🏦Bank Scorer

RCB BANK

CLAREMORE, OK · Supervised by FDIC

Est. 1936FDIC #15,399RSSD: FDIC-15399
Part ofRCB HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: December 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.40%

Institution Profile

FDIC BankFind

Address

300 W Patti Page Blvd, CLAREMORE, OK

County

Rogers County

Established

January 14, 1936

Total Assets

$4.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 5, 2008

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4.1B

Total Deposits

$3.6B

Net Loans

$2.2B

Net Income

$14M

ROA

1.40%

ROE

12.21%

Risk-Based Capital

17.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate10.28%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

61

Branch Deposits

$3.5B

1-Year Change

0

5-year net change: +5 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202484671.28%10.28%
202392369.66%14.08%
20221,56468.54%12.66%
20211,65173.41%8.78%
20202,23473.86%9.13%
20191,48276.38%8.03%
20181,31272.56%10.67%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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