Minnesota
Community Reinvestment Act ratings · Search Minnesota banks
776 banks tracked
Minnesota has 776 banks tracked under the Community Reinvestment Act. 118 earned an Outstanding rating, 12 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
118
15.2%
Satisfactory
646
83.2%
Needs to Improve
12
1.5%
Substantial Noncompliance
0
0.0%
ANCHOR BANK HERITAGE N.A.
NORTH ST. PAUL · OCC · Jan 2004
SatisfactoryMARQUETTE BANK HUTCHINSON, N.A.
HUTCHINSON · OCC · Nov 1992
SatisfactoryMIDCOUNTRY BANK
MINNETONKA · OTS · Nov 2002
SatisfactoryTHE FIRST NATIONAL BANK AT ST. JAMES
ST. JAMES · OCC · Nov 2020
OutstandingTHE OAKLEY NATIONAL BANK OF BUFFALO
BUFFALO · OCC · Dec 2003
SatisfactoryMERCHANTS BANK, NATIONAL ASSOCIATION
WINONA · OCC · Jan 2023
SatisfactoryCROOKSTON NATIONAL BANK
CROOKSTON · OCC · Aug 2013
SatisfactoryST. CLOUD NATIONAL BANK & TRUST CO.
ST. CLOUD · OCC · Jul 1991
SatisfactoryMIDAMERICA BANK SOUTH
MANKATO · FDIC · Sep 1996
OutstandingODIN STATE BANK
ODIN · FDIC · Aug 2025
OutstandingCITIZENS STATE BANK OF ST. JAMES
ST. JAMES · FDIC · Jul 1995
SatisfactoryZAPP NATIONAL BANK OF ST. CLOUD
ST. CLOUD · OCC · Oct 1996
SatisfactoryNORTHWOODS BANK OF MINNESOTA
PARK RAPIDS · OTS · Dec 2008
SatisfactoryFRANKLIN NATIONAL BANK OF MINNEAPOLIS
MINNEAPOLIS · OCC · Mar 2010
OutstandingSUNRISE BANKS, NATIONAL ASSOCIATION
ST. PAUL · OCC · Aug 2023
OutstandingCOMMUNITY BANK ST. PETER
ST. PETER · FDIC · Jan 1997
SatisfactoryAMERICAN HERITAGE NATIONAL BANK
LONG PRAIRIE · OCC · Sep 2025
SatisfactoryFIRST NATIONAL BANK OF MONTGOMERY
MONTGOMERY · OCC · Jan 1998
SatisfactoryPARK NATIONAL BANK
MINNEAPOLIS · OCC · Jan 1996
SatisfactoryVALLEY NATIONAL BANK OF NORTH MANKATO
NORTH MANKATO · OCC · Jan 1993
SatisfactoryNEIGHBORHOOD NATIONAL BANK
MORA · OCC · Nov 2024
SatisfactoryST. MARTIN NATIONAL BANK
ST. MARTIN · OCC · Feb 2023
OutstandingLAKEWOOD BANK, N.A.
BAXTER · OCC · Oct 2009
SatisfactoryCITY NATIONAL BANK OF CLOQUET
CLOQUET · OCC · Feb 1997
SatisfactoryNATIONAL CITY BANK OF MINNEAPOLIS
MINNEAPOLIS · OCC · Apr 2000
SatisfactoryFIRST FARMERS & MERCHANTS NATIONAL BANK
LE SUEUR · OCC · Apr 2003
SatisfactoryFIRST NATIONAL BANK OF THE LAKES
NAVARRE · OCC · Jan 2013
SatisfactoryNORTHERN STATE BANK OF THIEF RIVER FALLS
THIEF RIVER FALLS · FDIC · Feb 2024
SatisfactoryKASSON STATE BANK
KASSON · FDIC · Oct 2014
SatisfactorySECURITY BANK & TRUST COMPANY
GLENCOE · FDIC · Mar 2024
SatisfactoryHERITAGE BANK, NATIONAL ASSOCIATION
SPICER · OCC · Jul 2022
SatisfactoryARGYLE STATE BANK
ARGYLE · FDIC · Sep 2002
SatisfactoryTHE CITIZENS STATE BANK OF OLIVIA
OLIVIA · FDIC · Jan 2013
SatisfactoryMINNWEST BANK DAWSON
DAWSON · FDIC · Nov 1996
SatisfactoryLAKE ELMO BANK
LAKE ELMO · FDIC · Aug 2025
SatisfactoryCOMMUNITY FIRST STATE BANK OF PAYNESVILLE
PAYNESVILLE · FDIC · Mar 1994
OutstandingSTEARNS BANK NATIONAL ASSOCIATION
ST. CLOUD · OCC · Jul 2024
OutstandingFIRST FARMERS & MERCHANTS STATE BANK OF GRAND MEADOW
GRAND MEADOW · FDIC · Oct 2020
SatisfactoryFARMERS STATE BANK OF ROTHSAY
ROTHSAY · FDIC · Jul 1990
SatisfactoryTHE FIRST STATE BANK OF GRACEVILLE
GRACEVILLE · FDIC · Feb 1994
SatisfactoryANCHOR BANK NATIONAL ASSOCIATION
WAYZATA · OCC · Jan 2007
SatisfactoryFIRST NATIONAL BANK
THIEF RIVER FALLS · OCC · Jul 1997
SatisfactoryMERCHANTS BANK, NATIONAL ASSOCIATION
CALEDONIA · OCC · Sep 2008
SatisfactoryMIDAMERICA BANK, N.A.
ROSEVILLE · OCC · Oct 1990
SatisfactorySTATE BANK OF TOWER
TOWER · FDIC · Feb 2004
SatisfactoryCITIZENS STATE BANK OF WATERVILLE
WATERVILLE · FDIC · Jul 2005
SatisfactoryFIRSTAR BANK MINNESOTA, N.A.
ST. PAUL · OCC · Dec 1997
SatisfactoryHIGHLAND BANK
SAINT PAUL · FDIC · Apr 2025
SatisfactoryNORTHWESTERN STATE BANK OF HALLOCK
HALLOCK · FDIC · Sep 1998
SatisfactoryFIRST FINANCIAL BANK
TWIN VALLEY · FDIC · Feb 2009
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| ANCHOR BANK HERITAGE N.A. | NORTH ST. PAUL | OCC | Jan 2004 | Satisfactory |
| MARQUETTE BANK HUTCHINSON, N.A. | HUTCHINSON | OCC | Nov 1992 | Satisfactory |
| MIDCOUNTRY BANK | MINNETONKA | OTS | Nov 2002 | Satisfactory |
| THE FIRST NATIONAL BANK AT ST. JAMES | ST. JAMES | OCC | Nov 2020 | Outstanding |
| THE OAKLEY NATIONAL BANK OF BUFFALO | BUFFALO | OCC | Dec 2003 | Satisfactory |
| MERCHANTS BANK, NATIONAL ASSOCIATION | WINONA | OCC | Jan 2023 | Satisfactory |
| CROOKSTON NATIONAL BANK | CROOKSTON | OCC | Aug 2013 | Satisfactory |
| ST. CLOUD NATIONAL BANK & TRUST CO. | ST. CLOUD | OCC | Jul 1991 | Satisfactory |
| MIDAMERICA BANK SOUTH | MANKATO | FDIC | Sep 1996 | Outstanding |
| ODIN STATE BANK | ODIN | FDIC | Aug 2025 | Outstanding |
| CITIZENS STATE BANK OF ST. JAMES | ST. JAMES | FDIC | Jul 1995 | Satisfactory |
| ZAPP NATIONAL BANK OF ST. CLOUD | ST. CLOUD | OCC | Oct 1996 | Satisfactory |
| NORTHWOODS BANK OF MINNESOTA | PARK RAPIDS | OTS | Dec 2008 | Satisfactory |
