Mortgage Lenders
Banks ranked by mortgage lending activity from HMDA (Home Mortgage Disclosure Act) data. Origination rates and denial rates across all HMDA filers.
National HMDA trends · 2018–2024
31,310,737
Total applications · 2018–2024
60.52%
National origination rate
20.6%
National denial rate
2,716
Reporting institutions
2,716 mortgage lenders · 2018–2024 HMDA data
| Bank | Location | Applications↓ | Denial rate | Orig. rate |
|---|---|---|---|---|
| EPHRATA, PA | 10,889 | 13.83% | 74.81% | |
277CIBM BANK | CHAMPAIGN, IL | 10,829 | 3.41% | 81.06% |
| FOND DU LAC, WI | 10,815 | 8.61% | 78.71% | |
| SPRINGFIELD, IL | 10,799 | 5.82% | 83.35% | |
| LOUISVILLE, KY | 10,655 | 18.78% | 66.18% | |
281ALPINE BANK | EAGLE, CO | 10,626 | 9.35% | 75.27% |
282CIT BANK | SALT LAKE CITY, UT | 10,432 | 14.59% | 58.08% |
| AUSTIN, IN | 10,426 | 17.29% | 68.9% | |
284PREMIER BANK | DENVER, CO | 10,382 | 13.82% | 75.49% |
285COLONY BANK | FITZGERALD, GA | 10,318 | 5.06% | 80.55% |
286CAPITAL BANK | RALEIGH, NC | 10,304 | 3.14% | 72.05% |
| FAIR LAWN, NJ | 10,234 | 8.57% | 68.16% | |
| NATICK, MA | 10,043 | 10.61% | 77.84% | |
289RCB BANK | CLAREMORE, OK | 10,012 | 10.22% | 72.55% |
| AUSTIN, TX | 9,990 | 7.28% | 61.91% | |
| AURORA, IL | 9,976 | 8.79% | 75.59% | |
| HUNTINGDON VALLEY, PA | 9,897 | 4.45% | 86.43% | |
293CNB BANK | CARLSBAD, NM | 9,852 | 12.53% | 78.21% |
294ACNB BANK | GETTYSBURG, PA | 9,769 | 17.4% | 70.07% |
| NEWTOWN, CT | 9,760 | 6.22% | 72.83% | |
| MIAMI, FL | 9,754 | 10.47% | 65.53% | |
297BANK OF UTAH | OGDEN, UT | 9,746 | 2.22% | 78.05% |
| BAR HARBOR, ME | 9,700 | 15.19% | 67.8% | |
| CARROLLTON, IL | 9,680 | 4.18% | 82.64% | |
| WESTFIELD CENTER, OH | 9,668 | 6.86% | 78.65% |