Michigan
Community Reinvestment Act ratings · Search Michigan banks
347 banks tracked
Michigan has 347 banks tracked under the Community Reinvestment Act. 63 earned an Outstanding rating, 5 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
63
18.2%
Satisfactory
279
80.4%
Needs to Improve
5
1.4%
Substantial Noncompliance
0
0.0%
FMB-REED CITY BANK
REED CITY · FDIC · Feb 1995
SatisfactoryUNION BANK
LAKE ODESSA · FDIC · Jul 2024
Needs to ImproveFIRST STATE BANK
EASTPOINTE · FDIC · May 2019
SatisfactoryCOMMUNITY STATE BANK
SAINT CHARLES · FDIC · Mar 2015
Needs to ImproveCHEMICAL BANK KEY STATE
OWOSSO · FDIC · Dec 1999
SatisfactoryCHEMICAL BANK MONTCALM
STANTON · FDIC · Nov 1997
OutstandingEXCHANGE STATE BANK
CARSONVILLE · FDIC · Oct 2022
SatisfactoryBAY PORT STATE BANK
BAY PORT · FDIC · Oct 2025
SatisfactoryALDEN STATE BANK
ALDEN · FDIC · Nov 2022
SatisfactoryOLD KENT BANK OF CADILLAC
CADILLAC · FDIC · Jan 1993
OutstandingMETROBANK
FARMINGTON HILLS · FDIC · May 2003
SatisfactoryFIRST INDEPENDENCE BANK
DETROIT · FDIC · Nov 2023
SatisfactoryINDEPENDENT BANK-WEST MICHIGAN
GRAND RAPIDS · FDIC · Sep 2005
SatisfactoryWEST MICHIGAN COMMUNITY BANK
HUDSONVILLE · FDIC · Oct 2018
SatisfactoryCHEMICAL BANK SOUTH
MARSHALL · FDIC · Nov 1997
OutstandingGRAND BANK
GRAND RAPIDS · FDIC · Jul 1999
SatisfactoryCHEMICAL BANK WEST
GRAND RAPIDS · FDIC · Jan 2004
SatisfactoryCOMMUNITY FIRST BANK
LANSING · FDIC · Aug 1998
SatisfactoryMONARCH COMMUNITY BANK
COLDWATER · FDIC · Mar 2012
SatisfactoryARCADIA BANK & TRUST COMPANY
KALAMAZOO · FDIC · Sep 1995
OutstandingREPUBLIC BANK S.E.
BLOOMFIELD HILLS · FDIC · May 1992
SatisfactoryNORTHWESTERN BANK
TRAVERSE CITY · FDIC · Oct 2014
SatisfactoryALLIANCE BANKING COMPANY
NEW BUFFALO · FDIC · May 2005
SatisfactoryTHE PRIVATEBANK
BLOOMFIELD HILLS · FDIC · Sep 2008
SatisfactoryBANK WEST
GRAND RAPIDS · FDIC · Dec 1999
SatisfactoryOAKLAND COMMERCE BANK
FARMINGTON HILLS · FDIC · Oct 2008
SatisfactoryAMERIBANK
HOLLAND · FDIC · Jan 2000
SatisfactorySELECT BANK
GRAND RAPIDS · FDIC · Sep 2012
SatisfactoryDETROIT COMMERCE BANK
DETROIT · FDIC · Jan 2006
OutstandingTRAVERSE CITY STATE BANK
TRAVERSE CITY · FDIC · Jul 2013
SatisfactoryGREENVILLE COMMUNITY BANK
GREENVILLE · FDIC · Jul 2006
SatisfactoryHANTZ BANK
SOUTHFIELD · FDIC · Nov 2016
SatisfactoryBRIGHTON COMMERCE BANK
BRIGHTON · FDIC · Apr 2004
SatisfactoryMACATAWA BANK
HOLLAND · FDIC · Nov 2021
SatisfactoryNORTH OAKLAND COMMUNITY BANK
ROCHESTER HILLS · FDIC · May 2001
SatisfactoryTHE BANK OF HOLLAND
HOLLAND · FDIC · Sep 2012
SatisfactoryCOMMUNITY PLUS SAVINGS BANK
ROCHESTER HILLS · FDIC · Mar 2004
SatisfactoryCRESTMARK BANK
TROY · FDIC · Mar 2018
OutstandingGOGEBIC RANGE BANK
IRONWOOD · FDIC · Jun 2021
SatisfactorySUMMIT COMMUNITY BANK
EAST LANSING · FDIC · Jul 2010
SatisfactoryLAKESIDE COMMUNITY BANK
STERLING HEIGHTS · FDIC · Dec 2005
SatisfactoryBANK OF ALPENA
ALPENA · FDIC · Nov 2013
SatisfactoryMAIN STREET BANK
NORTHVILLE · FDIC · Jul 2006
Satisfactory1ST STATE BANK
SAGINAW · FDIC · Dec 2025
SatisfactoryLOTUS BANK
NOVI · FDIC · Oct 2012
SatisfactoryBANK OF MICHIGAN
FARMINGTON HILLS · FDIC · Sep 2012
SatisfactoryBANK OF AUBURN HILLS
AUBURN HILLS · FDIC · Sep 2007
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FMB-REED CITY BANK | REED CITY | FDIC | Feb 1995 | Satisfactory |
