Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
COMMUNITY NATIONAL BANK & TRUST OF TEXAS
CORSICANA · OCC · Jun 2024
SatisfactoryVALLEY-HI NATIONAL BANK
SAN ANTONIO · OCC · Oct 1993
SatisfactoryBROWNFIELD STATE BANK
ClosedBROWNFIELD · FDIC · Oct 1994
OutstandingTEXAS COMMERCE BANK-CORPUS, NA
CORPUS CHRISTI · OCC · Nov 1992
SatisfactoryWEST COLUMBIA NATIONAL BANK
ClosedWEST COLUMBIA · OCC · Jun 1994
Needs to ImproveZAPATA NATIONAL BANK
ZAPATA · OCC · Aug 2022
SatisfactoryTEXAS COMMERCE BANK
FORT WORTH · OCC · Sep 1990
SatisfactoryCHARTER NATIONAL BANK-HOUSTON
HOUSTON · OCC · Nov 1995
SatisfactoryORANGE SAVINGS BANK, SSB
ClosedORANGE · FDIC · Jan 2013
SatisfactoryNORWEST BANK TEXAS, PLAINVIEW, N.A.
PLAINVIEW · OCC · Jul 1995
SatisfactorySECURITY NATIONAL BANK
SAN ANTONIO · OCC · Apr 1997
SatisfactoryCITIZENS NATIONAL BANK OF BRECKENRIDGE
ClosedBRECKENRIDGE · OCC · Jun 2006
SatisfactoryCOMMERCIAL NATIONAL BANK
DALLAS · OCC · Feb 1995
Needs to ImproveAMERICAN BANK OF SHERMAN, N.A.
SHERMAN · OCC · Jun 1991
Needs to ImproveKRESS NATIONAL BANK
KRESS · OCC · Nov 2021
SatisfactoryFIRST NATIONAL BANK OF BELLAIRE
ClosedHOUSTON · OCC · Jan 1998
SatisfactoryTEXAS SAVINGS BANK
ClosedSNYDER · FDIC · Jul 2013
SatisfactorySURETY BANK, N.A.
FORT WORTH · OCC · Aug 2001
SatisfactoryFIRST STATE BANK
ATHENS · FDIC · May 2024
SatisfactoryFIRST AMERICAN BANK & MORTGAGE, N.A.
SULPHUR SPRINGS · OCC · May 1998
SatisfactoryCOMMERCIAL NATIONAL BANK OF TEXARKANA
TEXARKANA · OCC · Jun 2023
SatisfactoryCULLEN/FROST BANK OF DALLAS, NA
ClosedDALLAS · OCC · Mar 1992
SatisfactoryINTERCONTINENTAL NATIONAL BANK
ClosedSAN ANTONIO · OCC · Oct 2001
SatisfactoryINWOOD NATIONAL BANK
DALLAS · OCC · Aug 2023
OutstandingTEXAS COMMERCE BANK, N.A.
DALLAS · OCC · Feb 1992
OutstandingCOMMUNITY BANK & TRUST, S.S.B.
ClosedBEAUMONT · FDIC · Mar 2002
SatisfactoryFIRST NATIONAL BANK OF SILSBEE
SILSBEE · OCC · Feb 1995
SatisfactoryBUCHEL BANK AND TRUST COMPANY
ClosedCUERO · FDIC · Jan 1991
SatisfactoryBAYSHORE NATIONAL BANK
LA PORTE · OCC · Aug 1999
SatisfactoryNORTHPARK NATIONAL BANK
DALLAS · OCC · Dec 1991
SatisfactoryAUSTIN BANK, N.A.
WHITEHOUSE · OCC · Apr 1998
SatisfactoryMUENSTER STATE BANK
MUENSTER · FDIC · Sep 2025
SatisfactoryHOMETOWN BANK, NATIONAL ASSOCIATION
GALVESTON · OCC · Feb 2024
SatisfactoryFORT HOOD NATIONAL
FORT HOOD · OCC · Jan 2018
SatisfactoryFIRST STATE BANK
ClosedTIMPSON · FDIC · Jun 1995
SatisfactoryUNIVERSITY NATIONAL BANK-GALVESTON
GALVESTON · OCC · Nov 1995
SatisfactoryAMERICAN BANK
ClosedKELLER · FDIC · Feb 2000
SatisfactoryFIRST STATE BANK
LIVINGSTON · FDIC · Mar 1994
SatisfactoryVALLEY NATIONAL BANK
ClosedMCALLEN · OCC · Jan 1994
SatisfactorySECURITY STATE BANK
ClosedPHARR · FDIC · Aug 1994
SatisfactoryBROOKHOLLOW NATIONAL BANK
ClosedDALLAS · OCC · Nov 1998
SatisfactoryPEOPLES STATE BANK
ROCKSPRINGS · FDIC · Nov 2021
SatisfactoryDALLAS CAPITAL BANK, NATIONAL ASSOCIATION
DALLAS · OCC · Apr 2023
SatisfactoryNUECES NATIONAL BANK
ClosedCORPUS CHRISTI · OCC · Nov 1999
SatisfactoryMED CENTER BANK
ClosedHOUSTON · FDIC · Jul 1993
SatisfactoryNBC BANK - LAREDO, N.A.
