At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.25%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$7.8B
Total Deposits
$6.8B
Net Loans
$6.5B
Net Income
$24M
ROA
1.25%
ROE
11.14%
Risk-Based Capital
14.45%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
33
Branch Deposits
$6.7B
1-Year Change
0
5-year net change: -3 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 57 | 77.19% | 7.02% |
| 2023 | 55 | 72.73% | 9.09% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
2 previous ratings locked — dating back to 2018
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/f2d7faec-69b2-4311-8015-d6aa7205eff3" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: