North Carolina
Community Reinvestment Act ratings · Search North Carolina banks
326 banks tracked
North Carolina has 326 banks tracked under the Community Reinvestment Act. 32 earned an Outstanding rating, 8 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
32
9.8%
Satisfactory
286
87.7%
Needs to Improve
8
2.5%
Substantial Noncompliance
0
0.0%
ALAMANCE BANK
GRAHAM · FDIC · Jul 2005
SatisfactoryTHE SCOTTISH BANK
CHARLOTTE · FDIC · Jul 2005
SatisfactoryNEW REPUBLIC BANK
CHARLOTTE · FDIC · May 2023
SatisfactoryGATEWAY BANK & TRUST COMPANY
ELIZABETH CITY · FDIC · Apr 2001
SatisfactoryFIRST TRUST BANK
CHARLOTTE · FDIC · Dec 2012
SatisfactoryHIGH COUNTRY BANK
BOONE · FDIC · Oct 2000
SatisfactoryAMERICAN COMMUNITY BANK
MONROE · FDIC · Jan 2009
SatisfactoryBANK OF THE CAROLINAS
MOCKSVILLE · FDIC · Mar 2013
SatisfactoryUNION BANK
GREENVILLE · FDIC · May 2022
SatisfactoryFIRST CAPITAL BANK
LAURINBURG · FDIC · Jan 2022
SatisfactoryCRESCENT STATE BANK
CARY · FDIC · Oct 2011
SatisfactoryPARAGON COMMERCIAL BANK
RALEIGH · FDIC · Jul 2016
SatisfactoryTRUSTATLANTIC BANK
RALEIGH · FDIC · Mar 2014
SatisfactoryCENTENNIAL BANK
SOUTHERN PINES · FDIC · Feb 2002
SatisfactoryCORNERSTONE BANK
WILSON · FDIC · Feb 2018
SatisfactoryTRINITY BANK
MONROE · FDIC · Mar 2002
SatisfactoryBANK OF OAK RIDGE
OAK RIDGE · FDIC · Apr 2020
SatisfactorySELECT BANK & TRUST COMPANY
DUNN · FDIC · Jul 2019
SatisfactoryNORTH STATE BANK
RALEIGH · FDIC · Aug 2014
SatisfactoryFIRST CAROLINA BANK
ROCKY MOUNT · FDIC · Jun 2025
SatisfactorySTERLINGSOUTH BANK & TRUST COMPANY
GREENSBORO · FDIC · Dec 2002
SatisfactoryFIRST CHARTER BK
CHARLOTTE · FRB · Mar 2006
SatisfactoryCAROLINA TRUST BANK
LINCOLNTON · FDIC · Oct 2019
SatisfactoryDOGWOOD STATE BANK
RALEIGH · FDIC · Mar 2024
SatisfactoryPARKWAY BANK
LENOIR · FDIC · Apr 2009
SatisfactoryCARDINAL STATE BANK
DURHAM · FDIC · Nov 2003
SatisfactoryPORT CITY CAPITAL BANK
WILMINGTON · FDIC · Dec 2004
SatisfactoryLONGLEAF COMMUNITY BANK
ROCKINGHAM · FDIC · Feb 2006
SatisfactoryCABARRUS BANK & TRUST COMPANY
CONCORD · FDIC · Sep 2005
SatisfactoryNEW CENTURY BANK SOUTH
FAYETTEVILLE · FDIC · Oct 2006
SatisfactoryCAROLINA COMMERCE BANK
GASTONIA · FDIC · Jun 2006
SatisfactoryALLIANCE BANK & TRUST COMPANY
GASTONIA · FDIC · Aug 2018
SatisfactoryMOUNTAIN 1ST BANK & TRUST COMPANY
HENDERSONVILLE · FDIC · Apr 2013
SatisfactorySELECT BANK & TRUST COMPANY
GREENVILLE · FDIC · Dec 2011
SatisfactoryNANTAHALA BANK & TRUST COMPANY
FRANKLIN · FDIC · Oct 2024
SatisfactoryTRISTONE COMMUNITY BANK
WINSTON SALEM · FDIC · Apr 2007
SatisfactoryNEWDOMINION BANK
CHARLOTTE · FDIC · May 2018
SatisfactoryBANK OF COMMERCE
CHARLOTTE · FDIC · Jul 2011
SatisfactoryVANTAGESOUTH BANK
BURLINGTON · FDIC · May 2012
SatisfactoryPROVIDENCE BANK
ROCKY MOUNT · FDIC · Oct 2025
SatisfactoryUNION BANK & TRUST COMPANY
OXFORD · FDIC · Nov 2011
SatisfactoryPATRIOT STATE BANK
FUQUAY VARINA · FDIC · Jan 2012
SatisfactoryCOMMUNITY BANK OF ROWAN
SALISBURY · FDIC · Jul 2011
SatisfactoryAQUESTA BANK
CORNELIUS · FDIC · Jun 2020
SatisfactoryCAPSTONE BANK
RALEIGH · FDIC · Feb 2012
SatisfactoryPARK STERLING BANK
CHARLOTTE · FDIC · Nov 2017
SatisfactoryKEYSOURCE COMMERCIAL BANK
DURHAM · FDIC · Nov 2009
SatisfactoryCAROLINA PREMIER BANK
CHARLOTTE · FDIC · Mar 2013
SatisfactoryOLDTOWN BANK
WAYNESVILLE · FDIC · Feb 2013
SatisfactoryGREAT STATE BANK
WILKESBORO · FDIC · Feb 2010
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| ALAMANCE BANK | GRAHAM | FDIC | Jul 2005 | Satisfactory |
