🏦Bank Scorer

UBS BANK USA

SALT LAKE CITY, UT · Supervised by FDIC

Est. 2003FDIC #57,565RSSD: FDIC-57565
Part ofUBS GROUP AG→ View all charters
Outstanding Same

Current rating · Exam: July 2024

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Consumer Complaints (12 mo)

None on record

0 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.04%

Institution Profile

FDIC BankFind

Address

95 S State St, SALT LAKE CITY, UT

County

Salt Lake County

Established

September 15, 2003

Total Assets

$122.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2024

Exam Type

Strategic Plan

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jul 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$122.3B

Total Deposits

$108.2B

Net Loans

$89.9B

Net Income

$315M

ROA

1.04%

ROE

13.44%

Risk-Based Capital

26.79%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Large banks

Compared to the peer-bank Large peer group (same asset tier).

Complaints / $B0.00Peer avg: 0.83▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$98.4B

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243,39774.68%6.68%
20233,46771.96%8.45%
20226,18280.23%5.40%
20218,05773.7%7.41%
20208,09468.04%9.81%
20197,03670.01%9.99%
20185,45674.76%7.17%

2024 national avg denial rate: 23.75% · above-average shown in red

Consumer Complaints

CFPB · through Aug 2021

Last 12 Months

0

All Time

1

Monetary Relief

0%

Untimely Response

0%

Most common complaint type: Money transfer, virtual currency, or money service· 0 per $B assets (12m)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 2005

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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