Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
PEOPLES BANK AND TRUST
ClosedBORGER, TX · FDIC · Feb 1994
SatisfactoryTHE FIRST NATIONAL BANK OF MERTZON
MERTZON, TX · OCC · Oct 2024
SatisfactorySTATE BANK
ClosedLA GRANGE, TX · FDIC · Nov 2004
SatisfactoryFARMERS STATE BANK
ClosedORANGE GROVE, TX · FDIC · Aug 1990
SatisfactoryUNION STATE BANK
ClosedEAST BERNARD, TX · FDIC · Feb 1998
SatisfactoryROUND TOP STATE BANK
ROUND TOP, TX · FDIC · Dec 2023
SatisfactoryFIRST STATE BANK OF TEXAS
ClosedDENTON, TX · FDIC · Sep 1999
OutstandingFRITCH STATE BANK
ClosedFRITCH, TX · FDIC · Jun 1997
Needs to ImproveFIRST BANK HOWE
ClosedHOWE, TX · FDIC · May 1999
SatisfactoryHAPPY STATE BANK
ClosedHAPPY, TX · FDIC · Jan 2022
OutstandingCOMMUNITY BANK
ClosedGRANBURY, TX · FDIC · Sep 1998
SatisfactoryWOODCREEK BANK
ClosedHOUSTON, TX · FDIC · Nov 1998
SatisfactoryHARLINGEN STATE BANK
ClosedHARLINGEN, TX · FDIC · Dec 1990
SatisfactoryBANK OF FRIO CANYON
ClosedLEAKEY, TX · FDIC · Dec 2003
SatisfactoryNAVIGATION BANK
ClosedHOUSTON, TX · FDIC · Jun 1999
SatisfactoryCOLONIAL BANK OF GREENVILLE
ClosedGREENVILLE, TX · FDIC · Jan 1995
SatisfactoryFIRST TEXAS BANK
ClosedVIDOR, TX · FDIC · Feb 1996
SatisfactoryFIRST TEXAS BANK
ClosedKILLEEN, TX · FDIC · Jan 2024
Satisfactory1ST*BANK
ClosedCOPPELL, TX · FDIC · Jun 1993
SatisfactoryTEXAS FIRST BANK
ClosedSANTA FE, TX · FDIC · Mar 2010
SatisfactoryFREEDOM BANK
ClosedRANGER, TX · FDIC · Mar 1992
SatisfactoryMAIN STREET BANK
ClosedKINGWOOD, TX · FDIC · Nov 2010
Needs to ImproveMCMULLEN BANK
ClosedTILDEN, TX · FDIC · Nov 2002
SatisfactoryFIRST TEXAS BANK
ClosedROUND ROCK, TX · FDIC · Aug 2012
SatisfactoryTHE FIRST NATIONAL BANK IN FALFURRIAS
FALFURRIAS, TX · OCC · Aug 2022
SatisfactoryCITIZENS STATE BANK
CORRIGAN, TX · FDIC · Aug 2024
SatisfactoryFIRST COMMUNITY BANK
CORPUS CHRISTI, TX · FDIC · Jun 2025
SatisfactorySECURITY STATE BANK
ClosedANAHUAC, TX · FDIC · Sep 2012
SatisfactoryBANK OF CORPUS CHRISTI
ClosedCORPUS CHRISTI, TX · FDIC · Dec 1993
OutstandingBANK OF COMMERCE
MCLEAN, TX · FDIC · Jan 1998
SatisfactoryGULF SHORES BANK
ClosedCRYSTAL BEACH, TX · FDIC · Sep 1993
SatisfactoryACCESSBANK TEXAS
ClosedDENTON, TX · FDIC · Apr 2019
SatisfactoryLIBERTY CAPITAL BANK
ADDISON, TX · FDIC · Dec 2025
SatisfactoryNORTHWEST BANK
ClosedROANOKE, TX · FDIC · Feb 2004
SatisfactoryFIRST AMERICAN BANK SSB
ClosedBRYAN, TX · FDIC · Oct 1999
SatisfactoryFIRST BANK
ClosedGROVETON, TX · FDIC · Sep 2003
SatisfactoryMAINBANK
ClosedRED OAK, TX · FDIC · Oct 1996
SatisfactoryDALHART FEDERAL SAVINGS & LOAN ASSOCIATION, SSB
DALHART, TX · FDIC · Oct 2025
SatisfactoryHERITAGE BANK
ClosedRED OAK, TX · FDIC · Aug 1997
OutstandingUNITED CENTRAL BANK
ClosedGARLAND, TX · FDIC · Jun 2013
SatisfactoryTHE BANK OF TEXAS
ClosedDEVINE, TX · FDIC · Oct 2007
SatisfactoryCOMMUNITY BANK
LONGVIEW, TX · FDIC · Oct 2025
SatisfactoryBANK OF EAST TEXAS
ClosedCHESTER, TX · FDIC · May 1992
SatisfactoryBROADSTREET BANK S S B
MINEOLA, TX · FDIC · Sep 2025
SatisfactoryPARK WEST STATE BANK
ClosedFARMERS BRANCH, TX · FDIC · Jun 1990
Needs to ImproveNORTHWEST BANK
ClosedHOUSTON, TX · FDIC · Jun 1994
SatisfactoryFIRSTCAPITAL BANK, SSB
ClosedCORPUS CHRISTI, TX · FDIC · Dec 2004
SatisfactoryHASKELL NATIONAL BANK
HASKELL, TX · OCC · Jan 2023
SatisfactoryFARMERS NATIONAL BANK OF NEWCASTLE
ClosedNEWCASTLE, TX · OCC · May 2013
SatisfactoryTHE BANK OF ROBSTOWN
ClosedROBSTOWN, TX · FDIC · May 1994
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