| THE SCOTTISH BANK | CHARLOTTE | FDIC | Jul 2005 | Satisfactory |
| NEW REPUBLIC BANK | CHARLOTTE | FDIC | May 2023 | Satisfactory |
| GATEWAY BANK & TRUST COMPANY | ELIZABETH CITY | FDIC | Apr 2001 | Satisfactory |
| FIRST TRUST BANK | CHARLOTTE | FDIC | Dec 2012 | Satisfactory |
| HIGH COUNTRY BANK | BOONE | FDIC | Oct 2000 | Satisfactory |
| AMERICAN COMMUNITY BANK | MONROE | FDIC | Jan 2009 | Satisfactory |
| BANK OF THE CAROLINAS | MOCKSVILLE | FDIC | Mar 2013 | Satisfactory |
| UNION BANK | GREENVILLE | FDIC | May 2022 | Satisfactory |
| FIRST CAPITAL BANK | LAURINBURG | FDIC | Jan 2022 | Satisfactory |
| CRESCENT STATE BANK | CARY | FDIC | Oct 2011 | Satisfactory |
| PARAGON COMMERCIAL BANK | RALEIGH | FDIC | Jul 2016 | Satisfactory |
| TRUSTATLANTIC BANK | RALEIGH | FDIC | Mar 2014 | Satisfactory |
| CENTENNIAL BANK | SOUTHERN PINES | FDIC | Feb 2002 | Satisfactory |
| CORNERSTONE BANK | WILSON | FDIC | Feb 2018 | Satisfactory |
| TRINITY BANK | MONROE | FDIC | Mar 2002 | Satisfactory |
| BANK OF OAK RIDGE | OAK RIDGE | FDIC | Apr 2020 | Satisfactory |
| SELECT BANK & TRUST COMPANY | DUNN | FDIC | Jul 2019 | Satisfactory |
| NORTH STATE BANK | RALEIGH | FDIC | Aug 2014 | Satisfactory |
| FIRST CAROLINA BANK | ROCKY MOUNT | FDIC | Jun 2025 | Satisfactory |
| STERLINGSOUTH BANK & TRUST COMPANY | GREENSBORO | FDIC | Dec 2002 | Satisfactory |
| FIRST CHARTER BK | CHARLOTTE | FRB | Mar 2006 | Satisfactory |
| CAROLINA TRUST BANK | LINCOLNTON | FDIC | Oct 2019 | Satisfactory |
| DOGWOOD STATE BANK | RALEIGH | FDIC | Mar 2024 | Satisfactory |
| PARKWAY BANK | LENOIR | FDIC | Apr 2009 | Satisfactory |
| CARDINAL STATE BANK | DURHAM | FDIC | Nov 2003 | Satisfactory |
| PORT CITY CAPITAL BANK | WILMINGTON | FDIC | Dec 2004 | Satisfactory |
| LONGLEAF COMMUNITY BANK | ROCKINGHAM | FDIC | Feb 2006 | Satisfactory |
| CABARRUS BANK & TRUST COMPANY | CONCORD | FDIC | Sep 2005 | Satisfactory |
| NEW CENTURY BANK SOUTH | FAYETTEVILLE | FDIC | Oct 2006 | Satisfactory |
| CAROLINA COMMERCE BANK | GASTONIA | FDIC | Jun 2006 | Satisfactory |
| ALLIANCE BANK & TRUST COMPANY | GASTONIA | FDIC | Aug 2018 | Satisfactory |
| MOUNTAIN 1ST BANK & TRUST COMPANY | HENDERSONVILLE | FDIC | Apr 2013 | Satisfactory |
| SELECT BANK & TRUST COMPANY | GREENVILLE | FDIC | Dec 2011 | Satisfactory |
| NANTAHALA BANK & TRUST COMPANY | FRANKLIN | FDIC | Oct 2024 | Satisfactory |
| TRISTONE COMMUNITY BANK | WINSTON SALEM | FDIC | Apr 2007 | Satisfactory |
| NEWDOMINION BANK | CHARLOTTE | FDIC | May 2018 | Satisfactory |
| BANK OF COMMERCE | CHARLOTTE | FDIC | Jul 2011 | Satisfactory |
| VANTAGESOUTH BANK | BURLINGTON | FDIC | May 2012 | Satisfactory |
| PROVIDENCE BANK | ROCKY MOUNT | FDIC | Oct 2025 | Satisfactory |
| UNION BANK & TRUST COMPANY | OXFORD | FDIC | Nov 2011 | Satisfactory |
| PATRIOT STATE BANK | FUQUAY VARINA | FDIC | Jan 2012 | Satisfactory |
| COMMUNITY BANK OF ROWAN | SALISBURY | FDIC | Jul 2011 | Satisfactory |
| AQUESTA BANK | CORNELIUS | FDIC | Jun 2020 | Satisfactory |
| CAPSTONE BANK | RALEIGH | FDIC | Feb 2012 | Satisfactory |
| PARK STERLING BANK | CHARLOTTE | FDIC | Nov 2017 | Satisfactory |
| KEYSOURCE COMMERCIAL BANK | DURHAM | FDIC | Nov 2009 | Satisfactory |
| CAROLINA PREMIER BANK | CHARLOTTE | FDIC | Mar 2013 | Satisfactory |
| OLDTOWN BANK | WAYNESVILLE | FDIC | Feb 2013 | Satisfactory |
| GREAT STATE BANK | WILKESBORO | FDIC | Feb 2010 | Satisfactory |