Michigan
Community Reinvestment Act ratings · Search Michigan banks
347 banks tracked
Current Rating Distribution
Outstanding
63
18.2%
Satisfactory
279
80.4%
Needs to Improve
5
1.4%
Substantial Noncompliance
0
0.0%
COMMUNITY FIRST BANK
LANSING · OTS · Nov 1994
SatisfactoryMUTUAL SAVINGS BANK, FSB
BAY CITY · OTS · Jul 1997
SatisfactoryTHE FIRST NATIONAL BANK OF THREE RIVERS
THREE RIVERS · OCC · May 2002
SatisfactoryGREAT LAKES BANCORP, A FSB
ANN ARBOR · OTS · Mar 1994
SatisfactoryD&N BANK
HANCOCK · OTS · Jul 1998
SatisfactoryFIRST SAVINGS BANK, A FSB
THREE RIVERS · OTS · Dec 2006
SatisfactoryMAINSTREET SAVINGS BANK, FSB
HASTINGS · OTS · Sep 2004
SatisfactoryFMB-OLD STATE BANK
FREMONT · FDIC · Nov 1994
SatisfactoryMASON STATE BANK
MASON · FDIC · Jan 2013
SatisfactoryCITIZENS STATE BANK
NEW BALTIMORE · FDIC · Apr 2009
SatisfactoryTHE COMMERCIAL AND SAVINGS BANK OF ST. CLAIR COUNTY
ST. CLAIR · FDIC · May 1994
SatisfactoryREPUBLIC BANK - CENTRAL
WILLIAMSTON · FDIC · Dec 1991
SatisfactoryUPPER PENINSULA STATE BANK
ESCANABA · FDIC · May 2023
SatisfactoryBAYBANK
GLADSTONE · FDIC · Jun 2022
SatisfactoryFIRSTBANK
MT. PLEASANT · FDIC · Apr 2012
SatisfactorySOUTHERN MICHIGAN NATIONAL BANK
COLDWATER · OCC · Jan 1991
SatisfactoryHOMESTEAD SAVINGS BANK, F.S.B.
ALBION · OTS · Sep 1998
SatisfactoryFIRST FS & LA OF LENAWEE COUNTY
ADRIAN · OTS · Feb 1992
SatisfactoryWOLVERINE BANK, FEDERAL SAVINGS BANK
MIDLAND · OTS · Mar 2008
SatisfactoryFIRST FEDERAL OF MICHIGAN
DETROIT · OTS · Dec 1993
SatisfactoryMONARCH COMMUNITY BANK
COLDWATER · OTS · Dec 2002
SatisfactoryAMERIBANK FEDERAL SAVINGS BANK
MUSKEGON · OTS · Oct 1994
SatisfactoryMFC FIRST NATIONAL BANK
MENOMINEE · OCC · Jun 1998
SatisfactoryHERITAGE FEDERAL SAVINGS BANK
TAYLOR · OTS · Apr 1992
SatisfactoryRANGE BANK, NATIONAL ASSOCIATION
MARQUETTE · OCC · Jul 2014
SatisfactoryFIRST NATIONAL BANK & TRUST
IRON MOUNTAIN · OCC · Aug 2022
SatisfactoryTHE FIRST NATIONAL BANK OF ST. IGNACE
ST. IGNACE · OCC · Oct 2022
SatisfactoryTHE FIRST N. B. OF CALUMET-LAKE LINDEN
CALUMET · OCC · Jan 2004
SatisfactoryAMERIBANK
HOLLAND · OTS · Nov 1996
SatisfactoryDEARBORN FSB
DEARBORN · OTS · Dec 2009
SatisfactoryBANK WEST
GRAND RAPIDS · OTS · Dec 1995
SatisfactoryEDGEWATER BANK
ST. JOSEPH · OTS · Apr 2008
SatisfactoryDETROIT SAVINGS BANK, FSB
DETROIT · OTS · Mar 1992
SatisfactoryCITIZENS FIRST SAVINGS BANK
PORT HURON · OTS · May 1996
SatisfactorySECURITY SAVINGS BANK, FSB
JACKSON · OTS · Dec 1994
SatisfactoryCENTURY BANK AND TRUST
COLDWATER · FDIC · Dec 2025
SatisfactorySOUTHERN MICHIGAN BANK & TRUST
COLDWATER · FDIC · Aug 2025
SatisfactoryTHE DART BANK
MASON · FDIC · Sep 2023
SatisfactoryFNB FINANCIAL
THREE RIVERS · FDIC · Aug 2008
SatisfactoryRANGE BANK
MARQUETTE · FDIC · Dec 2025
SatisfactorySJS FEDERAL SAVINGS BANK
SAINT JOSEPH · OTS · Sep 1996
SatisfactoryHOME FEDERAL SAVINGS BANK
DETROIT · OTS · Aug 2003
SatisfactoryMARSHALL SAVINGS BANK, F.S.B.
