Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Kentucky has 493 banks tracked under the Community Reinvestment Act. 72 earned an Outstanding rating, 3 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
FIRST FEDERAL BANK FOR SAVINGS
ASHLAND · OTS · Oct 1999
SatisfactoryTHE CITIZENS NATIONAL BANK OF LEBANON
LEBANON · OCC · Jul 2023
SatisfactoryCARROLLTON FEDERAL BANK
CARROLLTON · OTS · Jan 2009
SatisfactoryTHE STATE NATIONAL BANK OF FRANKFORT
FRANKFORT · OCC · Apr 2003
SatisfactoryHOME FS & LA
ASHLAND · OTS · Oct 2006
SatisfactoryCLASSIC BANK
ASHLAND · OTS · Jul 1999
SatisfactoryPNC BANK, NATIONAL ASSOCIATION
FORT MITCHELL · OCC · May 1993
SatisfactoryTHE FARMERS NATIONAL BANK OF LEBANON
LEBANON · OCC · Jun 2023
SatisfactoryFIRST FSB OF FRANKFORT
FRANKFORT · OTS · Nov 2007
SatisfactoryCOMMUNITY FIRST BANK
MADISONVILLE · OTS · Jul 2003
SatisfactoryCOMMUNITY TRUST BANK, F.S.B.
CAMPBELLSVILLE · OTS · Sep 1999
SatisfactoryHERITAGE BANK
HOPKINSVILLE · OTS · Sep 2008
OutstandingPEOPLES FS & LA
BELLEVUE · OTS · Nov 1990
SatisfactoryALLIANCE BANK, FSB
SOMERSET · OTS · Aug 1996
SatisfactoryFIRST SOUTHERN NATIONAL BANK
NICHOLASVILLE · OCC · Jun 1996
SatisfactoryPIONEER FEDERAL SAVINGS BANK
WINCHESTER · OTS · Jul 1997
OutstandingFORT THOMAS SAVINGS BANK, F.S.B.
FORT THOMAS · OTS · Jun 1998
SatisfactoryFARMERS STATE BANK
BOONEVILLE · FDIC · Sep 2023
OutstandingCITIZENS UNION BANK OF SHELBYVILLE
SHELBYVILLE · FDIC · Oct 2019
SatisfactoryPEOPLES BANK, MT. WASHINGTON
MOUNT WASHINGTON · FDIC · Dec 2025
SatisfactoryCITIZENS UNION BANK
CENTRAL CITY · FDIC · Nov 1993
SatisfactorySOUTH CENTRAL BANK, INC.
GLASGOW · FDIC · Aug 2025
SatisfactoryKENTUCKY BANKING CENTERS, INC.
GLASGOW · FDIC · Nov 2004
SatisfactoryCITIZENS BANK AND TRUST COMPANY OF PADUCAH
PADUCAH · FDIC · Oct 1996
OutstandingTRANS FINANCIAL BANK, FSB
RUSSELLVILLE · OTS · Oct 1995
SatisfactoryTRANS FINANCIAL BANK
BOWLING GREEN · OCC · Jun 1992
SatisfactoryTHE FIRST NATIONAL BANK OF CARLISLE
CARLISLE · OCC · Apr 1996
SatisfactoryCITY NATIONAL BANK OF FULTON
FULTON · OCC · Aug 1998
SatisfactoryFIRST FSB OF KENTUCKY
MADISONVILLE · OTS · Jan 1994
SatisfactoryBLUE GRASS FS & LA
PARIS · OTS · Dec 2009
SatisfactoryFIRST FEDERAL SAVINGS BANK
CYNTHIANA · OTS · Feb 2003
OutstandingCENTRAL KENTUCKY FEDERAL SAVINGS BANK
DANVILLE · OTS · Mar 2008
SatisfactoryFIRST FS & LA
HAZARD · OTS · Aug 2009
SatisfactoryTHE CITIZENS NATIONAL BANK OF RUSSELLVILLE
RUSSELLVILLE · OCC · May 2004
SatisfactoryHOME FEDERAL BANK, FSB
MIDDLESBORO · OTS · Sep 1999
SatisfactoryCOMMONWEALTH BANK, FSB
MT. STERLING · OTS · Apr 2008
SatisfactoryMATEWAN NATIONAL BANK/KENTUCKY
PIKEVILLE · OCC · Jul 1997
SatisfactoryFIRST FSB OF LEITCHFIELD
LEITCHFIELD · OTS · Jun 1997
SatisfactoryFIRST FINANCIAL BANK
HARRODSBURG · OTS · Dec 2003
SatisfactoryFIRST & FARMERS NATIONAL BANK, INC.
