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LAKE ELMO BANK

LAKE ELMO, MN · Supervised by FDIC

Est. 1911FDIC #15,443RSSD: FDIC-15443
Satisfactory

Current rating · Exam: August 2025

Institution Profile

FDIC BankFind

Address

11465 39th St N, LAKE ELMO, MN

County

Washington County

Established

August 1, 1911

Total Assets

$531M(latest call report)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$531M

Total Deposits

$462M

Net Loans

$411M

Net Income

$2M

ROA

1.72%

ROE

15.69%

Risk-Based Capital

17.75%

Total Assets — Last 8 Quarters

Total AssetsROA

Current Examination

CRA / FFIEC

Overall Rating

Satisfactory

Exam Date

August 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC

Rating History

CRA / FFIEC

12 previous ratings locked — dating back to 1990

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Rating Over Time

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OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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