Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
UNITED STATES NATIONAL BANK
GALVESTON · OCC · Feb 1998
SatisfactoryTHE STATE NATIONAL BANK OF BIG SPRING
BIG SPRING · OCC · Apr 2024
SatisfactoryTHE FIRST NATIONAL BANK OF CHILLICOTHE
ClosedCHILLICOTHE · OCC · Feb 2011
SatisfactoryTHE EAST TEXAS NATIONAL BANK OF PALESTINE
ClosedPALESTINE · OCC · May 2011
SatisfactoryFIRST NATIONAL BANK
AMHERST · OCC · Jan 2011
SatisfactoryFIRST BANK & TRUST
ClosedSHAMROCK · FDIC · Sep 1997
SatisfactoryTHE FIRST NATIONAL BANK OF SUDAN
ClosedSUDAN · OCC · Dec 1998
SatisfactoryKILGORE FNB
KILGORE · OCC · Mar 1994
SatisfactoryFIRST NATIONAL BANK
GRAPEVINE · OCC · Nov 1996
SatisfactoryHAMLIN NATIONAL BANK
ClosedHAMLIN · OCC · Jan 2013
SatisfactoryFIRST NATIONAL BANK IN BRONTE
ClosedBRONTE · OCC · Jan 2007
SatisfactoryFNB OF ANNA
ANNA · OCC · Oct 1991
SatisfactoryFIRST FINANCIAL BANK, NATIONAL ASSOCIATION
MINERAL WELLS · OCC · Sep 2008
SatisfactoryTHE STATE NATIONAL BANK OF GROOM
GROOM · OCC · Mar 2023
SatisfactoryFIRST NATIONAL BANK WEST TEXAS
HALE CENTER · OCC · Aug 1997
SatisfactoryFIRST NATIONAL BANK OF LA FERIA
LA FERIA · OCC · Mar 1996
OutstandingFIRST NATIONAL BANK OF ROSENBURG
ROSENBURG · OCC · Aug 1997
SatisfactoryTHE FIRST NATIONAL BANK OF O'DONNELL
ClosedO'DONNELL · OCC · Jul 1999
SatisfactoryFIRST NATIONAL BANK LITTLEFIELD
LITTLEFIELD · OCC · May 1999
SatisfactoryFIRST NATIONAL BANK IN CISCO
ClosedCISCO · OCC · Mar 2003
SatisfactoryVALUEBANK TEXAS
CORPUS CHRISTI · FDIC · Sep 2021
SatisfactoryTHE FIRST LIBERTY NATIONAL BANK
LIBERTY · OCC · Oct 2021
OutstandingCOMMUNITYBANK OF TEXAS, NATIONAL ASSOCIATION
BEAUMONT · OCC · Apr 2019
OutstandingKLEBERG BANK, NATIONAL ASSOCIATION
KINGSVILLE · OCC · Oct 2022
SatisfactoryTHE STATE NATIONAL BANK OF CADDO MILLS
ClosedCADDO MILLS · OCC · Jul 1999
SatisfactoryTHE FIRST NATIONAL BANK OF HEBBRONVILLE
HEBBRONVILLE · OCC · Apr 2022
OutstandingFNB
PANHANDLE · OCC · Jul 1993
SatisfactoryFIRST FINANCIAL BANK, N.A.
CLEBURNE · OCC · Jul 2008
SatisfactoryTHE LAMESA NATIONAL BANK
LAMESA · OCC · Jul 2025
SatisfactoryFIRST NATIONAL BANK
GLEN ROSE · OCC · Oct 2003
SatisfactorySECURITY BANK
ClosedMIDLAND · FDIC · Nov 2017
SatisfactoryFIRST NATIONAL BANK IN MUNDAY
ClosedMUNDAY · OCC · Jun 2007
SatisfactoryFIRST COMMAND BANK
FORT WORTH · OTS · May 2010
Needs to ImproveFIRST COLEMAN NATIONAL BANK
COLEMAN · OCC · Aug 2008
SatisfactoryTEXAS COMMERCE BANK
SAN ANGELO · OCC · Aug 1996
SatisfactoryFIRST NATIONAL BANK OF TEXAS
DECATUR · OCC · Jul 1998
SatisfactoryBLOOMBURG STATE BANK
ClosedBLOOMBURG · FDIC · Sep 2013
SatisfactoryCITIZENS NATIONAL BANK OF TEXAS
WAXAHACHIE · OCC · Apr 2024
SatisfactoryTHE LIBERTY NATIONAL BANK IN PARIS
PARIS · OCC · Aug 2024
SatisfactorySTATE NATIONAL BANK OF TEXAS
ClosedIOWA PARK · OCC · Jan 2012
SatisfactoryFIRST NATIONAL BANK IN WHITNEY
WHITNEY · OCC · May 2011
SatisfactoryMERCHANTS STATE BANK
ClosedMOUNT ENTERPRISE · FDIC · Jun 1991
SatisfactoryFIRST CITY, TEXAS
ORANGE · OCC · Mar 1991
SatisfactoryFIRST NATIONAL BANK IN BURKBURNETT
BURKBURNETT · OCC · Apr 1998
SatisfactoryFNB
MIDLOTHIAN · OCC · Apr 1994
SatisfactoryTHE BRENHAM NATIONAL BANK
