Mortgage Lenders
Banks ranked by mortgage lending activity from HMDA (Home Mortgage Disclosure Act) data. Origination rates and denial rates across all HMDA filers.
National HMDA trends · 2018–2024
31,310,737
Total applications · 2018–2024
60.52%
National origination rate
20.6%
National denial rate
2,716
Reporting institutions
2,716 mortgage lenders · 2018–2024 HMDA data
| Bank | Location | Applications↓ | Denial rate | Orig. rate |
|---|---|---|---|---|
| WATERFORD, OH | 119 | 17.65% | 68.91% | |
2377RIVER CITY BANK | SACRAMENTO, CA | 119 | 7.56% | 82.35% |
2378ACB BANK | CHEROKEE, OK | 119 | 9.24% | 84.03% |
2379EVERTRUST BANK | CITY OF INDUSTRY, CA | 118 | 6.78% | 77.97% |
| BARWICK, GA | 117 | 2.56% | 81.2% | |
| LUBBOCK, TX | 117 | 3.42% | 94.87% | |
| ELIZABETH, NJ | 117 | 10.26% | 73.5% | |
| HUNTER, ND | 117 | 4.27% | 93.16% | |
| HAWLEY, MN | 116 | 3.45% | 90.52% | |
| VERNON, TX | 116 | 8.62% | 86.21% | |
| ALBANY, IL | 116 | 12.07% | 80.17% | |
| HOUSTON, TX | 115 | 4.35% | 88.7% | |
| SALEM, OR | 115 | 0% | 93.91% | |
| PINE MOUNTAIN, GA | 114 | 7.89% | 81.58% | |
2390ONESOUTH BANK | MACON, GA | 114 | 5.26% | 88.6% |
| FOWLER, KS | 114 | 13.16% | 58.77% | |
| LOUISVILLE, IL | 114 | 3.51% | 78.07% | |
2393AQUESTA BANK | CORNELIUS, NC | 113 | 7.08% | 80.53% |
2394FLATIRONS BANK | BOULDER, CO | 112 | 2.68% | 78.57% |
2395HANMI BANK | LOS ANGELES, CA | 112 | 8.04% | 75% |
2396NXT BANK | CENTRAL CITY, IA | 112 | 8.04% | 75% |
| MALVERN, PA | 112 | 2.68% | 86.61% | |
| METUCHEN, NJ | 112 | 15.18% | 54.46% | |
| COLUMBUS, OH | 111 | 1.8% | 90.99% | |
| FITCHBURG, MA | 111 | 27.93% | 54.05% |