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This institution is no longer active

Operations ceased on October 7, 2005. CRA examination history below reflects the period it was active.

HORIZON CAPITAL BANK

HOUSTON, TX · Supervised by FDIC

Est. 1963FDIC #18,929RSSD: FDIC-18929
Satisfactory

Current rating · Exam: September 2004

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Institution Profile

FDIC BankFind

Address

1021 Main Street, HOUSTON, TX

County

Harris County

Established

November 8, 1963

Total Assets

$409M(latest call report)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$409M

Total Deposits

$316M

Net Loans

$323M

Net Income

$3M

ROA

0.88%

ROE

9.40%

Risk-Based Capital

13.97%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

September 1, 2004

Exam Type

Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

4 previous ratings locked — dating back to 1991

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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