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This institution is no longer active

Operations ceased on September 15, 2000. CRA examination history below reflects the period it was active.

FIRST BANK HOWE

HOWE, TX · Supervised by FDIC

Est. 1964FDIC #19,122RSSD: FDIC-19122
Satisfactory Same

Current rating · Exam: May 1999

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Institution Profile

FDIC BankFind

Address

100 South Denny Street, HOWE, TX

County

Grayson County

Established

May 23, 1964

Total Assets

$39M(latest call report)

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

May 1, 1999

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$39M

Total Deposits

$36M

Net Loans

$31M

Net Income

$323K

ROA

1.68%

ROE

26.89%

Risk-Based Capital

8.35%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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