Kentucky
Community Reinvestment Act ratings · Search Kentucky banks
493 banks tracked
Current Rating Distribution
Outstanding
72
14.6%
Satisfactory
418
84.8%
Needs to Improve
3
0.6%
Substantial Noncompliance
0
0.0%
FIRST FSB OF RICHMOND
RICHMOND · OTS · Jul 1995
SatisfactoryTHE BANK OF MT. VERNON
SOMERSET · FDIC · Mar 1998
SatisfactoryCITIZENS STATE BANK OF BALLARD COUNTY
WICKLIFFE · FDIC · Mar 2004
SatisfactoryPEOPLES BANK
LEBANON · FDIC · Jul 2021
SatisfactoryPOOLE DEPOSIT BANK
POOLE · FDIC · Nov 1994
SatisfactoryTHE PEOPLES BANK
TAYLORSVILLE · FDIC · Apr 2023
SatisfactoryRUSSELL FEDERAL SAVINGS BANK
RUSSELL · OTS · Apr 1996
SatisfactoryFIRST NATIONAL BANK AND TRUST
NICHOLASVILLE · OCC · Apr 1992
OutstandingLINCOLN FEDERAL SAVINGS BANK
LIBERTY · OTS · Aug 1994
SatisfactoryBROWNSVILLE DEPOSIT BANK
BROWNSVILLE · FDIC · Nov 2002
SatisfactoryBANK OF CUMBERLAND
BURKESVILLE · FDIC · Jun 1998
OutstandingTHE GARRARD BANK & TRUST COMPANY
LANCASTER · FDIC · Jul 1995
SatisfactoryTHE PEOPLES BANK OF BULLITT COUNTY
SHEPHERDSVILLE · FDIC · Jan 2011
SatisfactoryTHE NATIONAL BANK OF CYNTHIANA
CYNTHIANA · OCC · Jul 1993
SatisfactoryFIRST FSB OF ELIZABETHTOWN
ELIZABETHTOWN · OTS · Nov 2001
SatisfactoryTHE MT. STERLING NATIONAL BANK
MOUNT STERLING · OCC · Apr 2003
SatisfactoryTHE FIRST NATIONAL BANK OF MAYFIELD
MAYFIELD · OCC · Jun 2003
SatisfactoryTHE FARMERS NATIONAL BANK OF DANVILLE
DANVILLE · OCC · Mar 2023
SatisfactoryFIRST AMERICAN N.B. OF KENTUCKY
BOWLING GREEN · OTS · Sep 1990
SatisfactoryMIDDLESBORO FEDERAL BANK, F.S.B.
MIDDLESBORO · OTS · Sep 1998
SatisfactoryTHE FARMERS NATIONAL BANK OF CYNTHIANA
CYNTHIANA · OCC · Aug 2009
SatisfactoryFIRST NATIONAL BANK OF KENTUCKY
CARROLLTON · OCC · Sep 2018
SatisfactoryFIRST AMERICAN BANK
ASHLAND · FDIC · Feb 1996
SatisfactoryTRANS FINANCIAL BANK, FSB
RUSSELLVILLE · OTS · Aug 1992
SatisfactoryPEOPLES FIRST, F.S.B.
CENTRAL CITY · OTS · Feb 1996
SatisfactoryFIRST STATE BANK OF THE SOUTHEAST, INC
MIDDLESBORO · FDIC · Feb 2025
SatisfactoryTRADITIONAL BANK, INC.
MOUNT STERLING · FDIC · Nov 2023
SatisfactoryTHE FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC.
PRESTONSBURG · FDIC · Dec 2016
SatisfactoryFIRST AND FARMERS BANK OF SOMERSET, INC.
SOMERSET · FDIC · Oct 1998
OutstandingFIRST SECURITY BANK & TRUST COMPANY OF CLARK COUNTY
WINCHESTER · FDIC · Apr 1990
SatisfactoryADAIRVILLE BANKING COMPANY
ADAIRVILLE · FDIC · Jun 1992
OutstandingBANK OF BUFFALO
BUFFALO · FDIC · Jul 1998
SatisfactoryCITIZENS FIDELITY BANK AND TRUST COMPANY HARDIN COUNTY
ELIZABETHTOWN · FDIC · Mar 1990
SatisfactoryFIRST STATE BANK
GREENVILLE · FDIC · Dec 1996
OutstandingFARMERS BANK AND TRUST COMPANY OF MADISONVILLE
MADISONVILLE · FDIC · Aug 1996
SatisfactoryFNB BANK, INC.