MARSHALL · OTS · Mar 1999
SatisfactoryCOLONIAL CENTRAL SAVINGS BANK,F.S.B.
MOUNT CLEMENS · OTS · Aug 1993
SatisfactoryKALAMAZOO COUNTY STATE BANK
SCHOOLCRAFT · FDIC · Apr 2025
SatisfactorySSBBANK
STOCKBRIDGE · FDIC · May 2015
SatisfactoryMACOMB FEDERAL SAVINGS BANK
ST CLAIR SHORES · OTS · Jan 1993
SatisfactoryNORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION
NORWAY · OCC · Apr 2024
SatisfactoryMFC FIRST NATIONALL BANK
HOUGHTON · OCC · Mar 1997
SatisfactoryFRANKLIN BANK, NATIONAL ASSOCIATION
SOUTHFIELD · OTS · Sep 1990
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| COMMUNITY FIRST BANK | LANSING | OTS | Nov 1994 | Satisfactory |
| MUTUAL SAVINGS BANK, FSB | BAY CITY | OTS | Jul 1997 | Satisfactory |
| THE FIRST NATIONAL BANK OF THREE RIVERS | THREE RIVERS | OCC | May 2002 | Satisfactory |
| GREAT LAKES BANCORP, A FSB | ANN ARBOR | OTS | Mar 1994 | Satisfactory |
| D&N BANK | HANCOCK | OTS | Jul 1998 | Satisfactory |
| FIRST SAVINGS BANK, A FSB | THREE RIVERS | OTS | Dec 2006 | Satisfactory |
| MAINSTREET SAVINGS BANK, FSB | HASTINGS | OTS | Sep 2004 | Satisfactory |
| FMB-OLD STATE BANK | FREMONT | FDIC | Nov 1994 | Satisfactory |
| MASON STATE BANK | MASON | FDIC | Jan 2013 | Satisfactory |
| CITIZENS STATE BANK | NEW BALTIMORE | FDIC | Apr 2009 | Satisfactory |
| THE COMMERCIAL AND SAVINGS BANK OF ST. CLAIR COUNTY | ST. CLAIR | FDIC | May 1994 | Satisfactory |
| REPUBLIC BANK - CENTRAL | WILLIAMSTON | FDIC | Dec 1991 | Satisfactory |
| UPPER PENINSULA STATE BANK | ESCANABA | FDIC | May 2023 | Satisfactory |
| BAYBANK | GLADSTONE | FDIC | Jun 2022 | Satisfactory |
| FIRSTBANK | MT. PLEASANT | FDIC | Apr 2012 | Satisfactory |
| SOUTHERN MICHIGAN NATIONAL BANK | COLDWATER | OCC | Jan 1991 | Satisfactory |
| HOMESTEAD SAVINGS BANK, F.S.B. | ALBION | OTS | Sep 1998 | Satisfactory |
| FIRST FS & LA OF LENAWEE COUNTY | ADRIAN | OTS | Feb 1992 | Satisfactory |
| WOLVERINE BANK, FEDERAL SAVINGS BANK | MIDLAND | OTS | Mar 2008 | Satisfactory |
| FIRST FEDERAL OF MICHIGAN | DETROIT | OTS | Dec 1993 | Satisfactory |
| MONARCH COMMUNITY BANK | COLDWATER | OTS | Dec 2002 | Satisfactory |