LAREDO · OCC · Feb 1999
SatisfactoryTEXAS NATIONAL BANK OF BAYTOWN
ClosedBAYTOWN · OCC · Jan 1997
SatisfactoryTEXAS STAR BANK, SSB
ClosedLOTT · FDIC · Aug 2014
SatisfactoryCITIZENS STATE BANK
SEALY · FDIC · Feb 2026
SatisfactoryNATIONAL BANK OF TEXAS AT FORT WORTH
FORT WORTH · OCC · Jun 2018
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| CORSICANA | OCC | $1.7B | Jun 2024 | Satisfactory | |
| SAN ANTONIO | OCC | — | Oct 1993 | Satisfactory | |
BROWNFIELD STATE BANKClosed | BROWNFIELD | FDIC | $58M | Oct 1994 | Outstanding |
| CORPUS CHRISTI | OCC | — | Nov 1992 | Satisfactory | |
| WEST COLUMBIA | OCC | $36M | Jun 1994 | Needs to Improve | |
| ZAPATA | OCC | $83M | Aug 2022 | Satisfactory | |
| FORT WORTH | OCC | — | Sep 1990 | Satisfactory | |
| HOUSTON | OCC | — | Nov 1995 | Satisfactory | |
ORANGE SAVINGS BANK, SSBClosed | ORANGE | FDIC | $438M | Jan 2013 | Satisfactory |
| PLAINVIEW | OCC | — | Jul 1995 | Satisfactory | |
| SAN ANTONIO | OCC | — | Apr 1997 | Satisfactory | |
| BRECKENRIDGE | OCC | $93M | Jun 2006 | Satisfactory | |
| DALLAS | OCC | — | Feb 1995 | Needs to Improve | |
| SHERMAN | OCC | — | Jun 1991 | Needs to Improve | |
| KRESS | OCC | $66M | Nov 2021 | Satisfactory | |
| HOUSTON | OCC | $87M | Jan 1998 | Satisfactory | |
TEXAS SAVINGS BANKClosed | SNYDER | FDIC | $74M | Jul 2013 | Satisfactory |
| FORT WORTH | OCC | — | Aug 2001 | Satisfactory | |
| ATHENS | FDIC | $779M | May 2024 | Satisfactory | |
| SULPHUR SPRINGS | OCC | — | May 1998 | Satisfactory | |
| TEXARKANA | OCC | $330M | Jun 2023 | Satisfactory | |
| DALLAS | OCC | $167M | Mar 1992 | Satisfactory | |
| SAN ANTONIO | OCC | $109M | Oct 2001 | Satisfactory | |
| DALLAS | OCC | $4.4B | Aug 2023 | Outstanding | |
| DALLAS | OCC | — | Feb 1992 | Outstanding | |
| BEAUMONT | FDIC | $1.2B | Mar 2002 | Satisfactory | |
| SILSBEE | OCC | — | Feb 1995 | Satisfactory | |
| CUERO | FDIC | $25M | Jan 1991 | Satisfactory | |
| LA PORTE | OCC | — | Aug 1999 | Satisfactory | |
| DALLAS | OCC | — | Dec 1991 | Satisfactory | |
| WHITEHOUSE | OCC | — | Apr 1998 | Satisfactory | |
| MUENSTER | FDIC | $221M | Sep 2025 | Satisfactory | |
| GALVESTON | OCC | $998M | Feb 2024 | Satisfactory | |
| FORT HOOD | OCC | — | Jan 2018 | Satisfactory | |
FIRST STATE BANKClosed | TIMPSON | FDIC | $29M | Jun 1995 | Satisfactory |
| GALVESTON | OCC | — | Nov 1995 | Satisfactory | |
AMERICAN BANKClosed | KELLER | FDIC | $67M | Feb 2000 | Satisfactory |
| LIVINGSTON | FDIC | $724M | Mar 1994 | Satisfactory | |
VALLEY NATIONAL BANKClosed | MCALLEN | OCC | $11M | Jan 1994 | Satisfactory |
SECURITY STATE BANKClosed | PHARR | FDIC | $64M | Aug 1994 | Satisfactory |
| DALLAS | OCC | $20M | Nov 1998 | Satisfactory | |
| ROCKSPRINGS | FDIC | $143M | Nov 2021 | Satisfactory | |
| DALLAS | OCC | $1.2B | Apr 2023 | Satisfactory | |
NUECES NATIONAL BANKClosed | CORPUS CHRISTI | OCC | $133M | Nov 1999 | Satisfactory |
MED CENTER BANKClosed | HOUSTON | FDIC | $173M | Jul 1993 | Satisfactory |
| LAREDO | OCC | — | Feb 1999 | Satisfactory | |
| BAYTOWN | OCC | $14M | Jan 1997 | Satisfactory | |
TEXAS STAR BANK, SSBClosed | LOTT | FDIC | $118M | Aug 2014 | Satisfactory |
| SEALY | FDIC | $508M | Feb 2026 | Satisfactory | |
| FORT WORTH | OCC | — | Jun 2018 | Satisfactory |