Texas
Community Reinvestment Act ratings · Search Texas banks
1,000 rated banks
Texas has 1,000 banks with a current CRA rating. 98 earned an Outstanding rating, 24 need to improve, 3 are in Substantial Noncompliance. Use the filters below to browse by rating or sort by most recent exam.
Bank Locations
Current Rating Distribution
Outstanding
98
9.8%
Satisfactory
875
87.5%
Needs to Improve
24
2.4%
Substantial Noncompliance
3
0.3%
BANK OF TROY
ClosedTROY, TX · FRB · Sep 1997
SatisfactoryU. S. TRUST COMPANY OF TEXAS, N.A.
DALLAS, TX · OCC · Jun 1997
SatisfactoryFIRST BANK & TRUST EAST TEXAS
ClosedDIBOLL, TX · FDIC · Nov 2016
SatisfactoryHIBERNIA NATIONAL BANK OF TEXAS
ClosedTEXARKANA, TX · OCC · Feb 1998
SatisfactoryHORIZON CAPITAL BANK
ClosedHOUSTON, TX · FDIC · Sep 2004
SatisfactoryPOST OAK BANK
ClosedHOUSTON, TX · FDIC · Oct 1994
SatisfactoryTHE BUCKHOLTS STATE BANK
BUCKHOLTS, TX · FDIC · Mar 2021
Satisfactory1ST CHOICE BANK
ClosedHOUSTON, TX · FDIC · Jul 2006
SatisfactoryTHE ELKHART STATE BANK
ClosedELKHART, TX · FDIC · Mar 2012
SatisfactoryFIRST STATE BANK IN TUSCOLA
ClosedTUSCOLA, TX · FDIC · May 2013
SatisfactoryTHE FIRST STATE BANK
ClosedHUNTSVILLE, TX · FDIC · Apr 2010
SatisfactoryAUSTIN BANK, RUSK, TEXAS
ClosedRUSK, TX · FDIC · Oct 1998
SatisfactoryNATIONAL COMMERCE BANK, N.A.
HOUSTON, TX · OCC · Jan 1995
SatisfactoryBAYTOWN STATE BANK
ClosedBAYTOWN, TX · FDIC · May 1999
SatisfactoryTEXAS EXCHANGE BANK
CROWLEY, TX · FDIC · Nov 2023
SatisfactorySECURITY BANK, N.A.
HOUSTON, TX · OCC · Jan 1993
Needs to ImproveFIRST BANK
ClosedHOUSTON, TX · FDIC · Nov 1996
SatisfactoryFIRST WACO NATIONAL BANK
WACO, TX · OCC · Aug 1998
SatisfactoryLONE STAR BANK, N.A.
HOUSTON, TX · OCC · Mar 1996
SatisfactoryFIRST NATIONAL BANK
WICHITA FALLS, TX · OCC · Nov 2022
SatisfactoryBOSQUE COUNTY BANK OF MERIDIAN
ClosedMERIDIAN, TX · FDIC · Mar 2002
SatisfactoryRIVERBEND BANK, N.A.
FORT WORTH, TX · OCC · Oct 1997
SatisfactoryCORNERSTONE BANK, N.A.
DALLAS, TX · OCC · Jul 1991
SatisfactoryFIRST COMMUNITY BANK, NATIONAL ASSOCIATION
SUGAR LAND, TX · OCC · Feb 2014
SatisfactoryPRESTON NATIONAL BANK
DALLAS, TX · OCC · Oct 2014
SatisfactoryLINDALE NATIONAL BANK
ClosedLINDALE, TX · OCC · May 1991
SatisfactoryVISTA BANK TEXAS
ClosedHOUSTON, TX · FDIC · Jun 2012
SatisfactoryCITIZENS NATIONAL BANK
BENBROOK, TX · OCC · Mar 1998
SatisfactoryUNITED BANK & TRUST, N.A.
DALLAS, TX · OCC · Dec 1994
SatisfactoryBANK OF DESOTO NATIONAL ASSOCIATION
DESOTO, TX · OCC · Nov 2023
SatisfactoryFALCON NATIONAL BANK
LAREDO, TX · OCC · Nov 1992
SatisfactoryRIVERSIDE NATIONAL BANK
ClosedGRAND PRAIRIE, TX · OCC · Oct 1995
SatisfactoryCITY NATIONAL BANK
WHITEHOUSE, TX · OCC · Mar 1996
OutstandingAMERICAN BANK OF TEXAS
ClosedSHERMAN, TX · FDIC · Aug 2014
SatisfactoryBIG LAKE BANK, N.A.
BIG LAKE, TX · OCC · Nov 1999
SatisfactoryMAINBANK, N.A.
DALLAS, TX · OCC · May 1999
SatisfactoryMAURICEVILLE NATIONAL BANK
MAURICEVILLE, TX · OCC · Jun 1998
SatisfactoryTHE NATIONAL BANK OF MADISONVILLE
ClosedMADISONVILLE, TX · OCC · Oct 2003
SatisfactoryAUSTIN NATIONAL BANK
ClosedAUSTIN, TX · OCC · May 1995
SatisfactoryARLINGTON NATIONAL BANK
ClosedARLINGTON, TX · OCC · Oct 2002
SatisfactoryWESTERN NATIONAL BANK
LUBBOCK, TX · OCC · Nov 1994
SatisfactoryLA PORTE STATE BANK
ClosedLA PORTE, TX · FDIC · Aug 1995
SatisfactoryUNITED COMMERCE BANK, N.A.
HIGHLAND VILLAGE, TX · OCC · Sep 1993
SatisfactoryINTERSTATE NATIONAL BANK
ClosedDALLAS, TX · OCC · Feb 1993
SatisfactoryTEXAS CENTRAL BANK, N.A.
