Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
PLANTERS & MERCHANTS STATE BANK
ClosedHEARNE · FDIC · Oct 2004
SatisfactorySCHERTZ BANK & TRUST
SCHERTZ · FDIC · Aug 2025
SatisfactoryFIRST VICTORIA NATIONAL BANK
ClosedVICTORIA · OCC · Aug 2012
SatisfactoryTEXAS GULF BANK, NATIONAL ASSOCIATION
HOUSTON · OCC · Mar 2025
SatisfactoryFIRST STATE BANK OF NORTH TEXAS
ClosedCEDAR HILL · FDIC · Jul 1999
SatisfactoryTHE STATE BANK OF LA VERNIA
ClosedLA VERNIA · FDIC · Nov 1994
SatisfactoryWEST TEXAS NATIONAL BANK
MIDLAND · OCC · May 2025
SatisfactoryTEXANA BANK, NATIONAL ASSOCIATION
LINDEN · OCC · Sep 2022
SatisfactoryNORTH TEXAS BANK, NA
ClosedDECATUR · OCC · Feb 2013
SatisfactoryTHE FIRST NATIONAL BANK OF LIPAN
LIPAN · OCC · Feb 2023
SatisfactoryTHE FIRST NATIONAL BANK OF EDGEWOOD
EDGEWOOD · OCC · May 2016
SatisfactoryBANK OF THE WEST
ClosedODESSA · FDIC · Feb 1999
SatisfactoryFIRST STATE BANK OF RISING STAR
ClosedRISING STAR · FDIC · Jun 1990
SatisfactoryBTH BANK, NATIONAL ASSOCIATION
ClosedQUITMAN · OCC · Jul 2020
SatisfactoryCROSSROADS BANK
YOAKUM · FDIC · Sep 2022
SatisfactoryFARMERS & MERCHANTS NATIONAL BANK
KAUFMAN · OCC · Dec 1991
SatisfactoryTHE CITY NATIONAL BANK OF SAN SABA
SAN SABA · OCC · Nov 2023
SatisfactoryGUARANTY BANK & TRUST COMPANY
ClosedGATESVILLE · FDIC · May 1999
SatisfactoryCROSBY STATE BANK
ClosedCROSBY · FDIC · Aug 2006
SatisfactoryCITY BANK
LUBBOCK · FDIC · Apr 2024
SatisfactoryTHE FIRST STATE BANK
ABERNATHY · FDIC · Jun 2021
SatisfactoryTEXAS CHAMPION BANK
CORPUS CHRISTI · FDIC · Jul 2025
SatisfactoryFIRST NATIONAL BANK OF LAMESA
LAMESA · OCC · Jul 1997
SatisfactoryTHE FIRST NATIONAL BANK OF TOM BEAN
TOM BEAN · OCC · Jan 2022
SatisfactoryEAGLE BANK
ClosedJARRELL · FDIC · Dec 2008
SatisfactoryTHE FARMERS GUARANTY STATE BANK OF KENNARD
ClosedKENNARD · FDIC · May 1993
SatisfactoryHULL STATE BANK
ClosedHULL · FDIC · Aug 2013
SatisfactoryFIRST STATE BANK OF MIAMI, TEXAS
ClosedMIAMI · FDIC · Jan 2011
SatisfactoryBENCHMARK BANK
PLANO · FDIC · May 2024
SatisfactoryTHE FIRST NATIONAL BANK OF BROWNFIELD
BROWNFIELD · OCC · Oct 2003
SatisfactoryTHE FIRST NATIONAL BANK OF WOODSBORO
ClosedWOODSBORO · OCC · Jan 2013
SatisfactoryFIRST STATE BANK, HUBBARD, TEXAS
ClosedHUBBARD · FDIC · Apr 1995
SatisfactoryCHAPPELL HILL BANK
CHAPPELL HILL · FDIC · Apr 2022
SatisfactoryFIRST STATE BANK
ClosedCALDWELL · FDIC · May 1996
SatisfactoryNBC BANK - ROCKDALE
ClosedROCKDALE · FDIC · Feb 1998
SatisfactorySANDERSON STATE BANK
ClosedSANDERSON · FDIC · Feb 2008
SatisfactoryPATRIOT BANK
ClosedHOUSTON · FDIC · Mar 2013
SatisfactorySTEPHENVILLE BANK AND TRUST CO.
