SOUTHERN MICHIGAN BANK & TRUST
COLDWATER, MI · Supervised by FDIC
RSSD ID: FDIC-5019
Satisfactory
Current rating · Exam: August 2025
Current Examination
Overall Rating
Satisfactory
Exam Date
August 1, 2025
Exam Type
Intermediate Small Bank
Regulator
FDIC
Rating History
11 previous ratings locked — dating back to 1993
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Rating Over Time
🔒 LockedOutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance
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