BRENHAM · OCC · Sep 2024
SatisfactoryFIRST NATIONAL BANK OF BOSQUE COUNTY
VALLEY MILLS · OCC · Aug 2025
OutstandingFARMERS STATE BANK
ClosedORANGE GROVE · FDIC · Aug 1990
SatisfactoryHBANK TEXAS
ClosedGRAPEVINE · FDIC · Jul 2012
SatisfactoryFNB
HENRIETTA · OCC · Dec 1993
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| GALVESTON | OCC | — | Feb 1998 | Satisfactory | |
| BIG SPRING | OCC | $616M | Apr 2024 | Satisfactory | |
| CHILLICOTHE | OCC | $47M | Feb 2011 | Satisfactory | |
| PALESTINE | OCC | $165M | May 2011 | Satisfactory | |
| AMHERST | OCC | — | Jan 2011 | Satisfactory | |
FIRST BANK & TRUSTClosed | SHAMROCK | FDIC | $20M | Sep 1997 | Satisfactory |
| SUDAN | OCC | $32M | Dec 1998 | Satisfactory | |
| KILGORE | OCC | — | Mar 1994 | Satisfactory | |
| GRAPEVINE | OCC | — | Nov 1996 | Satisfactory | |
HAMLIN NATIONAL BANKClosed | HAMLIN | OCC | $88M | Jan 2013 | Satisfactory |
| BRONTE | OCC | $26M | Jan 2007 | Satisfactory | |
| ANNA | OCC | — | Oct 1991 | Satisfactory | |
| MINERAL WELLS | OCC | — | Sep 2008 | Satisfactory | |
| GROOM | OCC | — | Mar 2023 | Satisfactory | |
| HALE CENTER | OCC | — | Aug 1997 | Satisfactory | |
| LA FERIA | OCC | — | Mar 1996 | Outstanding | |
| ROSENBURG | OCC | — | Aug 1997 | Satisfactory | |
| O'DONNELL | OCC | $41M | Jul 1999 | Satisfactory | |
| LITTLEFIELD | OCC | — | May 1999 | Satisfactory | |
| CISCO | OCC | $41M | Mar 2003 | Satisfactory | |
| CORPUS CHRISTI | FDIC | $303M | Sep 2021 | Satisfactory | |
| LIBERTY | OCC | — | Oct 2021 | Outstanding | |
| BEAUMONT | OCC | — | Apr 2019 | Outstanding | |
| KINGSVILLE | OCC | — | Oct 2022 | Satisfactory | |
| CADDO MILLS | OCC | $37M | Jul 1999 | Satisfactory | |
| HEBBRONVILLE | OCC | $99M | Apr 2022 | Outstanding | |
| PANHANDLE | OCC | — | Jul 1993 | Satisfactory | |
| CLEBURNE | OCC | — | Jul 2008 | Satisfactory | |
| LAMESA | OCC | $441M | Jul 2025 | Satisfactory | |
| GLEN ROSE | OCC | — | Oct 2003 | Satisfactory | |
SECURITY BANKClosed | MIDLAND | FDIC | $935M | Nov 2017 | Satisfactory |
| MUNDAY | OCC | $97M | Jun 2007 | Satisfactory | |
| FORT WORTH | OTS | $1.1B | May 2010 | Needs to Improve | |
| COLEMAN | OCC | — | Aug 2008 | Satisfactory | |
| SAN ANGELO | OCC | — | Aug 1996 | Satisfactory | |
| DECATUR | OCC | — | Jul 1998 | Satisfactory | |
BLOOMBURG STATE BANKClosed | BLOOMBURG | FDIC | $17M | Sep 2013 | Satisfactory |
| WAXAHACHIE | OCC | $2.1B | Apr 2024 | Satisfactory | |
| PARIS | OCC | $451M | Aug 2024 | Satisfactory | |
| IOWA PARK | OCC | $236M | Jan 2012 | Satisfactory | |
| WHITNEY | OCC | — | May 2011 | Satisfactory | |
MERCHANTS STATE BANKClosed | MOUNT ENTERPRISE | FDIC | $24M | Jun 1991 | Satisfactory |
| ORANGE | OCC | — | Mar 1991 | Satisfactory | |
| BURKBURNETT | OCC | — | Apr 1998 | Satisfactory | |
| MIDLOTHIAN | OCC | — | Apr 1994 | Satisfactory | |
| BRENHAM | OCC | $506M | Sep 2024 | Satisfactory | |
| VALLEY MILLS | OCC | $186M | Aug 2025 | Outstanding | |
FARMERS STATE BANKClosed | ORANGE GROVE | FDIC | $19M | Aug 1990 | Satisfactory |
HBANK TEXASClosed | GRAPEVINE | FDIC | $136M | Jul 2012 | Satisfactory |
| HENRIETTA | OCC | — | Dec 1993 | Satisfactory |