Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
FIRST NATIONAL BANK OF ANDERSON
ANDERSON · OCC · Feb 2024
SatisfactoryTHE MORRIS COUNTY NATIONAL BANK OF NAPLES
ClosedNAPLES · OCC · Aug 2020
SatisfactoryFIRST HERITAGE BANK, N.A.
PITTSBURGH · OCC · Feb 1996
SatisfactoryENCORE BANK, NATIONAL ASSOCIATION
ClosedHOUSTON · OCC · Feb 2012
SatisfactoryGREATER SOUTH TEXAS BANK, FSB
FALFURRIAS · OTS · Sep 2001
SatisfactoryFARMERS AND MERCHANTS NATIONAL BANK
MERKEL · OCC · Jun 1991
SatisfactoryHOMESTEAD BANK
COLLEGE STATION · OTS · Apr 1994
SatisfactoryFIRST SOUTHWEST S & LA
TYLER · OTS · Aug 1990
SatisfactorySPIRIT OF TEXAS BANK, SSB
ClosedCOLLEGE STATION · FDIC · May 2019
SatisfactoryFARMERS AND MERCHANTS NATIONAL BANK
MART · OCC · Dec 1994
SatisfactoryCYPRESS BANK, FSB
PITTSBURG · OTS · Nov 2006
SatisfactoryCITIZENS BANK AND TRUST COMPANY
ClosedPAMPA · FDIC · Nov 1994
SatisfactoryPARKER SQUARE BANK, N.A.
WICHITA FALLS · OCC · Jan 1993
SatisfactoryFAYETTE SAVINGS BANK, SSB
LA GRANGE · OTS · Apr 1997
SatisfactoryATLANTA NATIONAL BANK
ATLANTA · OCC · Nov 1994
SatisfactoryBALCONES BANC SSB
SAN MARCOS · OTS · Oct 1993
SatisfactoryANGELINA SB, FSB
LUFKIN · OTS · Mar 2011
SatisfactoryOZONA NATIONAL BANK
OZONA · OCC · Oct 2020
SatisfactoryTHE CITIZENS STATE BANK
ClosedGIDDINGS · FDIC · Apr 1991
SatisfactoryFIRST NATIONAL BANK OF FRANKLIN
FRANKLIN · OCC · Dec 1995
SatisfactoryTHE JACKSBORO NATIONAL BANK
JACKSBORO · OCC · May 2025
SatisfactoryTHE BRADY NATIONAL BANK
BRADY · OCC · Jun 2022
OutstandingSHELBY SAVINGS BANK
CENTER · OTS · Nov 1992
SatisfactoryTHE FIRST NATIONAL BANK OF HOLLAND
HOLLAND · OCC · Aug 2002
SatisfactoryDAVY CROCKETT FEDERAL SAVINGS BANK
ClosedCROCKETT · OTS · Jul 1990
Needs to ImprovePREFERRED BANK
ClosedHOUSTON · OTS · Aug 2010
SatisfactoryFIRST NATIONAL BANK OF BORGER
ClosedBORGER · OCC · Nov 2008
SatisfactoryTHE BLANCO NATIONAL BANK
ClosedBLANCO · OCC · Jul 2013
SatisfactoryFIRSTBANC SAVINGS OF TEXAS
ClosedMISSOURI CITY · OTS · Dec 1994
SatisfactoryTEXAS STATE BANK
ClosedJOAQUIN · FDIC · Jun 2015
SatisfactoryMERCANTILE BANK & TRUST, FSB
ClosedDALLAS · OTS · Feb 2003
SatisfactoryHORIZON BANK AND TRUST, SSB
AUSTIN · OTS · Nov 1993
OutstandingTEXAS COMMERCE BANK
LUBBOCK · OCC · Jan 1992
SatisfactoryTEXAS HERITAGE SA/BANC
ROWLETT · OTS · Apr 1996
SatisfactoryAMERICITY FEDERAL SAVINGS BANK
ClosedDALLAS · OTS · May 1991
SatisfactoryWEST LOOP S & LA
HOUSTON · OTS · Jun 1993
SatisfactorySUN WORLD, N.A.
EL PASO · OTS · Sep 1995
OutstandingLIFE SAVINGS BANK, SSB
AUSTIN · OTS · Oct 1991
SatisfactorySUN SAVINGS ASSOCIATION
ClosedHOUSTON · OTS · Apr 1991
SatisfactoryCITIZENS NATIONAL BANK OF CHILDRESS
ClosedCHILDRESS · OCC · Jun 1998
SatisfactoryFIRST AMERICAN SAVINGS BANK
BEDFORD · OTS · May 1992
OutstandingRIVER VALLEY BANK, FSB
ClosedWESLACO · OTS · Mar 1996
OutstandingBEAL BANC, S.S.B.