| UNION BANK | LAKE ODESSA | FDIC | Jul 2024 | Needs to Improve |
| FIRST STATE BANK | EASTPOINTE | FDIC | May 2019 | Satisfactory |
| COMMUNITY STATE BANK | SAINT CHARLES | FDIC | Mar 2015 | Needs to Improve |
| CHEMICAL BANK KEY STATE | OWOSSO | FDIC | Dec 1999 | Satisfactory |
| CHEMICAL BANK MONTCALM | STANTON | FDIC | Nov 1997 | Outstanding |
| EXCHANGE STATE BANK | CARSONVILLE | FDIC | Oct 2022 | Satisfactory |
| BAY PORT STATE BANK | BAY PORT | FDIC | Oct 2025 | Satisfactory |
| ALDEN STATE BANK | ALDEN | FDIC | Nov 2022 | Satisfactory |
| OLD KENT BANK OF CADILLAC | CADILLAC | FDIC | Jan 1993 | Outstanding |
| METROBANK | FARMINGTON HILLS | FDIC | May 2003 | Satisfactory |
| FIRST INDEPENDENCE BANK | DETROIT | FDIC | Nov 2023 | Satisfactory |
| INDEPENDENT BANK-WEST MICHIGAN | GRAND RAPIDS | FDIC | Sep 2005 | Satisfactory |
| WEST MICHIGAN COMMUNITY BANK | HUDSONVILLE | FDIC | Oct 2018 | Satisfactory |
| CHEMICAL BANK SOUTH | MARSHALL | FDIC | Nov 1997 | Outstanding |
| GRAND BANK | GRAND RAPIDS | FDIC | Jul 1999 | Satisfactory |
| CHEMICAL BANK WEST | GRAND RAPIDS | FDIC | Jan 2004 | Satisfactory |
| COMMUNITY FIRST BANK | LANSING | FDIC | Aug 1998 | Satisfactory |
| MONARCH COMMUNITY BANK | COLDWATER | FDIC | Mar 2012 | Satisfactory |
| ARCADIA BANK & TRUST COMPANY | KALAMAZOO | FDIC | Sep 1995 | Outstanding |
| REPUBLIC BANK S.E. | BLOOMFIELD HILLS | FDIC | May 1992 | Satisfactory |
| NORTHWESTERN BANK | TRAVERSE CITY | FDIC | Oct 2014 | Satisfactory |
| ALLIANCE BANKING COMPANY | NEW BUFFALO | FDIC | May 2005 | Satisfactory |
| THE PRIVATEBANK | BLOOMFIELD HILLS | FDIC | Sep 2008 | Satisfactory |
| BANK WEST | GRAND RAPIDS | FDIC | Dec 1999 | Satisfactory |
| OAKLAND COMMERCE BANK | FARMINGTON HILLS | FDIC | Oct 2008 | Satisfactory |
| AMERIBANK | HOLLAND | FDIC | Jan 2000 | Satisfactory |
| SELECT BANK | GRAND RAPIDS | FDIC | Sep 2012 | Satisfactory |
| DETROIT COMMERCE BANK | DETROIT | FDIC | Jan 2006 | Outstanding |
| TRAVERSE CITY STATE BANK | TRAVERSE CITY | FDIC | Jul 2013 | Satisfactory |
| GREENVILLE COMMUNITY BANK | GREENVILLE | FDIC | Jul 2006 | Satisfactory |
| HANTZ BANK | SOUTHFIELD | FDIC | Nov 2016 | Satisfactory |
| BRIGHTON COMMERCE BANK | BRIGHTON | FDIC | Apr 2004 | Satisfactory |
| MACATAWA BANK | HOLLAND | FDIC | Nov 2021 | Satisfactory |
| NORTH OAKLAND COMMUNITY BANK | ROCHESTER HILLS | FDIC | May 2001 | Satisfactory |
| THE BANK OF HOLLAND | HOLLAND | FDIC | Sep 2012 | Satisfactory |
| COMMUNITY PLUS SAVINGS BANK | ROCHESTER HILLS | FDIC | Mar 2004 | Satisfactory |
| CRESTMARK BANK | TROY | FDIC | Mar 2018 | Outstanding |
| GOGEBIC RANGE BANK | IRONWOOD | FDIC | Jun 2021 | Satisfactory |
| SUMMIT COMMUNITY BANK | EAST LANSING | FDIC | Jul 2010 | Satisfactory |
| LAKESIDE COMMUNITY BANK | STERLING HEIGHTS | FDIC | Dec 2005 | Satisfactory |
| BANK OF ALPENA | ALPENA | FDIC | Nov 2013 | Satisfactory |
| MAIN STREET BANK | NORTHVILLE | FDIC | Jul 2006 | Satisfactory |
| 1ST STATE BANK | SAGINAW | FDIC | Dec 2025 | Satisfactory |
| LOTUS BANK | NOVI | FDIC | Oct 2012 | Satisfactory |
| BANK OF MICHIGAN | FARMINGTON HILLS | FDIC | Sep 2012 | Satisfactory |
| BANK OF AUBURN HILLS | AUBURN HILLS | FDIC | Sep 2007 | Satisfactory |