DALLAS, TX · OCC · Jan 1997
SatisfactoryNORTHSTAR BANK OF TEXAS
ClosedDENTON, TX · FDIC · Feb 2013
SatisfactoryFNB OF RED OAK
RED OAK, TX · OCC · Apr 1992
Needs to ImproveUNITY NATIONAL BANK OF HOUSTON
HOUSTON, TX · OCC · Feb 2022
SatisfactoryCATTLEMAN'S NATIONAL BANK
ClosedROUND MOUNTAIN, TX · OCC · Dec 2011
SatisfactoryNORTHEAST NATIONAL BANK
ClosedMESQUITE, TX · OCC · Apr 2004
Satisfactory
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
BANK OF TROYClosed | TROY | FRB | $13M | Sep 1997 | Satisfactory |
| DALLAS | OCC | — | Jun 1997 | Satisfactory | |
| DIBOLL | FDIC | $1.0B | Nov 2016 | Satisfactory | |
| TEXARKANA | OCC | $964M | Feb 1998 | Satisfactory | |
HORIZON CAPITAL BANKClosed | HOUSTON | FDIC | $409M | Sep 2004 | Satisfactory |
POST OAK BANKClosed | HOUSTON | FDIC | $312M | Oct 1994 | Satisfactory |
| BUCKHOLTS | FDIC | $138M | Mar 2021 | Satisfactory | |
1ST CHOICE BANKClosed | HOUSTON | FDIC | $314M | Jul 2006 | Satisfactory |
THE ELKHART STATE BANKClosed | ELKHART | FDIC | $43M | Mar 2012 | Satisfactory |
| TUSCOLA | FDIC | $22M | May 2013 | Satisfactory | |
THE FIRST STATE BANKClosed | HUNTSVILLE | FDIC | $183M | Apr 2010 | Satisfactory |
AUSTIN BANK, RUSK, TEXASClosed | RUSK | FDIC | $59M | Oct 1998 | Satisfactory |
| HOUSTON | OCC | — | Jan 1995 | Satisfactory | |
BAYTOWN STATE BANKClosed | BAYTOWN | FDIC | $84M | May 1999 | Satisfactory |
| CROWLEY | FDIC | $4.3B | Nov 2023 | Satisfactory | |
| HOUSTON | OCC | — | Jan 1993 | Needs to Improve | |
FIRST BANKClosed | HOUSTON | FDIC | $138M | Nov 1996 | Satisfactory |
| WACO | OCC | — | Aug 1998 | Satisfactory | |
| HOUSTON | OCC | — | Mar 1996 | Satisfactory | |
| WICHITA FALLS | OCC | — | Nov 2022 | Satisfactory | |
| MERIDIAN | FDIC | $199M | Mar 2002 | Satisfactory | |
| FORT WORTH | OCC | — | Oct 1997 | Satisfactory | |
| DALLAS | OCC | — | Jul 1991 | Satisfactory | |
| SUGAR LAND | OCC | — | Feb 2014 | Satisfactory | |
| DALLAS | OCC | — | Oct 2014 | Satisfactory | |
LINDALE NATIONAL BANKClosed | LINDALE | OCC | $36M | May 1991 | Satisfactory |
VISTA BANK TEXASClosed | HOUSTON | FDIC | $665M | Jun 2012 | Satisfactory |
| BENBROOK | OCC | — | Mar 1998 | Satisfactory | |
| DALLAS | OCC | — | Dec 1994 | Satisfactory | |
| DESOTO | OCC | $262M | Nov 2023 | Satisfactory | |
| LAREDO | OCC | $886M | Nov 1992 | Satisfactory | |
RIVERSIDE NATIONAL BANKClosed | GRAND PRAIRIE | OCC | $46M | Oct 1995 | Satisfactory |
| WHITEHOUSE | OCC | — | Mar 1996 | Outstanding | |
AMERICAN BANK OF TEXASClosed | SHERMAN | FDIC | $2.4B | Aug 2014 | Satisfactory |
| BIG LAKE | OCC | — | Nov 1999 | Satisfactory | |
| DALLAS | OCC | — | May 1999 | Satisfactory | |
| MAURICEVILLE | OCC | — | Jun 1998 | Satisfactory | |
| MADISONVILLE | OCC | $38M | Oct 2003 | Satisfactory | |
AUSTIN NATIONAL BANKClosed | AUSTIN | OCC | $65M | May 1995 | Satisfactory |
ARLINGTON NATIONAL BANKClosed | ARLINGTON | OCC | $95M | Oct 2002 | Satisfactory |
| LUBBOCK | OCC | — | Nov 1994 | Satisfactory | |
LA PORTE STATE BANKClosed | LA PORTE | FDIC | $35M | Aug 1995 | Satisfactory |
| HIGHLAND VILLAGE | OCC | — | Sep 1993 | Satisfactory | |
INTERSTATE NATIONAL BANKClosed | DALLAS | OCC | $38M | Feb 1993 | Satisfactory |
| DALLAS | OCC | — | Jan 1997 | Satisfactory | |
NORTHSTAR BANK OF TEXASClosed | DENTON | FDIC | $1.0B | Feb 2013 | Satisfactory |
| RED OAK | OCC | — | Apr 1992 | Needs to Improve | |
| HOUSTON | OCC | $236M | Feb 2022 | Satisfactory | |
| ROUND MOUNTAIN | OCC | $81M | Dec 2011 | Satisfactory | |
NORTHEAST NATIONAL BANKClosed | MESQUITE | OCC | $42M | Apr 2004 | Satisfactory |