UFIRST
Plattsburgh, NY · Federal Credit Union · Chartered in NY
Who can join
Employer / occupational group
Members
10,445
Net Worth Ratio
15.41%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$125.9M
Peer Group 5
Members
10,445
as of latest quarter
Net Worth Ratio
15.41%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$125.9M
Total Shares
$109.8M
Total Loans
$99.8M
Net Income
$-84,072
Net Worth Ratio
15.41%
≥7% = Well Capitalized
Members
10,445
Return on Assets
-0.07%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.19%
$193K
Loan-to-share ratio: 90.9%· healthy range 60–80%
Branch Locations
NCUAUFirst FCU
274 Rugar St, Plattsburgh, NY, 12901
Lobby: 8:30am - 4:30pm Monday-Friday 8:30am - 5:00pm Thursday Drive-up: 7:30am-4:30pm Monday- Friday 7:30am - 5:00pm Thursday 8:30am - 12:00pm Saturday
UFirst FCU
101 Broad St, Plattsburgh, NY, 12901
Monday 10:00 am - 2::00 pmWednesday 9:00 am - 1:00 pm (bi-weekly)Thursday 10:00 am - 2:00 pmFriday 10:00 am - 2:00 pm
UFirst FCU
72 Champlain St, Rouses Point, NY, 12979
8:30am - 4:30pm Monday - Friday 8:30am - 5:00 pm Thursday
Cornerstone Drug & Gift
72 Champlain St, Rouses Point, NY, 12979-1505
Monday- Friday 8am to 6pmSatturday 9am to 3pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/ufirst" target="_blank" rel="noopener">View UFIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.