| FRANKLIN NATIONAL BANK OF MINNEAPOLIS | MINNEAPOLIS | OCC | Mar 2010 | Outstanding |
| SUNRISE BANKS, NATIONAL ASSOCIATION | ST. PAUL | OCC | Aug 2023 | Outstanding |
| COMMUNITY BANK ST. PETER | ST. PETER | FDIC | Jan 1997 | Satisfactory |
| AMERICAN HERITAGE NATIONAL BANK | LONG PRAIRIE | OCC | Sep 2025 | Satisfactory |
| FIRST NATIONAL BANK OF MONTGOMERY | MONTGOMERY | OCC | Jan 1998 | Satisfactory |
| PARK NATIONAL BANK | MINNEAPOLIS | OCC | Jan 1996 | Satisfactory |
| VALLEY NATIONAL BANK OF NORTH MANKATO | NORTH MANKATO | OCC | Jan 1993 | Satisfactory |
| NEIGHBORHOOD NATIONAL BANK | MORA | OCC | Nov 2024 | Satisfactory |
| ST. MARTIN NATIONAL BANK | ST. MARTIN | OCC | Feb 2023 | Outstanding |
| LAKEWOOD BANK, N.A. | BAXTER | OCC | Oct 2009 | Satisfactory |
| CITY NATIONAL BANK OF CLOQUET | CLOQUET | OCC | Feb 1997 | Satisfactory |
| NATIONAL CITY BANK OF MINNEAPOLIS | MINNEAPOLIS | OCC | Apr 2000 | Satisfactory |
| FIRST FARMERS & MERCHANTS NATIONAL BANK | LE SUEUR | OCC | Apr 2003 | Satisfactory |
| FIRST NATIONAL BANK OF THE LAKES | NAVARRE | OCC | Jan 2013 | Satisfactory |
| NORTHERN STATE BANK OF THIEF RIVER FALLS | THIEF RIVER FALLS | FDIC | Feb 2024 | Satisfactory |
| KASSON STATE BANK | KASSON | FDIC | Oct 2014 | Satisfactory |
| SECURITY BANK & TRUST COMPANY | GLENCOE | FDIC | Mar 2024 | Satisfactory |
| HERITAGE BANK, NATIONAL ASSOCIATION | SPICER | OCC | Jul 2022 | Satisfactory |
| ARGYLE STATE BANK | ARGYLE | FDIC | Sep 2002 | Satisfactory |
| THE CITIZENS STATE BANK OF OLIVIA | OLIVIA | FDIC | Jan 2013 | Satisfactory |
| MINNWEST BANK DAWSON | DAWSON | FDIC | Nov 1996 | Satisfactory |
| LAKE ELMO BANK | LAKE ELMO | FDIC | Aug 2025 | Satisfactory |
| COMMUNITY FIRST STATE BANK OF PAYNESVILLE | PAYNESVILLE | FDIC | Mar 1994 | Outstanding |
| STEARNS BANK NATIONAL ASSOCIATION | ST. CLOUD | OCC | Jul 2024 | Outstanding |
| FIRST FARMERS & MERCHANTS STATE BANK OF GRAND MEADOW | GRAND MEADOW | FDIC | Oct 2020 | Satisfactory |
| FARMERS STATE BANK OF ROTHSAY | ROTHSAY | FDIC | Jul 1990 | Satisfactory |
| THE FIRST STATE BANK OF GRACEVILLE | GRACEVILLE | FDIC | Feb 1994 | Satisfactory |
| ANCHOR BANK NATIONAL ASSOCIATION | WAYZATA | OCC | Jan 2007 | Satisfactory |
| FIRST NATIONAL BANK | THIEF RIVER FALLS | OCC | Jul 1997 | Satisfactory |
| MERCHANTS BANK, NATIONAL ASSOCIATION | CALEDONIA | OCC | Sep 2008 | Satisfactory |
| MIDAMERICA BANK, N.A. | ROSEVILLE | OCC | Oct 1990 | Satisfactory |
| STATE BANK OF TOWER | TOWER | FDIC | Feb 2004 | Satisfactory |
| CITIZENS STATE BANK OF WATERVILLE | WATERVILLE | FDIC | Jul 2005 | Satisfactory |
| FIRSTAR BANK MINNESOTA, N.A. | ST. PAUL | OCC | Dec 1997 | Satisfactory |
| HIGHLAND BANK | SAINT PAUL | FDIC | Apr 2025 | Satisfactory |
| NORTHWESTERN STATE BANK OF HALLOCK | HALLOCK | FDIC | Sep 1998 | Satisfactory |
| FIRST FINANCIAL BANK | TWIN VALLEY | FDIC | Feb 2009 | Satisfactory |