Michigan
Community Reinvestment Act ratings · Search Michigan banks
347 banks tracked
Michigan has 347 banks tracked under the Community Reinvestment Act. 63 earned an Outstanding rating, 5 need to improve. Use the filters below to browse by rating or sort by most recent exam.
Current Rating Distribution
Outstanding
63
18.2%
Satisfactory
279
80.4%
Needs to Improve
5
1.4%
Substantial Noncompliance
0
0.0%
OAKLAND COMMERCE BANK
FARMINGTON HILLS · OTS · Aug 1991
SatisfactorySTERLING BANK AND TRUST, FSB
SOUTHFIELD · OTS · Feb 2009
SatisfactorySTATE SAVINGS BANK
FRANKFORT · FDIC · Aug 2024
SatisfactoryPINNACLE BANK
SAINT JOSEPH · FDIC · Oct 1997
SatisfactoryHONOR BANK
HONOR · FDIC · Nov 2025
SatisfactoryLAKE-OSCEOLA STATE BANK
BALDWIN · FDIC · Jun 2024
SatisfactoryTHE FARWELL STATE SAVINGS BANK
FARWELL · FDIC · Aug 2004
SatisfactoryINDEPENDENT BANK
IONIA · FDIC · Oct 1999
SatisfactoryMICHIGAN BANK, F.S.B.
TROY · OTS · Oct 1994
SatisfactoryNORTHERN MICHIGAN SAVINGS BANK
ESCANABA · OTS · Oct 1990
SatisfactoryFLAGSTAR BANK, FSB
TROY · OTS · Nov 2007
SatisfactorySUPERIOR NATIONAL BANK
HANCOCK · OCC · Sep 2025
SatisfactoryFIRSTBANK - ALMA
ALMA · FDIC · Jun 2012
SatisfactoryOXFORD BANK
OXFORD · FDIC · Sep 2020
SatisfactoryTHE SHELBY STATE BANK
SHELBY · FDIC · May 2025
SatisfactoryOLD KENT BANK OF ST. JOHNS
ST. JOHNS · FDIC · May 1994
SatisfactoryTHE MINERS STATE BANK
IRON RIVER · FDIC · Dec 2025
SatisfactorySIGNATURE BANK
BAD AXE · FDIC · Oct 2012
SatisfactoryFMB-OCEANA BANK
HART · FDIC · Apr 1997
SatisfactoryGREAT LAKES NATIONAL BANK MICHIGAN
ANN ARBOR · OTS · Dec 1996
SatisfactoryTHE FIRST NATIONAL BANK OF WAKEFIELD
WAKEFIELD · OCC · Oct 2023
SatisfactoryBANK OF STEPHENSON
STEPHENSON · FDIC · Jan 1994
SatisfactoryCHEMICAL BANK SHORELINE
BENTON HARBOR · FDIC · Jun 2003
SatisfactoryFMB-NORTHWESTERN BANK
BOYNE CITY · FDIC · Apr 1995
SatisfactoryCHEMICAL BANK HURON
STANDISH · FDIC · Aug 1994
SatisfactoryTHE STATE BANK
FENTON · FDIC · Jun 2023
SatisfactoryHIGHPOINT COMMUNITY BANK
HASTINGS · FDIC · Feb 2024
SatisfactoryUNITED BANK OF MICHIGAN
GRAND RAPIDS · FDIC · Aug 2025
SatisfactoryMFC FIRST NATIONAL BANK
IRON MOUNTAIN · OCC · Sep 1999
SatisfactoryCHEMICAL BANK THUMB AREA
CARO · FDIC · Nov 1997
SatisfactoryMONROE BANK & TRUST
MONROE · FDIC · Mar 2018
SatisfactoryTHE MONTROSE STATE BANK
MONTROSE · FDIC · Oct 2004
SatisfactoryDART NATIONAL BANK
MASON · OCC · Jan 1997
SatisfactoryINDEPENDENT BANK EAST MICHIGAN
TROY · FDIC · Sep 2005
SatisfactoryOLD KENT BANK OF PETOSKEY
PETOSKEY · FDIC · Jan 1994
SatisfactoryFIRST STATE BANK OF DECATUR
DECATUR · FDIC · Mar 2020
SatisfactoryMAYVILLE STATE BANK
MAYVILLE · FDIC · Mar 2021
SatisfactoryFIRST NATIONAL BANK IN MACOMB COUNTY
MOUNT CLEMENS · OCC · Oct 1991
SatisfactoryUNITED BANK & TRUST
ANN ARBOR · FDIC · Jan 2012
SatisfactoryADRIAN STATE BANK
ADRIAN · FDIC · Nov 1998
SatisfactoryCITIZENS NATIONAL BANK OF CHEBOYGAN
CHEBOYGAN · OCC · Jul 2025
SatisfactoryMANUFACTURERS NATIONAL BANK OF DETROIT
DETROIT · OCC · Jul 1990
SatisfactoryBANK ONE, YPSILANTI, N.A.
