North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
North Carolina has 326 banks tracked under the Community Reinvestment Act. 32 earned an Outstanding rating, 8 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
THE VILLAGE BANK
CHAPEL HILL · FDIC · Apr 1994
SatisfactoryTRIAD BANK
GREENSBORO · FDIC · Nov 1995
SatisfactoryLINCOLN BANK OF NORTH CAROLINA
LINCOLNTON · FDIC · Oct 1999
SatisfactoryTHE BANK OF IREDELL
STATESVILLE · FDIC · May 1992
SatisfactoryUNITED COMMUNITY BANK
MURPHY · FDIC · Oct 2006
SatisfactoryFIRST CHARLOTTE BANK AND TRUST COMPANY
CHARLOTTE · FDIC · Nov 1992
SatisfactoryBANK OF STANLY
ALBEMARLE · FDIC · Apr 2004
SatisfactoryBANK OF UNION
MONROE · FDIC · Feb 1997
SatisfactorySALEM TRUST BANK
WINSTON-SALEM · FDIC · Mar 1995
SatisfactoryTHE ANCHOR BANK OF NORTH CAROLINA
HAMPSTEAD · FDIC · Oct 1994
SatisfactorySTATE BANK
FAYETTEVILLE · FDIC · Aug 1994
SatisfactoryFIRST COMMUNITY BANK
GASTONIA · FDIC · Nov 1994
SatisfactoryBLUE RIDGE BANK
SPARTA · FDIC · Aug 1996
SatisfactoryCOMMUNITY BANK & TRUST CO.
RUTHERFORDTON · FDIC · Aug 1998
SatisfactoryTRIANGLE BANK AND TRUST COMPANY
RALEIGH · FDIC · Jun 1991
SatisfactoryFIRSTSOUTH BANK
BURLINGTON · FDIC · Sep 1995
SatisfactorySTANDARD BANK & TRUST COMPANY
DUNN · FDIC · Aug 1993
SatisfactoryBANK OF MECKLENBURG
CHARLOTTE · FDIC · Jun 1995
SatisfactoryOLD NORTH STATE BANK
KING · FDIC · Jun 1995
SatisfactoryUNITY BANK & TRUST COMPANY
ROCKY MOUNT · FDIC · Aug 1993
SatisfactoryCLYDE SAVINGS BANK, SSB
CLYDE · FDIC · Apr 1995
Satisfactory1ST STATE BANK
BURLINGTON · FDIC · Sep 2003
SatisfactorySTONE STREET BANK & TRUST
MOCKSVILLE · FDIC · Jan 1998
SatisfactoryCOOPERATIVE BANK
WILMINGTON · FDIC · Feb 2009
SatisfactoryBLACK MOUNTAIN SAVINGS BANK, SSB
BLACK MOUNTAIN · FDIC · May 2020
SatisfactoryHOME SAVINGS BANK, SSB OF EDEN
EDEN · FDIC · May 2004
SatisfactoryFIRST SAVINGS BANK OF ROCKINGHAM COUNTY, SSB
REIDSVILLE · FDIC · Oct 1994
SatisfactoryRICHMOND SAVINGS BANK, SSB
ROCKINGHAM · FDIC · Aug 1997
SatisfactoryBELMONT SAVINGS BANK, SSB
BELMONT · FDIC · Aug 2021
SatisfactoryDAVIDSON SAVINGS BANK, INC., SSB
LEXINGTON · FDIC · Apr 1993
SatisfactoryMITCHELL SAVINGS BANK, SSB
SPRUCE PINE · FDIC · Nov 1998
SatisfactorySECURITY SAVINGS BANK, SSB
SOUTHPORT · FDIC · Nov 2011
SatisfactoryCITIZENS SAVINGS BANK OF SALISBURY, S.S.B.