| AMERIBANK FEDERAL SAVINGS BANK | MUSKEGON | OTS | Oct 1994 | Satisfactory |
| MFC FIRST NATIONAL BANK | MENOMINEE | OCC | Jun 1998 | Satisfactory |
| HERITAGE FEDERAL SAVINGS BANK | TAYLOR | OTS | Apr 1992 | Satisfactory |
| RANGE BANK, NATIONAL ASSOCIATION | MARQUETTE | OCC | Jul 2014 | Satisfactory |
| FIRST NATIONAL BANK & TRUST | IRON MOUNTAIN | OCC | Aug 2022 | Satisfactory |
| THE FIRST NATIONAL BANK OF ST. IGNACE | ST. IGNACE | OCC | Oct 2022 | Satisfactory |
| THE FIRST N. B. OF CALUMET-LAKE LINDEN | CALUMET | OCC | Jan 2004 | Satisfactory |
| AMERIBANK | HOLLAND | OTS | Nov 1996 | Satisfactory |
| DEARBORN FSB | DEARBORN | OTS | Dec 2009 | Satisfactory |
| BANK WEST | GRAND RAPIDS | OTS | Dec 1995 | Satisfactory |
| EDGEWATER BANK | ST. JOSEPH | OTS | Apr 2008 | Satisfactory |
| DETROIT SAVINGS BANK, FSB | DETROIT | OTS | Mar 1992 | Satisfactory |
| CITIZENS FIRST SAVINGS BANK | PORT HURON | OTS | May 1996 | Satisfactory |
| SECURITY SAVINGS BANK, FSB | JACKSON | OTS | Dec 1994 | Satisfactory |
| CENTURY BANK AND TRUST | COLDWATER | FDIC | Dec 2025 | Satisfactory |
| SOUTHERN MICHIGAN BANK & TRUST | COLDWATER | FDIC | Aug 2025 | Satisfactory |
| THE DART BANK | MASON | FDIC | Sep 2023 | Satisfactory |
| FNB FINANCIAL | THREE RIVERS | FDIC | Aug 2008 | Satisfactory |
| RANGE BANK | MARQUETTE | FDIC | Dec 2025 | Satisfactory |
| SJS FEDERAL SAVINGS BANK | SAINT JOSEPH | OTS | Sep 1996 | Satisfactory |
| HOME FEDERAL SAVINGS BANK | DETROIT | OTS | Aug 2003 | Satisfactory |
| MARSHALL SAVINGS BANK, F.S.B. | MARSHALL | OTS | Mar 1999 | Satisfactory |
| COLONIAL CENTRAL SAVINGS BANK,F.S.B. | MOUNT CLEMENS | OTS | Aug 1993 | Satisfactory |
| KALAMAZOO COUNTY STATE BANK | SCHOOLCRAFT | FDIC | Apr 2025 | Satisfactory |
| SSBBANK | STOCKBRIDGE | FDIC | May 2015 | Satisfactory |
| MACOMB FEDERAL SAVINGS BANK | ST CLAIR SHORES | OTS | Jan 1993 | Satisfactory |
| NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION | NORWAY | OCC | Apr 2024 | Satisfactory |
| MFC FIRST NATIONALL BANK | HOUGHTON | OCC | Mar 1997 | Satisfactory |
| FRANKLIN BANK, NATIONAL ASSOCIATION | SOUTHFIELD | OTS | Sep 1990 | Satisfactory |