Michigan
Community Reinvestment Act ratings · Search Michigan banks
347 banks tracked
Michigan has 347 banks tracked under the Community Reinvestment Act. 63 earned an Outstanding rating, 5 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
63
18.2%
Satisfactory
279
80.4%
Needs to Improve
5
1.4%
Substantial Noncompliance
0
0.0%
MERCANTILE BANK
GRAND RAPIDS · FDIC · Jul 2025
SatisfactoryMUSKEGON COMMERCE BANK
MUSKEGON · FDIC · Dec 2004
SatisfactoryKENT COMMERCE BANK
KENTWOOD · FDIC · Jun 2006
SatisfactoryMACATAWA BANK
HOLLAND · FDIC · Nov 2021
SatisfactoryTHE BANK OF HOLLAND
HOLLAND · FDIC · Sep 2012
SatisfactoryLAKESIDE COMMUNITY BANK
STERLING HEIGHTS · FDIC · Dec 2005
SatisfactoryNORTH OAKLAND COMMUNITY BANK
ROCHESTER HILLS · FDIC · May 2001
SatisfactoryDETROIT COMMERCE BANK
DETROIT · FDIC · Jan 2006
OutstandingCOMMUNITY SHORES BANK
MUSKEGON · FDIC · Jul 2017
SatisfactoryNORTHPOINTE BANK
GRAND RAPIDS · FDIC · Jul 2023
SatisfactoryCLARKSTON STATE BANK
CLARKSTON · FDIC · Jan 2017
SatisfactoryGREENVILLE COMMUNITY BANK
GREENVILLE · FDIC · Jul 2006
SatisfactoryOLD MISSION BANK
SAULT SAINTE MARIE · FDIC · Oct 2019
SatisfactoryTHE BANK OF NORTHERN MICHIGAN
PETOSKEY · FDIC · May 2014
SatisfactoryHANTZ BANK
SOUTHFIELD · FDIC · Nov 2016
SatisfactoryTRAVERSE CITY STATE BANK
TRAVERSE CITY · FDIC · Jul 2013
SatisfactoryCOMMUNITY PLUS SAVINGS BANK
ROCHESTER HILLS · FDIC · Mar 2004
SatisfactoryFIRSTBANK - ST. JOHNS
SAINT JOHNS · FDIC · Apr 2007
SatisfactoryNEW LIBERTY BANK
PLYMOUTH · FDIC · Apr 2008
SatisfactoryCHEMICAL BK BAY AREA
BAY CITY · FRB · Aug 1997
SatisfactoryBANK OF ALPENA
ALPENA · FDIC · Nov 2013
SatisfactoryNORTHSTAR BANK
BAD AXE · FDIC · Feb 2016
SatisfactoryUNITED BANK & TRUST -WASHTENAW
ANN ARBOR · FDIC · Sep 2008
SatisfactoryGOGEBIC RANGE BANK
IRONWOOD · FDIC · Jun 2021
SatisfactorySEAWAY COMMUNITY BANK
SAINT CLAIR · FDIC · Feb 2009
SatisfactorySUMMIT COMMUNITY BANK
EAST LANSING · FDIC · Jul 2010
Satisfactory1ST STATE BANK
SAGINAW · FDIC · Dec 2025
SatisfactoryMAIN STREET BANK
NORTHVILLE · FDIC · Jul 2006
SatisfactoryBANK OF MICHIGAN
FARMINGTON HILLS · FDIC · Sep 2012
SatisfactoryBANK OF AUBURN HILLS
AUBURN HILLS · FDIC · Sep 2007
SatisfactoryHURON VALLEY STATE BANK
MILFORD · FDIC · Apr 2023
SatisfactoryBANK OF BIRMINGHAM
BIRMINGHAM · FDIC · Jan 2012
SatisfactoryTALMER BANK AND TRUST
TROY · FDIC · Apr 2016
SatisfactoryLOTUS BANK
NOVI · FDIC · Oct 2012
SatisfactoryLEVEL ONE BANK
FARMINGTON HILLS · FDIC · Oct 2020
SatisfactoryGRAND RIVER BANK
GRANDVILLE · FDIC · Aug 2014
SatisfactoryANN ARBOR STATE BANK
ANN ARBOR · FDIC · Jul 2014
SatisfactoryMI BANK
BLOOMFIELD TOWNSHIP · FDIC · May 2021
SatisfactoryCOMERICA BK
DALLAS · FRB · Jun 2025
OutstandingISABELLA BK
MOUNT PLEASANT · FRB · Nov 2023
SatisfactoryFIRST ST BK
EASTPOINTE · FRB · Aug 2025
SatisfactoryBANK OF LAKEVIEW
LAKEVIEW · FRB · Apr 1997
OutstandingLAPEER CTY B&TC
LAPEER · FRB · Jul 2016
SatisfactoryCITIZENS BK
FLINT · FRB · Nov 2010
SatisfactorySTATE BK OF EWEN
EWEN · FRB · Mar 2014
SatisfactoryPENINSULA BK
ISHPEMING · FRB · Sep 2010
SatisfactorySTATE SVG BK OF MANISTIQUE
MANISTIQUE · FRB · Nov 2020
SatisfactoryVALLEY RIDGE BK
KENT CITY · FRB · Jul 2006
SatisfactoryCHARTER BK
WYANDOTTE · FRB · Jun 1999
SatisfactoryCHOICEONE BK
SPARTA · FRB · Oct 2024
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| MERCANTILE BANK | GRAND RAPIDS | FDIC | Jul 2025 | Satisfactory |