ClosedSTEPHENVILLE · FDIC · Aug 2003
SatisfactoryTHE FIRST NATIONAL BANK OF QUITAQUE
QUITAQUE · OCC · May 2022
SatisfactoryFIRST NATIONAL BANK
FABENS · OCC · May 2013
SatisfactoryFIRST STATE BANK
ClosedWEIMAR · FDIC · Jul 1990
SatisfactoryFNB OF MID-COUNTY
PORT NECHES · OCC · Mar 1993
SatisfactoryFIRST NATIONAL BANK OF HAMILTON
ClosedHAMILTON · OCC · Oct 1999
SatisfactoryTEXAN BANK, NATIONAL ASSOCIATION
ClosedHOUSTON · OCC · Nov 2019
SatisfactoryDOMINION BANK
DALLAS · FDIC · Dec 2023
SatisfactoryFIRST STATE BANK
ClosedVEGA · FDIC · Jun 1992
SatisfactoryTHE FOLLETT NATIONAL BANK
ClosedFOLLETT · OCC · Aug 1998
SatisfactoryFIRST-NICHOLS NATIONAL BANK
KENEDY · OCC · Nov 1999
SatisfactoryINCOMMONS BANK, NATIONAL ASSOCIATION
MEXIA · OCC · Sep 2022
SatisfactoryLAMAR BANK
ClosedBEAUMONT · FDIC · Nov 2004
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| HEARNE | FDIC | $185M | Oct 2004 | Satisfactory | |
| SCHERTZ | FDIC | $762M | Aug 2025 | Satisfactory | |
| VICTORIA | OCC | $2.5B | Aug 2012 | Satisfactory | |
| HOUSTON | OCC | $722M | Mar 2025 | Satisfactory | |
| CEDAR HILL | FDIC | $100M | Jul 1999 | Satisfactory | |
| LA VERNIA | FDIC | $71M | Nov 1994 | Satisfactory | |
| MIDLAND | OCC | $2.8B | May 2025 | Satisfactory | |
| LINDEN | OCC | $353M | Sep 2022 | Satisfactory | |
NORTH TEXAS BANK, NAClosed | DECATUR | OCC | $186M | Feb 2013 | Satisfactory |
| LIPAN | OCC | $27M | Feb 2023 | Satisfactory | |
| EDGEWOOD | OCC | — | May 2016 | Satisfactory | |
BANK OF THE WESTClosed | ODESSA | FDIC | $28M | Feb 1999 | Satisfactory |
| RISING STAR | FDIC | $14M | Jun 1990 | Satisfactory | |
| QUITMAN | OCC | $1.8B | Jul 2020 | Satisfactory | |
| YOAKUM | FDIC | $381M | Sep 2022 | Satisfactory | |
| KAUFMAN | OCC | — | Dec 1991 | Satisfactory | |
| SAN SABA | OCC | $83M | Nov 2023 | Satisfactory | |
| GATESVILLE | FDIC | $115M | May 1999 | Satisfactory | |
CROSBY STATE BANKClosed | CROSBY | FDIC | $439M | Aug 2006 | Satisfactory |
| LUBBOCK | FDIC | $4.6B | Apr 2024 | Satisfactory | |
| ABERNATHY | FDIC | $124M | Jun 2021 | Satisfactory | |
| CORPUS CHRISTI | FDIC | $445M | Jul 2025 | Satisfactory | |
| LAMESA | OCC | — | Jul 1997 | Satisfactory | |
| TOM BEAN | OCC | $147M | Jan 2022 | Satisfactory | |
EAGLE BANKClosed | JARRELL | FDIC | $23M | Dec 2008 | Satisfactory |
| KENNARD | FDIC | $15M | May 1993 | Satisfactory | |
HULL STATE BANKClosed | HULL | FDIC | $46M | Aug 2013 | Satisfactory |
| MIAMI | FDIC | $762K | Jan 2011 | Satisfactory | |
| PLANO | FDIC | $1.6B | May 2024 | Satisfactory | |
| BROWNFIELD | OCC | — | Oct 2003 | Satisfactory | |
| WOODSBORO | OCC | $51M | Jan 2013 | Satisfactory | |
| HUBBARD | FDIC | $96M | Apr 1995 | Satisfactory | |
| CHAPPELL HILL | FDIC | $317M | Apr 2022 | Satisfactory | |
FIRST STATE BANKClosed | CALDWELL | FDIC | $54M | May 1996 | Satisfactory |
NBC BANK - ROCKDALEClosed | ROCKDALE | FDIC | $117M | Feb 1998 | Satisfactory |
SANDERSON STATE BANKClosed | SANDERSON | FDIC | $38M | Feb 2008 | Satisfactory |
PATRIOT BANKClosed | HOUSTON | FDIC | $1.4B | Mar 2013 | Satisfactory |
| STEPHENVILLE | FDIC | $151M | Aug 2003 | Satisfactory | |
| QUITAQUE | OCC | $168M | May 2022 | Satisfactory | |
| FABENS | OCC | — | May 2013 | Satisfactory | |
FIRST STATE BANKClosed | WEIMAR | FDIC | $26M | Jul 1990 | Satisfactory |
| PORT NECHES | OCC | — | Mar 1993 | Satisfactory | |
| HAMILTON | OCC | $36M | Oct 1999 | Satisfactory | |
| HOUSTON | OCC | $455M | Nov 2019 | Satisfactory | |
| DALLAS | FDIC | $635M | Dec 2023 | Satisfactory | |
FIRST STATE BANKClosed | VEGA | FDIC | $21M | Jun 1992 | Satisfactory |
| FOLLETT | OCC | $30M | Aug 1998 | Satisfactory | |
| KENEDY | OCC | — | Nov 1999 | Satisfactory | |
| MEXIA | OCC | — | Sep 2022 | Satisfactory | |
LAMAR BANKClosed | BEAUMONT | FDIC | $172M | Nov 2004 | Satisfactory |