLE | FDIC | May 2011 | Satisfactory |
| TAYLORSVILLE SAVINGS BANK, SSB | TAYLORSVILLE | FDIC | Dec 2024 | Satisfactory |
| PROGRESSIVE STATE BANK | LUMBERTON | FDIC | May 2002 | Satisfactory |
| ROWAN SAVINGS BANK, SSB, INC. | CHINA GROVE | FDIC | Jan 2004 | Satisfactory |
| SUMMIT SAVINGS BANK, INC., SSB | SANFORD | FDIC | Jun 1995 | Satisfactory |
| FIRST INVESTORS SAVINGS BANK, INC., SSB | WHITEVILLE | FDIC | May 1993 | Satisfactory |
| GIBSONVILLE COMMUNITY SAVINGS BANK, SSB | GIBSONVILLE | FDIC | May 2002 | Satisfactory |
| BANK OF THE CAROLINAS | LANDIS | FDIC | Jun 1999 | Satisfactory |
| NEW EAST BANK OF GREENVILLE | GREENVILLE | FDIC | Feb 1993 | Satisfactory |
| NEW EAST BANK OF THE CAPE FEAR | FAYETTEVILLE | FDIC | Jan 1993 | Satisfactory |
| GRANVILLE UNITED BANK | OXFORD | FDIC | Jul 1994 | Satisfactory |
| CAROLINA STATE BANK | SHELBY | FDIC | Aug 1997 | Satisfactory |
| NEW EAST BANK OF NEW BERN | NEW BERN | FDIC | Mar 1993 | Satisfactory |
| PARK MERIDIAN BANK | CHARLOTTE | FDIC | Jul 1999 | Satisfactory |
| BANK OF NORTH CAROLINA | THOMASVILLE | FDIC | Nov 2014 | Satisfactory |
| FIRST GASTON BANK OF NORTH CAROLINA | GASTONIA | FDIC | Jun 2006 | Satisfactory |
| CATAWBA VALLEY BANK | HICKORY | FDIC | Jan 2005 | Satisfactory |
| SURREY BANK & TRUST | MOUNT AIRY | FDIC | Mar 2022 | Satisfactory |
| FIRST COMMERCE BANK | CHARLOTTE | FDIC | Sep 2002 | Satisfactory |
| SOUTHERN COMMUNITY BANK AND TRUST | WINSTON SALEM | FDIC | Sep 2012 | Satisfactory |
| PIEDMONT BANK | STATESVILLE | FDIC | Mar 1999 | Satisfactory |
| MOUNTAINBANK | HENDERSONVILLE | FDIC | Apr 1999 | Satisfactory |
| CAPITAL BANK | RALEIGH | FDIC | Jun 2011 | Satisfactory |
| MID CAROLINA BANK | BURLINGTON | FDIC | Apr 2011 | Satisfactory |
| HIGH STREET BANKING COMPANY | ASHEVILLE | FDIC | Feb 2000 | Satisfactory |
| INDEPENDENCE BANK | KERNERSVILLE | FDIC | Oct 1999 | Satisfactory |
| WACCAMAW BANK | WHITEVILLE | FDIC | Feb 2000 | Satisfactory |
| THE BANK OF ASHEVILLE | ASHEVILLE | FDIC | Feb 2010 | Satisfactory |
| FIRST WESTERN BANK | BURNSVILLE | FDIC | Jan 2000 | Satisfactory |
| CAPE FEAR BANK | WILMINGTON | FDIC | Dec 2008 | Satisfactory |