SOMERSET · OCC · Jun 2025
OutstandingFIRST FS & LA
MOREHEAD · OTS · Dec 2007
SatisfactoryPENDLETON FEDERAL SAVINGS BANK
FALMOUTH · OTS · Oct 1998
SatisfactoryCOMMUNITY TRUST BANK, N.A.
PIKEVILLE · OCC · May 2001
SatisfactoryBULLITT FEDERAL SAVINGS BANK
SHEPHERDSVILLE · OTS · Nov 1993
SatisfactoryFIRST LANCASTER FEDERAL SAVINGS BANK
LANCASTER · OTS · Mar 1999
SatisfactoryFIRST NATIONAL BANK OF LOUISA
LOUISA · OCC · Jan 1995
SatisfactoryFARMERS NATIONAL BANK OF WILLIAMSBURG
WILLIAMSBURG · OCC · Jul 1996
SatisfactoryNELSON COUNTY FEDERAL SAVINGS BANK
BARDSTOWN · OTS · Nov 1995
SatisfactoryBURNETT FEDERAL SAVINGS BANK
COVINGTON · OTS · Jun 1994
SatisfactoryHOME SAVINGS BANK, FSB
LUDLOW · OTS · Nov 2009
Outstanding
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST FEDERAL BANK FOR SAVINGS | ASHLAND | OTS | Oct 1999 | Satisfactory |
| THE CITIZENS NATIONAL BANK OF LEBANON | LEBANON | OCC | Jul 2023 | Satisfactory |
| CARROLLTON FEDERAL BANK | CARROLLTON | OTS | Jan 2009 | Satisfactory |
| THE STATE NATIONAL BANK OF FRANKFORT | FRANKFORT | OCC | Apr 2003 | Satisfactory |
| HOME FS & LA | ASHLAND | OTS | Oct 2006 | Satisfactory |
| CLASSIC BANK | ASHLAND | OTS | Jul 1999 | Satisfactory |
| PNC BANK, NATIONAL ASSOCIATION | FORT MITCHELL | OCC | May 1993 | Satisfactory |
| THE FARMERS NATIONAL BANK OF LEBANON | LEBANON | OCC | Jun 2023 | Satisfactory |
| FIRST FSB OF FRANKFORT | FRANKFORT | OTS | Nov 2007 | Satisfactory |
| COMMUNITY FIRST BANK | MADISONVILLE | OTS | Jul 2003 | Satisfactory |
| COMMUNITY TRUST BANK, F.S.B. | CAMPBELLSVILLE | OTS | Sep 1999 | Satisfactory |
| HERITAGE BANK | HOPKINSVILLE | OTS | Sep 2008 | Outstanding |
| PEOPLES FS & LA | BELLEVUE | OTS | Nov 1990 | Satisfactory |
| ALLIANCE BANK, FSB | SOMERSET | OTS | Aug 1996 | Satisfactory |
| FIRST SOUTHERN NATIONAL BANK | NICHOLASVILLE | OCC | Jun 1996 | Satisfactory |
| PIONEER FEDERAL SAVINGS BANK | WINCHESTER | OTS | Jul 1997 | Outstanding |
| FORT THOMAS SAVINGS BANK, F.S.B. | FORT THOMAS | OTS | Jun 1998 | Satisfactory |
| FARMERS STATE BANK | BOONEVILLE | FDIC | Sep 2023 | Outstanding |
| CITIZENS UNION BANK OF SHELBYVILLE | SHELBYVILLE | FDIC | Oct 2019 | Satisfactory |
| PEOPLES BANK, MT. WASHINGTON | MOUNT WASHINGTON | FDIC | Dec 2025 | Satisfactory |