YPSILANTI · OCC · Feb 1992
SatisfactoryNATIONAL BANK OF HASTINGS
HASTINGS · OCC · Jul 1996
SatisfactoryCHARTER NATIONAL BANK
TAYLOR · OCC · May 1995
SatisfactoryFIRSTBANK - LAKEVIEW
LAKEVIEW · FDIC · Apr 2004
SatisfactoryFIRST NATIONAL BANK IN ONTONAGON
ONTONAGON · OCC · May 1995
SatisfactoryINDEPENDENT BANK - SOUTH MICHIGAN
LESLIE · FDIC · Sep 2005
SatisfactoryFMB-REED CITY BANK
REED CITY · FDIC · Feb 1995
SatisfactoryCOUNTY NATIONAL BANK
HILLSDALE · OCC · Sep 2022
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| OAKLAND COMMERCE BANK | FARMINGTON HILLS | OTS | Aug 1991 | Satisfactory |
| STERLING BANK AND TRUST, FSB | SOUTHFIELD | OTS | Feb 2009 | Satisfactory |
| STATE SAVINGS BANK | FRANKFORT | FDIC | Aug 2024 | Satisfactory |
| PINNACLE BANK | SAINT JOSEPH | FDIC | Oct 1997 | Satisfactory |
| HONOR BANK | HONOR | FDIC | Nov 2025 | Satisfactory |
| LAKE-OSCEOLA STATE BANK | BALDWIN | FDIC | Jun 2024 | Satisfactory |
| THE FARWELL STATE SAVINGS BANK | FARWELL | FDIC | Aug 2004 | Satisfactory |
| INDEPENDENT BANK | IONIA | FDIC | Oct 1999 | Satisfactory |
| MICHIGAN BANK, F.S.B. | TROY | OTS | Oct 1994 | Satisfactory |
| NORTHERN MICHIGAN SAVINGS BANK | ESCANABA | OTS | Oct 1990 | Satisfactory |
| FLAGSTAR BANK, FSB | TROY | OTS | Nov 2007 | Satisfactory |
| SUPERIOR NATIONAL BANK | HANCOCK | OCC | Sep 2025 | Satisfactory |
| FIRSTBANK - ALMA | ALMA | FDIC | Jun 2012 | Satisfactory |
| OXFORD BANK | OXFORD | FDIC | Sep 2020 | Satisfactory |
| THE SHELBY STATE BANK | SHELBY | FDIC | May 2025 | Satisfactory |
| OLD KENT BANK OF ST. JOHNS | ST. JOHNS | FDIC | May 1994 | Satisfactory |
| THE MINERS STATE BANK | IRON RIVER | FDIC | Dec 2025 | Satisfactory |
| SIGNATURE BANK | BAD AXE | FDIC | Oct 2012 | Satisfactory |
| FMB-OCEANA BANK | HART | FDIC | Apr 1997 | Satisfactory |
| GREAT LAKES NATIONAL BANK MICHIGAN | ANN ARBOR | OTS | Dec 1996 | Satisfactory |
| THE FIRST NATIONAL BANK OF WAKEFIELD | WAKEFIELD | OCC | Oct 2023 | Satisfactory |
| BANK OF STEPHENSON | STEPHENSON | FDIC | Jan 1994 | Satisfactory |
| CHEMICAL BANK SHORELINE | BENTON HARBOR | FDIC | Jun 2003 | Satisfactory |
| FMB-NORTHWESTERN BANK | BOYNE CITY | FDIC | Apr 1995 | Satisfactory |
| CHEMICAL BANK HURON | STANDISH | FDIC | Aug 1994 | Satisfactory |
| THE STATE BANK | FENTON | FDIC | Jun 2023 | Satisfactory |
| HIGHPOINT COMMUNITY BANK | HASTINGS | FDIC | Feb 2024 | Satisfactory |
| UNITED BANK OF MICHIGAN | GRAND RAPIDS | FDIC | Aug 2025 | Satisfactory |
| MFC FIRST NATIONAL BANK | IRON MOUNTAIN | OCC | Sep 1999 | Satisfactory |
| CHEMICAL BANK THUMB AREA | CARO | FDIC | Nov 1997 | Satisfactory |
| MONROE BANK & TRUST | MONROE | FDIC | Mar 2018 | Satisfactory |
| THE MONTROSE STATE BANK | MONTROSE | FDIC | Oct 2004 | Satisfactory |
| DART NATIONAL BANK | MASON | OCC | Jan 1997 | Satisfactory |
| INDEPENDENT BANK EAST MICHIGAN | TROY | FDIC | Sep 2005 | Satisfactory |
| OLD KENT BANK OF PETOSKEY | PETOSKEY | FDIC | Jan 1994 | Satisfactory |
| FIRST STATE BANK OF DECATUR | DECATUR | FDIC | Mar 2020 | Satisfactory |
| MAYVILLE STATE BANK | MAYVILLE | FDIC | Mar 2021 | Satisfactory |
| FIRST NATIONAL BANK IN MACOMB COUNTY | MOUNT CLEMENS | OCC | Oct 1991 | Satisfactory |
| UNITED BANK & TRUST | ANN ARBOR | FDIC | Jan 2012 | Satisfactory |
| ADRIAN STATE BANK | ADRIAN | FDIC | Nov 1998 | Satisfactory |
| CITIZENS NATIONAL BANK OF CHEBOYGAN | CHEBOYGAN | OCC | Jul 2025 | Satisfactory |
| MANUFACTURERS NATIONAL BANK OF DETROIT | DETROIT | OCC | Jul 1990 | Satisfactory |
| BANK ONE, YPSILANTI, N.A. | YPSILANTI | OCC | Feb 1992 | Satisfactory |
| NATIONAL BANK OF HASTINGS | HASTINGS | OCC | Jul 1996 | Satisfactory |
| CHARTER NATIONAL BANK | TAYLOR | OCC | May 1995 | Satisfactory |
| FIRSTBANK - LAKEVIEW | LAKEVIEW | FDIC | Apr 2004 | Satisfactory |
| FIRST NATIONAL BANK IN ONTONAGON | ONTONAGON | OCC | May 1995 | Satisfactory |
| INDEPENDENT BANK - SOUTH MICHIGAN | LESLIE | FDIC | Sep 2005 | Satisfactory |
| FMB-REED CITY BANK | REED CITY | FDIC | Feb 1995 | Satisfactory |
| COUNTY NATIONAL BANK | HILLSDALE | OCC | Sep 2022 | Satisfactory |