PEOPLES BANK AND TRUSTClosed | BORGER | FDIC | $23M | Feb 1994 | Satisfactory |
| MERTZON | OCC | $505M | Oct 2024 | Satisfactory | |
STATE BANKClosed | LA GRANGE | FDIC | $1.1B | Nov 2004 | Satisfactory |
FARMERS STATE BANKClosed | ORANGE GROVE | FDIC | $19M | Aug 1990 | Satisfactory |
UNION STATE BANKClosed | EAST BERNARD | FDIC | $79M | Feb 1998 | Satisfactory |
| ROUND TOP | FDIC | $975M | Dec 2023 | Satisfactory | |
| DENTON | FDIC | $2.1B | Sep 1999 | Outstanding | |
FRITCH STATE BANKClosed | FRITCH | FDIC | $366M | Jun 1997 | Needs to Improve |
FIRST BANK HOWEClosed | HOWE | FDIC | $39M | May 1999 | Satisfactory |
HAPPY STATE BANKClosed | HAPPY | FDIC | $6.7B | Jan 2022 | Outstanding |
COMMUNITY BANKClosed | GRANBURY | FDIC | $640M | Sep 1998 | Satisfactory |
WOODCREEK BANKClosed | HOUSTON | FDIC | $249M | Nov 1998 | Satisfactory |
HARLINGEN STATE BANKClosed | HARLINGEN | FDIC | $100M | Dec 1990 | Satisfactory |
BANK OF FRIO CANYONClosed | LEAKEY | FDIC | $30M | Dec 2003 | Satisfactory |
NAVIGATION BANKClosed | HOUSTON | FDIC | $81M | Jun 1999 | Satisfactory |
| GREENVILLE | FDIC | $82M | Jan 1995 | Satisfactory | |
FIRST TEXAS BANKClosed | VIDOR | FDIC | $39M | Feb 1996 | Satisfactory |
FIRST TEXAS BANKClosed | KILLEEN | FDIC | $417M | Jan 2024 | Satisfactory |
1ST*BANKClosed | COPPELL | FDIC | $144M | Jun 1993 | Satisfactory |
TEXAS FIRST BANKClosed | SANTA FE | FDIC | $233M | Mar 2010 | Satisfactory |
FREEDOM BANKClosed | RANGER | FDIC | $21M | Mar 1992 | Satisfactory |
MAIN STREET BANKClosed | KINGWOOD | FDIC | $240M | Nov 2010 | Needs to Improve |
MCMULLEN BANKClosed | TILDEN | FDIC | $47M | Nov 2002 | Satisfactory |
FIRST TEXAS BANKClosed | ROUND ROCK | FDIC | $182M | Aug 2012 | Satisfactory |
| FALFURRIAS | OCC | $85M | Aug 2022 | Satisfactory | |
| CORRIGAN | FDIC | $190M | Aug 2024 | Satisfactory | |
| CORPUS CHRISTI | FDIC | $663M | Jun 2025 | Satisfactory | |
SECURITY STATE BANKClosed | ANAHUAC | FDIC | $145M | Sep 2012 | Satisfactory |
BANK OF CORPUS CHRISTIClosed | CORPUS CHRISTI | FDIC | $80M | Dec 1993 | Outstanding |
| MCLEAN | FDIC | $215M | Jan 1998 | Satisfactory | |
GULF SHORES BANKClosed | CRYSTAL BEACH | FDIC | $15M | Sep 1993 | Satisfactory |
ACCESSBANK TEXASClosed | DENTON | FDIC | $549M | Apr 2019 | Satisfactory |
| ADDISON | FDIC | $740M | Dec 2025 | Satisfactory | |
NORTHWEST BANKClosed | ROANOKE | FDIC | $173M | Feb 2004 | Satisfactory |
FIRST AMERICAN BANK SSBClosed | BRYAN | FDIC | $444M | Oct 1999 | Satisfactory |
FIRST BANKClosed | GROVETON | FDIC | $38M | Sep 2003 | Satisfactory |
MAINBANKClosed | RED OAK | FDIC | $130M | Oct 1996 | Satisfactory |
| DALHART | FDIC | $125M | Oct 2025 | Satisfactory | |
HERITAGE BANKClosed | RED OAK | FDIC | $177M | Aug 1997 | Outstanding |
UNITED CENTRAL BANKClosed | GARLAND | FDIC | $1.3B | Jun 2013 | Satisfactory |
THE BANK OF TEXASClosed | DEVINE | FDIC | $48M | Oct 2007 | Satisfactory |
| LONGVIEW | FDIC | $302M | Oct 2025 | Satisfactory | |
BANK OF EAST TEXASClosed | CHESTER | FDIC | $8M | May 1992 | Satisfactory |
| MINEOLA | FDIC | $429M | Sep 2025 | Satisfactory | |
PARK WEST STATE BANKClosed | FARMERS BRANCH | FDIC | $14M | Jun 1990 | Needs to Improve |
NORTHWEST BANKClosed | HOUSTON | FDIC | $171M | Jun 1994 | Satisfactory |
FIRSTCAPITAL BANK, SSBClosed | CORPUS CHRISTI | FDIC | $761M | Dec 2004 | Satisfactory |
| HASKELL | OCC | $76M | Jan 2023 | Satisfactory | |
| NEWCASTLE | OCC | $51M | May 2013 | Satisfactory | |
THE BANK OF ROBSTOWNClosed | ROBSTOWN | FDIC | $62M | May 1994 | Satisfactory |