Combined Assets
$122.3B
CRA Rating Summary
Across all 7 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$122.3B
1 active bank
Consumer Complaints (12 mo)
None on record
1 all time · filed with CFPB
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$108.2B
Net Income
$315M
ROA (avg)
1.04%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
3,397
Origination Rate
74.68%
Denial Rate
6.68%
Aggregated across all active bank charters in this group.
Last 12 Months
0
All Time
1
Top Category
Money transfer, virtual currency, or money service
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| UBS BANK USA | SALT LAKE CITY, UT | FDIC | $122.3B | Outstanding | Jul 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.