SALISBURY · FDIC · Sep 1996
SatisfactoryCITIZENS SAVINGS, INC., SSB
CONCORD · FDIC · Apr 1994
SatisfactoryPERPETUAL SAVINGS BANK, SSB
LEXINGTON · FDIC · Oct 1994
SatisfactoryENFIELD SAVINGS BANK, SSB
ENFIELD · FDIC · Dec 1995
SatisfactoryRIVERSIDE SAVINGS BANK, SSB
ROANOKE RAPIDS · FDIC · Nov 2025
SatisfactoryROXBORO SAVINGS BANK, SSB
ROXBORO · FDIC · Nov 2022
SatisfactoryEDGECOMB HOMESTEAD SAVINGS BANK, INC., SSB
TARBORO · FDIC · Jul 1993
SatisfactorySCOTLAND SAVINGS BANK, SSB
LAURINBURG · FDIC · Sep 1997
SatisfactorySHELBY SAVINGS BANK, SSB
SHELBY · FDIC · Jul 1995
SatisfactoryPEOPLES SAVINGS BANK, INC., SSB
WILMINGTON · FDIC · Jun 1994
SatisfactoryTARBORO SAVINGS BANK, SSB
TARBORO · FDIC · Oct 2025
SatisfactoryCOMMUNITY SAVINGS BANK, SSB
BURLINGTON · FDIC · Oct 1997
SatisfactoryOMNIBANK, INC., A STATE SAVINGS BANK, SSB
SALISBURY · FDIC · Oct 1993
SatisfactoryROANOKE VALLEY SAVINGS BANK, SSB
ROANOKE RAPIDS · FDIC · Jul 2015
SatisfactoryFIRST SAVINGS BANK, INC., SSB
HICKORY · FDIC · Jul 1993
SatisfactoryASHEVILLE SAVINGS BANK, S.S.B.
ASHEVILLE · FDIC · Sep 2017
SatisfactoryKS BANK, INC.
SMITHFIELD · FDIC · Feb 2024
SatisfactoryANSON BANK & TRUST CO.
WADESBORO · FDIC · Jun 2007
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE VILLAGE BANK | CHAPEL HILL | FDIC | Apr 1994 | Satisfactory |
| TRIAD BANK | GREENSBORO | FDIC | Nov 1995 | Satisfactory |
| LINCOLN BANK OF NORTH CAROLINA | LINCOLNTON | FDIC | Oct 1999 | Satisfactory |
| THE BANK OF IREDELL | STATESVILLE | FDIC | May 1992 | Satisfactory |
| UNITED COMMUNITY BANK | MURPHY | FDIC | Oct 2006 | Satisfactory |
| FIRST CHARLOTTE BANK AND TRUST COMPANY | CHARLOTTE | FDIC | Nov 1992 | Satisfactory |
| BANK OF STANLY | ALBEMARLE | FDIC | Apr 2004 | Satisfactory |
| BANK OF UNION | MONROE | FDIC | Feb 1997 | Satisfactory |
| SALEM TRUST BANK | WINSTON-SALEM | FDIC | Mar 1995 | Satisfactory |
| THE ANCHOR BANK OF NORTH CAROLINA | HAMPSTEAD | FDIC | Oct 1994 | Satisfactory |
| STATE BANK | FAYETTEVILLE | FDIC | Aug 1994 | Satisfactory |
| FIRST COMMUNITY BANK | GASTONIA | FDIC | Nov 1994 | Satisfactory |
| BLUE RIDGE BANK | SPARTA | FDIC | Aug 1996 | Satisfactory |
| COMMUNITY BANK & TRUST CO. | RUTHERFORDTON | FDIC | Aug 1998 | Satisfactory |
| TRIANGLE BANK AND TRUST COMPANY | RALEIGH | FDIC | Jun 1991 | Satisfactory |
| FIRSTSOUTH BANK | BURLINGTON | FDIC | Sep 1995 | Satisfactory |
| STANDARD BANK & TRUST COMPANY | DUNN | FDIC | Aug 1993 | Satisfactory |
| BANK OF MECKLENBURG | CHARLOTTE | FDIC | Jun 1995 | Satisfactory |