| MUSKEGON COMMERCE BANK | MUSKEGON | FDIC | Dec 2004 | Satisfactory |
| KENT COMMERCE BANK | KENTWOOD | FDIC | Jun 2006 | Satisfactory |
| MACATAWA BANK | HOLLAND | FDIC | Nov 2021 | Satisfactory |
| THE BANK OF HOLLAND | HOLLAND | FDIC | Sep 2012 | Satisfactory |
| LAKESIDE COMMUNITY BANK | STERLING HEIGHTS | FDIC | Dec 2005 | Satisfactory |
| NORTH OAKLAND COMMUNITY BANK | ROCHESTER HILLS | FDIC | May 2001 | Satisfactory |
| DETROIT COMMERCE BANK | DETROIT | FDIC | Jan 2006 | Outstanding |
| COMMUNITY SHORES BANK | MUSKEGON | FDIC | Jul 2017 | Satisfactory |
| NORTHPOINTE BANK | GRAND RAPIDS | FDIC | Jul 2023 | Satisfactory |
| CLARKSTON STATE BANK | CLARKSTON | FDIC | Jan 2017 | Satisfactory |
| GREENVILLE COMMUNITY BANK | GREENVILLE | FDIC | Jul 2006 | Satisfactory |
| OLD MISSION BANK | SAULT SAINTE MARIE | FDIC | Oct 2019 | Satisfactory |
| THE BANK OF NORTHERN MICHIGAN | PETOSKEY | FDIC | May 2014 | Satisfactory |
| HANTZ BANK | SOUTHFIELD | FDIC | Nov 2016 | Satisfactory |
| TRAVERSE CITY STATE BANK | TRAVERSE CITY | FDIC | Jul 2013 | Satisfactory |
| COMMUNITY PLUS SAVINGS BANK | ROCHESTER HILLS | FDIC | Mar 2004 | Satisfactory |
| FIRSTBANK - ST. JOHNS | SAINT JOHNS | FDIC | Apr 2007 | Satisfactory |
| NEW LIBERTY BANK | PLYMOUTH | FDIC | Apr 2008 | Satisfactory |
| CHEMICAL BK BAY AREA | BAY CITY | FRB | Aug 1997 | Satisfactory |
| BANK OF ALPENA | ALPENA | FDIC | Nov 2013 | Satisfactory |
| NORTHSTAR BANK | BAD AXE | FDIC | Feb 2016 | Satisfactory |
| UNITED BANK & TRUST -WASHTENAW | ANN ARBOR | FDIC | Sep 2008 | Satisfactory |
| GOGEBIC RANGE BANK | IRONWOOD | FDIC | Jun 2021 | Satisfactory |
| SEAWAY COMMUNITY BANK | SAINT CLAIR | FDIC | Feb 2009 | Satisfactory |
| SUMMIT COMMUNITY BANK | EAST LANSING | FDIC | Jul 2010 | Satisfactory |
| 1ST STATE BANK | SAGINAW | FDIC | Dec 2025 | Satisfactory |
| MAIN STREET BANK | NORTHVILLE | FDIC | Jul 2006 | Satisfactory |
| BANK OF MICHIGAN | FARMINGTON HILLS | FDIC | Sep 2012 | Satisfactory |
| BANK OF AUBURN HILLS | AUBURN HILLS | FDIC | Sep 2007 | Satisfactory |
| HURON VALLEY STATE BANK | MILFORD | FDIC | Apr 2023 | Satisfactory |
| BANK OF BIRMINGHAM | BIRMINGHAM | FDIC | Jan 2012 | Satisfactory |
| TALMER BANK AND TRUST | TROY | FDIC | Apr 2016 | Satisfactory |
| LOTUS BANK | NOVI | FDIC | Oct 2012 | Satisfactory |
| LEVEL ONE BANK | FARMINGTON HILLS | FDIC | Oct 2020 | Satisfactory |
| GRAND RIVER BANK | GRANDVILLE | FDIC | Aug 2014 | Satisfactory |
| ANN ARBOR STATE BANK | ANN ARBOR | FDIC | Jul 2014 | Satisfactory |
| MI BANK | BLOOMFIELD TOWNSHIP | FDIC | May 2021 | Satisfactory |
| COMERICA BK | DALLAS | FRB | Jun 2025 | Outstanding |
| ISABELLA BK | MOUNT PLEASANT | FRB | Nov 2023 | Satisfactory |
| FIRST ST BK | EASTPOINTE | FRB | Aug 2025 | Satisfactory |
| BANK OF LAKEVIEW | LAKEVIEW | FRB | Apr 1997 | Outstanding |
| LAPEER CTY B&TC | LAPEER | FRB | Jul 2016 | Satisfactory |
| CITIZENS BK | FLINT | FRB | Nov 2010 | Satisfactory |
| STATE BK OF EWEN | EWEN | FRB | Mar 2014 | Satisfactory |
| PENINSULA BK | ISHPEMING | FRB | Sep 2010 | Satisfactory |
| STATE SVG BK OF MANISTIQUE | MANISTIQUE | FRB | Nov 2020 | Satisfactory |
| VALLEY RIDGE BK | KENT CITY | FRB | Jul 2006 | Satisfactory |
| CHARTER BK | WYANDOTTE | FRB | Jun 1999 | Satisfactory |
| CHOICEONE BK | SPARTA | FRB | Oct 2024 | Satisfactory |