MAYFIELD · FDIC · Jul 2023
OutstandingFIRST FARMERS BANK AND TRUST COMPANY
OWENTON · FDIC · Aug 2013
SatisfactoryFIRST BANK AND TRUST CO. OF PRINCETON, KENTUCKY
PRINCETON · FDIC · May 2002
SatisfactoryFARMERS BANK AND TRUST COMPANY
PRINCETON · FDIC · Jan 2021
SatisfactoryINDEPENDENCE BANK
HENDERSON · FDIC · Jan 1998
SatisfactoryFIRST SOUTHERN NATIONAL BANK OF LINCOLN CO.
STANFORD · OCC · Apr 1996
SatisfactoryFIRST NATIONAL BANK & TRUST COMPANY
GEORGETOWN · OCC · Apr 2003
SatisfactorySUNRISE BANK FOR SAVINGS, F.S.B.
FORT MITCHELL · OTS · Feb 1991
Needs to ImproveFIFTH THIRD SB OF NORTHERN KY, F.S.B.
HEBRON · OTS · Nov 1994
SatisfactoryWINCHESTER FEDERAL BANK
WINCHESTER · OTS · Nov 2008
SatisfactoryPRINCETON BANK, FSB
PRINCETON · OTS · Aug 1996
SatisfactoryFIRST NATIONAL BANK
HOPKINSVILLE · OTS · Aug 1993
SatisfactoryPEOPLES BANK FSB
ASHLAND · OTS · Apr 1998
SatisfactoryFIRST FEDERAL BANK
LEXINGTON · OTS · Jul 2008
OutstandingFAMILY BANK, FSB
PAINTSVILLE · OTS · Sep 2008
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| FIRST FSB OF RICHMOND | RICHMOND | OTS | Jul 1995 | Satisfactory |
| THE BANK OF MT. VERNON | SOMERSET | FDIC | Mar 1998 | Satisfactory |
| CITIZENS STATE BANK OF BALLARD COUNTY | WICKLIFFE | FDIC | Mar 2004 | Satisfactory |
| PEOPLES BANK | LEBANON | FDIC | Jul 2021 | Satisfactory |
| POOLE DEPOSIT BANK | POOLE | FDIC | Nov 1994 | Satisfactory |
| THE PEOPLES BANK | TAYLORSVILLE | FDIC | Apr 2023 | Satisfactory |
| RUSSELL FEDERAL SAVINGS BANK | RUSSELL | OTS | Apr 1996 | Satisfactory |
| FIRST NATIONAL BANK AND TRUST | NICHOLASVILLE | OCC | Apr 1992 | Outstanding |
| LINCOLN FEDERAL SAVINGS BANK | LIBERTY | OTS | Aug 1994 | Satisfactory |
| BROWNSVILLE DEPOSIT BANK | BROWNSVILLE | FDIC | Nov 2002 | Satisfactory |
| BANK OF CUMBERLAND | BURKESVILLE | FDIC | Jun 1998 | Outstanding |
| THE GARRARD BANK & TRUST COMPANY | LANCASTER | FDIC | Jul 1995 | Satisfactory |
| THE PEOPLES BANK OF BULLITT COUNTY | SHEPHERDSVILLE | FDIC | Jan 2011 | Satisfactory |
| THE NATIONAL BANK OF CYNTHIANA | CYNTHIANA | OCC | Jul 1993 | Satisfactory |
| FIRST FSB OF ELIZABETHTOWN | ELIZABETHTOWN | OTS | Nov 2001 | Satisfactory |
| THE MT. STERLING NATIONAL BANK | MOUNT STERLING | OCC | Apr 2003 | Satisfactory |
| THE FIRST NATIONAL BANK OF MAYFIELD | MAYFIELD | OCC | Jun 2003 | Satisfactory |
| THE FARMERS NATIONAL BANK OF DANVILLE | DANVILLE | OCC | Mar 2023 | Satisfactory |
| FIRST AMERICAN N.B. OF KENTUCKY | BOWLING GREEN | OTS | Sep 1990 | Satisfactory |