DALLAS · OTS · Jul 1994
SatisfactoryPEOPLES NATIONAL BANK
BELTON · OCC · Apr 1993
SatisfactoryCITIZENS NATIONAL BANK OF CROSBYTON
CROSBYTON · OCC · Mar 2023
SatisfactoryFIRST HEIGHTS BANK, A FSB
ClosedHOUSTON · OTS · Dec 2001
Substantial NoncomplianceFIRST AMERICAN BANK, S.S.B.
BRYAN · OTS · Jan 1992
SatisfactoryTEXAS TRUST SAVINGS BANK FSB
ClosedAUSTIN · OTS · Nov 1993
SatisfactoryFIRST MADISON BANK, FSB
DALLAS · OTS · Jul 1995
OutstandingGUARANTY BANK
ClosedAUSTIN · OTS · Dec 2007
Outstanding
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| ANDERSON | OCC | — | Feb 2024 | Satisfactory | |
| NAPLES | OCC | $89M | Aug 2020 | Satisfactory | |
| PITTSBURGH | OCC | — | Feb 1996 | Satisfactory | |
| HOUSTON | OCC | $1.6B | Feb 2012 | Satisfactory | |
| FALFURRIAS | OTS | — | Sep 2001 | Satisfactory | |
| MERKEL | OCC | — | Jun 1991 | Satisfactory | |
| COLLEGE STATION | OTS | — | Apr 1994 | Satisfactory | |
| TYLER | OTS | — | Aug 1990 | Satisfactory | |
| COLLEGE STATION | FDIC | $3.2B | May 2019 | Satisfactory | |
| MART | OCC | — | Dec 1994 | Satisfactory | |
| PITTSBURG | OTS | — | Nov 2006 | Satisfactory | |
| PAMPA | FDIC | $68M | Nov 1994 | Satisfactory | |
| WICHITA FALLS | OCC | — | Jan 1993 | Satisfactory | |
| LA GRANGE | OTS | — | Apr 1997 | Satisfactory | |
| ATLANTA | OCC | — | Nov 1994 | Satisfactory | |
| SAN MARCOS | OTS | — | Oct 1993 | Satisfactory | |
| LUFKIN | OTS | — | Mar 2011 | Satisfactory | |
| OZONA | OCC | — | Oct 2020 | Satisfactory | |
THE CITIZENS STATE BANKClosed | GIDDINGS | FDIC | $131M | Apr 1991 | Satisfactory |
| FRANKLIN | OCC | — | Dec 1995 | Satisfactory | |
| JACKSBORO | OCC | $291M | May 2025 | Satisfactory | |
| BRADY | OCC | $161M | Jun 2022 | Outstanding | |
| CENTER | OTS | — | Nov 1992 | Satisfactory | |
| HOLLAND | OCC | — | Aug 2002 | Satisfactory | |
| CROCKETT | OTS | $51M | Jul 1990 | Needs to Improve | |
PREFERRED BANKClosed | HOUSTON | OTS | $332M | Aug 2010 | Satisfactory |
| BORGER | OCC | $9M | Nov 2008 | Satisfactory | |
THE BLANCO NATIONAL BANKClosed | BLANCO | OCC | $185M | Jul 2013 | Satisfactory |
| MISSOURI CITY | OTS | $31M | Dec 1994 | Satisfactory | |
TEXAS STATE BANKClosed | JOAQUIN | FDIC | $121M | Jun 2015 | Satisfactory |
| DALLAS | OTS | $179M | Feb 2003 | Satisfactory | |
| AUSTIN | OTS | — | Nov 1993 | Outstanding | |
| LUBBOCK | OCC | — | Jan 1992 | Satisfactory | |
| ROWLETT | OTS | — | Apr 1996 | Satisfactory | |
| DALLAS | OTS | $423M | May 1991 | Satisfactory | |
| HOUSTON | OTS | — | Jun 1993 | Satisfactory | |
| EL PASO | OTS | — | Sep 1995 | Outstanding | |
| AUSTIN | OTS | — | Oct 1991 | Satisfactory | |
SUN SAVINGS ASSOCIATIONClosed | HOUSTON | OTS | $37M | Apr 1991 | Satisfactory |
| CHILDRESS | OCC | $21M | Jun 1998 | Satisfactory | |
| BEDFORD | OTS | — | May 1992 | Outstanding | |
RIVER VALLEY BANK, FSBClosed | WESLACO | OTS | $164M | Mar 1996 | Outstanding |
| DALLAS | OTS | — | Jul 1994 | Satisfactory | |
| BELTON | OCC | — | Apr 1993 | Satisfactory | |
| CROSBYTON | OCC | $78M | Mar 2023 | Satisfactory | |
| HOUSTON | OTS | $517K | Dec 2001 | Substantial Noncompliance | |
| BRYAN | OTS | — | Jan 1992 | Satisfactory | |
| AUSTIN | OTS | $188M | Nov 1993 | Satisfactory | |
| DALLAS | OTS | — | Jul 1995 | Outstanding | |
GUARANTY BANKClosed | AUSTIN | OTS | $13.5B | Dec 2007 | Outstanding |