| OLD NORTH STATE BANK | KING | FDIC | Jun 1995 | Satisfactory |
| UNITY BANK & TRUST COMPANY | ROCKY MOUNT | FDIC | Aug 1993 | Satisfactory |
| CLYDE SAVINGS BANK, SSB | CLYDE | FDIC | Apr 1995 | Satisfactory |
| 1ST STATE BANK | BURLINGTON | FDIC | Sep 2003 | Satisfactory |
| STONE STREET BANK & TRUST | MOCKSVILLE | FDIC | Jan 1998 | Satisfactory |
| COOPERATIVE BANK | WILMINGTON | FDIC | Feb 2009 | Satisfactory |
| BLACK MOUNTAIN SAVINGS BANK, SSB | BLACK MOUNTAIN | FDIC | May 2020 | Satisfactory |
| HOME SAVINGS BANK, SSB OF EDEN | EDEN | FDIC | May 2004 | Satisfactory |
| FIRST SAVINGS BANK OF ROCKINGHAM COUNTY, SSB | REIDSVILLE | FDIC | Oct 1994 | Satisfactory |
| RICHMOND SAVINGS BANK, SSB | ROCKINGHAM | FDIC | Aug 1997 | Satisfactory |
| BELMONT SAVINGS BANK, SSB | BELMONT | FDIC | Aug 2021 | Satisfactory |
| DAVIDSON SAVINGS BANK, INC., SSB | LEXINGTON | FDIC | Apr 1993 | Satisfactory |
| MITCHELL SAVINGS BANK, SSB | SPRUCE PINE | FDIC | Nov 1998 | Satisfactory |
| SECURITY SAVINGS BANK, SSB | SOUTHPORT | FDIC | Nov 2011 | Satisfactory |
| CITIZENS SAVINGS BANK OF SALISBURY, S.S.B. | SALISBURY | FDIC | Sep 1996 | Satisfactory |
| CITIZENS SAVINGS, INC., SSB | CONCORD | FDIC | Apr 1994 | Satisfactory |
| PERPETUAL SAVINGS BANK, SSB | LEXINGTON | FDIC | Oct 1994 | Satisfactory |
| ENFIELD SAVINGS BANK, SSB | ENFIELD | FDIC | Dec 1995 | Satisfactory |
| RIVERSIDE SAVINGS BANK, SSB | ROANOKE RAPIDS | FDIC | Nov 2025 | Satisfactory |
| ROXBORO SAVINGS BANK, SSB | ROXBORO | FDIC | Nov 2022 | Satisfactory |
| EDGECOMB HOMESTEAD SAVINGS BANK, INC., SSB | TARBORO | FDIC | Jul 1993 | Satisfactory |
| SCOTLAND SAVINGS BANK, SSB | LAURINBURG | FDIC | Sep 1997 | Satisfactory |
| SHELBY SAVINGS BANK, SSB | SHELBY | FDIC | Jul 1995 | Satisfactory |
| PEOPLES SAVINGS BANK, INC., SSB | WILMINGTON | FDIC | Jun 1994 | Satisfactory |
| TARBORO SAVINGS BANK, SSB | TARBORO | FDIC | Oct 2025 | Satisfactory |
| COMMUNITY SAVINGS BANK, SSB | BURLINGTON | FDIC | Oct 1997 | Satisfactory |
| OMNIBANK, INC., A STATE SAVINGS BANK, SSB | SALISBURY | FDIC | Oct 1993 | Satisfactory |
| ROANOKE VALLEY SAVINGS BANK, SSB | ROANOKE RAPIDS | FDIC | Jul 2015 | Satisfactory |
| FIRST SAVINGS BANK, INC., SSB | HICKORY | FDIC | Jul 1993 | Satisfactory |
| ASHEVILLE SAVINGS BANK, S.S.B. | ASHEVILLE | FDIC | Sep 2017 | Satisfactory |
| KS BANK, INC. | SMITHFIELD | FDIC | Feb 2024 | Satisfactory |
| ANSON BANK & TRUST CO. | WADESBORO | FDIC | Jun 2007 | Satisfactory |