| MIDDLESBORO FEDERAL BANK, F.S.B. | MIDDLESBORO | OTS | Sep 1998 | Satisfactory |
| THE FARMERS NATIONAL BANK OF CYNTHIANA | CYNTHIANA | OCC | Aug 2009 | Satisfactory |
| FIRST NATIONAL BANK OF KENTUCKY | CARROLLTON | OCC | Sep 2018 | Satisfactory |
| FIRST AMERICAN BANK | ASHLAND | FDIC | Feb 1996 | Satisfactory |
| TRANS FINANCIAL BANK, FSB | RUSSELLVILLE | OTS | Aug 1992 | Satisfactory |
| PEOPLES FIRST, F.S.B. | CENTRAL CITY | OTS | Feb 1996 | Satisfactory |
| FIRST STATE BANK OF THE SOUTHEAST, INC | MIDDLESBORO | FDIC | Feb 2025 | Satisfactory |
| TRADITIONAL BANK, INC. | MOUNT STERLING | FDIC | Nov 2023 | Satisfactory |
| THE FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC. | PRESTONSBURG | FDIC | Dec 2016 | Satisfactory |
| FIRST AND FARMERS BANK OF SOMERSET, INC. | SOMERSET | FDIC | Oct 1998 | Outstanding |
| FIRST SECURITY BANK & TRUST COMPANY OF CLARK COUNTY | WINCHESTER | FDIC | Apr 1990 | Satisfactory |
| ADAIRVILLE BANKING COMPANY | ADAIRVILLE | FDIC | Jun 1992 | Outstanding |
| BANK OF BUFFALO | BUFFALO | FDIC | Jul 1998 | Satisfactory |
| CITIZENS FIDELITY BANK AND TRUST COMPANY HARDIN COUNTY | ELIZABETHTOWN | FDIC | Mar 1990 | Satisfactory |
| FIRST STATE BANK | GREENVILLE | FDIC | Dec 1996 | Outstanding |
| FARMERS BANK AND TRUST COMPANY OF MADISONVILLE | MADISONVILLE | FDIC | Aug 1996 | Satisfactory |
| FNB BANK, INC. | MAYFIELD | FDIC | Jul 2023 | Outstanding |
| FIRST FARMERS BANK AND TRUST COMPANY | OWENTON | FDIC | Aug 2013 | Satisfactory |
| FIRST BANK AND TRUST CO. OF PRINCETON, KENTUCKY | PRINCETON | FDIC | May 2002 | Satisfactory |
| FARMERS BANK AND TRUST COMPANY | PRINCETON | FDIC | Jan 2021 | Satisfactory |
| INDEPENDENCE BANK | HENDERSON | FDIC | Jan 1998 | Satisfactory |
| FIRST SOUTHERN NATIONAL BANK OF LINCOLN CO. | STANFORD | OCC | Apr 1996 | Satisfactory |
| FIRST NATIONAL BANK & TRUST COMPANY | GEORGETOWN | OCC | Apr 2003 | Satisfactory |
| SUNRISE BANK FOR SAVINGS, F.S.B. | FORT MITCHELL | OTS | Feb 1991 | Needs to Improve |
| FIFTH THIRD SB OF NORTHERN KY, F.S.B. | HEBRON | OTS | Nov 1994 | Satisfactory |
| WINCHESTER FEDERAL BANK | WINCHESTER | OTS | Nov 2008 | Satisfactory |
| PRINCETON BANK, FSB | PRINCETON | OTS | Aug 1996 | Satisfactory |
| FIRST NATIONAL BANK | HOPKINSVILLE | OTS | Aug 1993 | Satisfactory |
| PEOPLES BANK FSB | ASHLAND | OTS | Apr 1998 | Satisfactory |
| FIRST FEDERAL BANK | LEXINGTON | OTS | Jul 2008 | Outstanding |
| FAMILY BANK, FSB | PAINTSVILLE | OTS | Sep 2008 | Satisfactory |