| CITIZENS UNION BANK | CENTRAL CITY | FDIC | Nov 1993 | Satisfactory |
| SOUTH CENTRAL BANK, INC. | GLASGOW | FDIC | Aug 2025 | Satisfactory |
| KENTUCKY BANKING CENTERS, INC. | GLASGOW | FDIC | Nov 2004 | Satisfactory |
| CITIZENS BANK AND TRUST COMPANY OF PADUCAH | PADUCAH | FDIC | Oct 1996 | Outstanding |
| TRANS FINANCIAL BANK, FSB | RUSSELLVILLE | OTS | Oct 1995 | Satisfactory |
| TRANS FINANCIAL BANK | BOWLING GREEN | OCC | Jun 1992 | Satisfactory |
| THE FIRST NATIONAL BANK OF CARLISLE | CARLISLE | OCC | Apr 1996 | Satisfactory |
| CITY NATIONAL BANK OF FULTON | FULTON | OCC | Aug 1998 | Satisfactory |
| FIRST FSB OF KENTUCKY | MADISONVILLE | OTS | Jan 1994 | Satisfactory |
| BLUE GRASS FS & LA | PARIS | OTS | Dec 2009 | Satisfactory |
| FIRST FEDERAL SAVINGS BANK | CYNTHIANA | OTS | Feb 2003 | Outstanding |
| CENTRAL KENTUCKY FEDERAL SAVINGS BANK | DANVILLE | OTS | Mar 2008 | Satisfactory |
| FIRST FS & LA | HAZARD | OTS | Aug 2009 | Satisfactory |
| THE CITIZENS NATIONAL BANK OF RUSSELLVILLE | RUSSELLVILLE | OCC | May 2004 | Satisfactory |
| HOME FEDERAL BANK, FSB | MIDDLESBORO | OTS | Sep 1999 | Satisfactory |
| COMMONWEALTH BANK, FSB | MT. STERLING | OTS | Apr 2008 | Satisfactory |
| MATEWAN NATIONAL BANK/KENTUCKY | PIKEVILLE | OCC | Jul 1997 | Satisfactory |
| FIRST FSB OF LEITCHFIELD | LEITCHFIELD | OTS | Jun 1997 | Satisfactory |
| FIRST FINANCIAL BANK | HARRODSBURG | OTS | Dec 2003 | Satisfactory |
| FIRST & FARMERS NATIONAL BANK, INC. | SOMERSET | OCC | Jun 2025 | Outstanding |
| FIRST FS & LA | MOREHEAD | OTS | Dec 2007 | Satisfactory |
| PENDLETON FEDERAL SAVINGS BANK | FALMOUTH | OTS | Oct 1998 | Satisfactory |
| COMMUNITY TRUST BANK, N.A. | PIKEVILLE | OCC | May 2001 | Satisfactory |
| BULLITT FEDERAL SAVINGS BANK | SHEPHERDSVILLE | OTS | Nov 1993 | Satisfactory |
| FIRST LANCASTER FEDERAL SAVINGS BANK | LANCASTER | OTS | Mar 1999 | Satisfactory |
| FIRST NATIONAL BANK OF LOUISA | LOUISA | OCC | Jan 1995 | Satisfactory |
| FARMERS NATIONAL BANK OF WILLIAMSBURG | WILLIAMSBURG | OCC | Jul 1996 | Satisfactory |
| NELSON COUNTY FEDERAL SAVINGS BANK | BARDSTOWN | OTS | Nov 1995 | Satisfactory |
| BURNETT FEDERAL SAVINGS BANK | COVINGTON | OTS | Jun 1994 | Satisfactory |
| HOME SAVINGS BANK, FSB | LUDLOW | OTS | Nov 2009 | Outstanding |